Matei Trans
ActiveThe computed 12-month bankruptcy probability of Matei Trans is 3.0% (moderate). The 2025 annual accounts show equity of €167k and a net result of €127k. Equity is growing by ~229.7% per year across the filed fiscal years. Its solvency ranks better than 27% of 4575 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency41▼-34
Growth78=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.9 in 2024; short-term debt: 84% and cash: 55% of total assets), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
54 d late
2023
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▲ 316%
2024 · €40k
2023: €-18k
2024: €40k
2023 → 2025
Total assets
€1.04M▲ 1,199%
2024 · €80k
2023: €10k
2024: €80k
2023 → 2025
Net result
€127k▲ 119%
2024 · €58k
2023: €-20k
2024: €58k
2023 → 2025
Working capital
€164k▲ 354%
2024 · €36k
2023: €-18k
2024: €36k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-18k-€40k€167k▲ 316%
Operating result€-20k-€76k€172k▲ 125%
Net result€-20k-€58k€127k▲ 119%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 125% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€3k▼ 26.9%
Current assets
€1.04M▲ 1,264%
Equity and liabilities €1.04M
Equity
€167k▲ 316%
Debt
€876k▲ 2,088%
The debt ratio rises from 49.9% to 84.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€173k▲
2024 · €77k
Cash flow
€128k▲
2024 · €59k
Solvency
16.0%▼
2024 · 50.1%
Current ratio
1.19▼
2024 · 1.90
Quick ratio
1.19▼
2024 · 1.90
Debt / equity
5.24▲
2024 · 0.99
ROE
75.9%▼
2024 · 143.9%
ROA
12.2%▼
2024 · 72.1%
Interest coverage
93.05▲
2024 · 10.09
Debt
€876k▲
2024 · €40k
Debt ≤ 1 year
€876k▲
2024 · €40k
Income taxes
€43k▲
2024 · €11k
Staff costs
€1k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€1.04M▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€437€252▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€76k€1.04M▲
Amounts receivable within one year40/41€25k€466k▲
Trade receivables40-€466k
Other amounts receivable41€25k-
Cash at bank and in hand54/58€51k€574k▲
Equity and liabilities
Total equity and liabilities10/49€80k€1.04M▲
Equity10/15€40k€167k▲
Contributions10/11€2k€2k=
Reserves13€38k€38k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14-€127k
Amounts payable17/49€40k€876k▲
Amounts payable within one year42/48€40k€876k▲
Trade debts44€13k€573k▲
Suppliers440/4€13k€573k▲
Taxes, remuneration and social security45€27k€304k▲
Taxes450/3€27k€304k▲
Income statement
Code20242025
Remuneration, social security and pensions62€21k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€10k€89k▲
Gross operating margin9900€108k€263k▲
Operating profit (loss)9901€76k€172k▲
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€8k€2k▼
Recurring financial charges65€8k€2k▼
Profit (loss) for the period before taxes9903€69k€170k▲
Income taxes67/77€11k€43k▲
Profit (loss) for the period9904€58k€127k▲
Profit (loss) for the period to be appropriated9905€58k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€127k▲
Profit (loss) brought forward from the previous period14P€-20k-
Transfer to equity691/2€38k-
To other reserves6921€38k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €127k ▲119%
Operating result €172k, net result €127k, both a record.
31-12
Financial
Equity above €150kEq €167k ▲316%
2 profitable years in a row build equity to €167k.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 1.90
Current ratio from 0.35 to 1.90.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rinkhout 1309240 ZeleGround area
303 m²
Building footprint
107 m²
Volume, LiDAR
498 m³
Parcel 42028B1008/00X002, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Matei Trans
since 20232.348.240.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028B1008/00X002 | Flanders | 303 m² | 1 · 107 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JONGENEEL TRANSPORT
BE 0829.166.292
Sint-Niklaas · Eq €167k
Quatra Transport International
BE 0843.499.033
Lokeren · Eq €167k
F.O.S.H. Consulting
BE 0456.856.439
Grez-Doiceau · Eq €167k
TRR
BE 0693.815.759
Eupen · Eq €167k
TRANSPORTS RASQUIN & FILS
BE 0463.708.302
Sprimont · Eq €167k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,203. 6,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2023
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
50200Water transport
50400Inland freight water transport
51210Air transport
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.