MATEC E&A
ActiveSummary
The computed 12-month bankruptcy probability of MATEC E&A is 1.7% (moderate). The 2025 annual accounts show equity of €81,886 and a net result of €23,902. Equity is growing by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 1323 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-13
Solvency76▼-24
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 3.39 in 2024; short-term debt: 48.5% and cash: 46.5% of total assets), and 49% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Repair, maintenance and installation of machinery and equipment (NACE 33)
about 56% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
10 d early
2024
9 d early
2023
18 d early
2022
3 d early
2021
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€81,886▼ 29.9%
2024 · €116,815
Total assets
€160,562▲ 4.4%
2024 · €153,853
Net result
€23,902▼ 50.3%
2024 · €48,134
Working capital
€19,588▼ 77.6%
2024 · €87,291
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 33, Repair, maintenance and installation of machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25,497-€42,871▲ 68.1%€38,952▼ 9.1%€63,128▲ 62.1%€32,679▼ 48.2%
Net result€19,421within the sector's middle half-€30,853within the sector's middle half▲ 58.9%€26,636within the sector's middle half▼ 13.7%€48,134above the sector's middle half▲ 80.7%€23,902within the sector's middle half▼ 50.3%
Equity€23,621within the sector's middle half-€53,674within the sector's middle half▲ 127%€79,510within the sector's middle half▲ 48.1%€116,815within the sector's middle half▲ 46.9%€81,886within the sector's middle half▼ 29.9%
Total assets€49,682below the sector's middle half-€79,383within the sector's middle half▲ 59.8%€101,556within the sector's middle half▲ 27.9%€153,853within the sector's middle half▲ 51.5%€160,562within the sector's middle half▲ 4.4%
Debt€26,061-€25,708▼ 1.4%€22,046▼ 14.2%€37,038▲ 68.0%€78,675▲ 112%
Working capital€19,431-€28,032▲ 44.3%€52,800▲ 88.4%€87,291▲ 65.3%€19,588▼ 77.6%
Solvency47.5%within the sector's middle half-67.6%above the sector's middle half▲ 20.1pp78.3%above the sector's middle half▲ 10.7pp75.9%above the sector's middle half▼ 2.4pp51.0%within the sector's middle half▼ 24.9pp
above
within
below
the middle half (P25 to P75) of NACE 33, Repair, maintenance and installation of machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160,562
Fixed assets
€63,054 ▲ 110%
Current assets
€97,508 ▼ 21.2%
Equity and liabilities €160,562
Equity
€81,886 ▼ 29.9%
Debt
€78,675 ▲ 112%
Debt's share of the balance-sheet total rises from 24.1% to 49.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42,478▼
2024 · €67,560
Cash flow
€33,701▼
2024 · €52,567
Current ratio
1.25▼
2024 · 3.39
Debt to equity
0.96▲
2024 · 0.32
ROE
29.2%▼
2024 · 41.2%
ROA
14.9%▼
2024 · 31.3%
Interest coverage
29.01▼
2024 · 97.15
Debt ≤ 1 year
€77,920▲
2024 · €36,511
Income taxes
€7,314▼
2024 · €14,302
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €849 | €1,659 | €4,234 | €4,432 | €9,800 | ▲ 121% |
| Other operating charges640/8 | €198 | €75 | €62 | €449 | €4,250 | ▲ 846% |
| Gross operating margin9900 | €26,544 | €44,604 | €43,247 | €68,010 | €46,729 | ▼ 31.3% |
| Operating profit (loss)9901 | €25,497 | €42,871 | €38,952 | €63,128 | €32,679 | ▼ 48.2% |
| Financial income75/76B | €1 | €0 | €25 | €4 | €1 | ▼ 75.7% |
| Recurring financial income75 | €1 | €0 | €25 | €4 | €1 | ▼ 75.7% |
| Financial charges65/66B | €2 | €502 | €632 | €695 | €1,464 | ▲ 111% |
| Recurring financial charges65 | €2 | €502 | €632 | €695 | €1,464 | ▲ 111% |
| Profit (loss) for the period before taxes9903 | €25,496 | €42,369 | €38,344 | €62,436 | €31,215 | ▼ 50.0% |
| Income taxes67/77 | €6,075 | €11,515 | €11,708 | €14,302 | €7,314 | ▼ 48.9% |
| Profit (loss) for the period9904 | €19,421 | €30,853 | €26,636 | €48,134 | €23,902 | ▼ 50.3% |
| Profit (loss) for the period to be appropriated9905 | €19,421 | €30,853 | €26,636 | €48,134 | €23,902 | ▼ 50.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,682 | €79,383 | €101,556 | €153,853 | €160,562 | ▲ 4.4% |
| Fixed assets21/28 | €4,190 | €26,030 | €27,196 | €30,051 | €63,054 | ▲ 110% |
| Tangible fixed assets22/27 | €4,190 | €26,030 | €27,196 | €30,051 | €63,054 | ▲ 110% |
| Land and buildings22 | - | €18,563 | €18,248 | €22,937 | €20,159 | ▼ 12.1% |
| Plant, machinery and equipment23 | €585 | €389 | €193 | €75 | €2,348 | ▲ 3,018% |
| Furniture and vehicles24 | €3,605 | €7,078 | €8,755 | €7,039 | €40,547 | ▲ 476% |
| Current assets29/58 | €45,492 | €53,353 | €74,360 | €123,802 | €97,508 | ▼ 21.2% |
| Stocks and contracts in progress3 | - | €3,611 | - | - | - | - |
| Stocks30/36 | - | €3,611 | - | - | - | - |
| Amounts receivable within one year40/41 | €1,151 | €22,536 | €3,451 | €8,004 | €19,402 | ▲ 142% |
| Trade receivables40 | €88 | €20,088 | €2,848 | €6,488 | €18,602 | ▲ 187% |
| Other amounts receivable41 | €1,064 | €2,448 | €604 | €1,516 | €800 | ▼ 47.2% |
| Cash at bank and in hand54/58 | €43,148 | €26,110 | €70,134 | €113,490 | €74,610 | ▼ 34.3% |
| Deferred charges and accrued income490/1 | €1,192 | €1,096 | €775 | €2,307 | €3,497 | ▲ 51.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,682 | €79,383 | €101,556 | €153,853 | €160,562 | ▲ 4.4% |
| Equity10/15 | €23,621 | €53,674 | €79,510 | €116,815 | €81,886 | ▼ 29.9% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €18,621 | €48,674 | €74,510 | €111,815 | €76,886 | ▼ 31.2% |
| Distributable reserves133 | €18,621 | €48,674 | €74,510 | €111,815 | €76,886 | ▼ 31.2% |
| Amounts payable17/49 | €26,061 | €25,708 | €22,046 | €37,038 | €78,675 | ▲ 112% |
| Amounts payable within one year42/48 | €26,061 | €25,321 | €21,561 | €36,511 | €77,920 | ▲ 113% |
| Trade debts44 | €4,300 | €12,107 | €4,485 | €5,948 | €529 | ▼ 91.1% |
| Suppliers440/4 | €4,300 | €12,107 | €4,485 | €5,948 | €529 | ▼ 91.1% |
| Taxes, remuneration and social security45 | €11,380 | €2,950 | €7,171 | €7,469 | €353 | ▼ 95.3% |
| Taxes450/3 | €9,080 | €2,950 | €7,171 | €7,469 | €29 | ▼ 99.6% |
| Remuneration and social security454/9 | €2,300 | - | - | - | €324 | - |
| Other amounts payable47/48 | €10,381 | €10,264 | €9,905 | €23,094 | €77,038 | ▲ 234% |
| Accrued charges and deferred income492/3 | - | €388 | €485 | €528 | €755 | ▲ 43.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,421 | €30,853 | €26,636 | €48,134 | €23,902 | ▼ 50.3% |
| + Depreciation and write-downs630 | €849 | €1,659 | €4,234 | €4,432 | €9,800 | ▲ 121% |
| Operating cash flow (approximation) | €20,270 | €32,512 | €30,870 | €52,567 | €33,701 | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | -€23,499 | -€5,400 | -€7,287 | -€42,802 | ▼ 487% |
| Change in cash | - | -€17,038 | €44,024 | €43,356 | -€38,880 | ▼ 190% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €48,134 ▲80.7%
Operating result €63,128, net result €48,134, both a record.
31-12
Financial
Equity above €100,000Eq €116,815 ▲46.9%
4 profitable years in a row build equity to €116,815.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2021
Ground area
1,136 m²
Building footprint
188 m²
Volume, LiDAR
414 m³
Parcel 71442C0190/00S000, Flanders · tallest building 9.1 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MATEC E&A
since 20212.313.292.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C0190/00S000 | Flanders | 1,136 m² | 1 · 188 m² | 9.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 679 EUR awarded · 679 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 383 EUR | 383 EUR |
| 2023 | 1 | 296 EUR | 296 EUR |
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Of 1,226 companies in sector 33200 we hold annual accounts for 678. 516 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
33200Installation of industrial machinery and equipment
43211General electrical installation work
62200Computer consultancy and computer facilities management
Contact
E-mail
info@matec-bv.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0763451069
Registered
15-03-2021
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.