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MATDIMJER

Active Private limited companyfounded 2016active for 10 yearsAvenue Felix Lacourt 114, 1390 Grez-DoiceauKBO/BCE: BE 0647.804.008

Overview

Lifetime

10 annual accounts with figures on one time axis
peak €236,096 (2016)
€161,674▼ 0.8%
lowest -€38,766 (2022)
-€1,769▼ €6,081
peak €1.1m (2020)
€969,630▼ 0.2%
€19,828▼ 17.8%
peak 2.5 FTE (2019)
-not published
Board1 name since 2021
Documentsfilings and deeds
09-07-202622 days before the deadline
2025abbreviated format
Loss of €1,769Debts from €24,113 to €19,828Cash from €81,135 to €207,696

Key points

from the 2025 annual accounts

Turnover

≈ €410,000 estimated

The accounts state no turnover.

Liquidity

14.14 was 9.75 in 2024

Short-term debts fell from €20,918 to €19,827.

Filings

10 annual accounts 1 late
AprilJune31 JulyOctober20202025

The 2023 accounts came 19 days late. The other nine were filed on time.

Checked score

95
Excellent
Financially stronger than 61% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 98.0% of total assets
76+16short-term debt 2.0% · cash 21.0%
69=return on assets -0.2%

Score breakdown

lowers risk
Size: total assets €989,458
Equity €969,630 (98.0% of total assets)
Liquidity: current ratio 14.14, cash €207,696
Figures for financial year 2025 (filed on 09-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 70% on liquidity, 46% on profitability and 45% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,686 companies had the same profile as MATDIMJER has now. Each dot stands for 7 companies, two years later.

93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MATDIMJER itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,686 companies, not a prediction for MATDIMJER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €90,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 14.14 (9.75 in 2024), above the usual 1.5. Short-term debt is 2% and cash 21% of total assets. 2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Size: total assets €989,458
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €969,630 (98.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 14.14, cash €207,696
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 09-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
2 days early
2023
19 days late
2022
7 days early
2021
31 days early
2020
3 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 8 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PL
Director
Board & ownership

Recent changes

Appointment: Philippe LENAERTS (statutory director) Issue of 34,109 shares · Gazette deed
Incorporation published on 16-02-2016 · Gazette deed
First establishment Avenue Felix Lacourt 114, Grez-Doiceau
All 19 events

Official details

Source: KBO
Status
Active since 04-02-2016Normal situation
Activity
“La société pourra effectuer tant en Belgique qu’à l’étranger, toutes opérations généralement quelconques se…” (deed in French)From the articles, 2 activitiesNo NACE code in the KBO yet
Establishment unit
2.252.100.7651390 Grez-Doiceau, since 04-02-2016
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€161,674▼ 0.8%
€1,769
€969,630▼ 0.2%
€989,458▼ 0.6%
Filing
Filed on 09-07-2026, 22 days before the end of the filing period
Financials

Insights on MATDIMJER

MATDIMJER files the abbreviated format. That format states no turnover. The gross margin fell from €236,096 in 2016 to €161,674 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 09-07-2026, 22 days before the deadline
€161,674
▼ 0.8%
-€39,003
▼ €38,236
-€1,769
▼ €6,081
€260,493
▲ 42.3%
98.0%
▲ 0.4 percentage points
14.14
▲ 4.39

The turnover shown is an estimate from the gross margin.

Turnover ≈ €410,000. Estimated: probably between €250,000 and €770,000.

Balance sheet

balance sheet total €989,458 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Staff

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 989,458995,5121.0m1.1m1.1m1.1m1.1m1.1m1.1m1.2m
21/28 709,138791,504895,597936,366806,531869,496978,5791.0m1.0m1.1m
22/27 709,138791,504895,597936,366806,531869,188978,2711.0m1.0m1.1m
22 516,081553,836591,591672,242769,037869,188969,3401.0m1.0m1.1m
24 52,1179,37318,74728,12037,494-8,931-3,5018,167
26 140,940228,295285,259236,004------
28 -----308308308--
29/58 280,320204,008121,348183,952292,647187,125108,862121,21085,73088,187
40/41 2,62452,87355,373166,300238,540145,84813,160120,72085,48584,008
40 1,8502,18345,878----120,72085,48584,008
41 77450,6909,495166,300238,540145,84813,160---
50/53 --23,000-------
54/58 207,69681,13542,55517,23254,10719,27795,7024902454,179
490/1 70,00070,000420420-22,000----
Balance sheet: equity and liabilities
10/49 989,458995,5121.0m1.1m1.1m1.1m1.1m1.1m1.1m1.2m
10/15 969,630971,399983,8781.0m1.1m1.1m1.1m1.0m993,886991,161
10/11 969,853969,853969,853969,853969,853969,853969,853969,853969,853969,853
10 969,853969,853969,853969,853------
100 969,853969,853969,853969,853--969,853969,853969,853969,853
13 3,1203,1203,1203,1203,1203,1203,1203,1203,1203,120
130/1 3,1203,1203,1203,1203,1203,120----
130 ------3,1203,1203,1203,120
1311 3,1203,1203,1203,1203,1203,120----
14 -3,343-1,57410,90541,11079,87681,02680,80570,49820,91318,188
17/49 19,82824,11333,067106,23546,3292,62233,66387,977116,529160,786
17 -3,19312,71222,14331,487-7,874200-2,538
170/4 -3,19312,71222,14331,487-7,874--2,538
178/9 -------200--
42/48 19,82720,91820,35584,09214,8422,62225,78987,777116,529158,248
42 3,1939,5199,4319,3449,257-2,322-50,93787,348
44 13,4568,677-69,6262,963-2,57724,14613,3424,332
440/4 13,4568,677-69,6262,963-2,57724,14613,3424,332
45 -2,7222,722-2,6222,62220,89048,63148,22336,568
450/3 -2,7222,722-2,6222,62218,83943,74948,22336,568
454/9 ------2,0514,882--
47/48 3,178-8,2025,122---15,0004,02730,000
492/3 12--------
Income statement
9900 161,674162,927171,827135,304128,301125,451223,981184,038152,524236,096
62 -----2,07681,76431,790--
630 147,512134,483169,970148,199109,525100,15169,30264,67955,860119,163
640/8 30,16529,21127,78325,48225,16124,33323,77125,40824,21714,965
66A 23,000-------41,120-
9901 -39,003-767-25,926-38,377-6,385-1,10949,14462,16172,447101,968
75/76B 37,3375,313--4,8022,222----
75 37,3375,313--4,8022,222----
65/66B 1032344,2793899322891,6901,70946,97114,092
65 1032344,2793899322891,6901,7095,85114,092
66B --------41,120-
9903 -1,7694,312-30,205-38,766-2,51582447,45460,45225,47687,876
67/77 -----1,3656039,85010,86722,75125,472
9904 -1,7694,312-30,205-38,766-1,15022137,60449,5852,72562,404
9905 -1,7694,312-30,205-38,766-1,15022137,60449,5852,72562,404
Appropriation of the result
9906 -3,343-1,57410,90541,11079,87681,026108,10270,49820,91362,404
14P -1,574-5,88641,11079,87681,026-----
691/2 ---------3,120
6920 ---------3,120
694/7 ------27,297--41,096
694 ------27,297--41,096
Social balance sheet
9087 ------2.5---
Hours worked1013 ------4,476---
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 09-07-2026 2026-00287069 PDF
31-12-2024 micro format 29-07-2025 2025-00344715 PDF
31-12-2023 micro format 19-08-2024 2024-00357652 PDF
31-12-2022 full format 24-07-2023 2023-00272363 PDF
31-12-2021 micro format 30-06-2022 2022-20129779 PDF
31-12-2020 micro format 28-07-2021 2021-44100543 PDF
31-12-2019 micro format 23-07-2020 2020-34000315 PDF
31-12-2018 full format 23-07-2019 2019-39000418 PDF
31-12-2017 full format 24-07-2018 2018-39300493 PDF
31-12-2016 full format 20-07-2017 2017-33700550 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
108,509133,716144,044109,822103,14099,042118,446126,840128,307221,131
145,743138,795139,765109,433108,375100,372106,906114,26458,585181,567
65,14630,390129,201278,03446,868-8,93237,64350,23216,7851.8m
126,56138,58025,323-36,87534,830-76,42595,212245-3,934-
260,493183,090100,99399,860277,805184,50383,07333,433-30,799-70,061
98.0%97.6%96.7%90.5%95.8%99.8%96.9%92.2%89.5%86.0%
14.149.755.962.1919.7271.374.221.380.740.56
0.020.020.030.100.040.000.030.080.120.16
-0.2%0.4%-3.1%-3.8%-0.1%0.0%3.6%4.8%0.3%6.3%
-0.2%0.4%-3.0%-3.5%-0.1%0.0%3.5%4.4%0.2%5.4%
over 100over 10033.66over 100over 100-----

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€65,146€30,390€129,201€278,034€46,868
€147,512€134,483€169,970€148,199€109,525

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on MATDIMJER

The operating result for 2025 is a loss of €39,003, larger than the loss of €767 in 2024. It is the lowest result since 2016.

Debt's share of the balance-sheet total falls from 2.4% to 2.0%. Equity and debt are lower.

Board & ownership

Board

1 director, last change in 2024
Statutory director
appointed by deed of 16-02-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 09-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 16-02-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Philippe LENAERTS
Statutory director
Boardmandate already running before its first mention
Mandates as a list
  • Philippe LENAERTS
    • Statutory director, since before 31-12-2021

See the board, name and registered office on a given date →

Control

Capital

Contribution
€969,853
Source
2025 annual accounts

Articles of association

deed of 16-02-2024 (in French)
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
“Administrateurs restants ont droit d’y pourvoir provisoirement, vacance place administrateur par décès, démission ou autre cause”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of June at 12:00

Network & group

No group

MATDIMJER has no parent and no holdings in its annual accounts. Philippe LENAERTS is the only director. MATDIMJER shares no director with another company.

At the same address

Avenue Félix Lacourt 114, 1390 Grez-Doiceau · 5 other companies
M.D.J. BELGIUM
registered office since 14-07-1992 · founded in 1992
total assets €1.8m (2025)
0447.696.966
RIV INVEST
registered office since 22-06-2018 · founded in 2018
total assets €621,174 (2025)
0698.737.817
MADIJE
registered office since 29-10-1986 · founded in 1985
total assets €252,249 (2025)
0427.636.079
SAENAPPE
establishment since 02-10-2013 · founded in 2013
total assets €43,475 (2025)
0539.895.961
Fondation Jérémy
registered office since 08-10-2024
founded in 2024
1014.790.046

Timeline

Timeline

19 events since 2016

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 22 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
2024
Back to profit net €4,312 The net result is €4,312, after 3 loss-making years.
Annual accounts 2023 filed PDFmicro format · 19 days late
Appointment: Philippe LENAERTS (statutory director)Issue of 34,109 shares1 point ▸
  • Director appointment, Philippe LENAERTS (statutory director)
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2023
Liquidity more than doubled current ratio 5.96 The current ratio rises from 2.19 to 5.96. Short-term debt falls from €84,092 to €20,355.
Annual accounts 2022 filed PDFfull format · 7 days before the deadline
2022
Weakest financial year net -€38,766 The net result drops to -€38,766, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 31 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 3 days before the deadline
2020
Liquidity more than 16 times current ratio 71.37 The current ratio rises from 4.22 to 71.37. Short-term debt falls from €25,789 to €2,622.
Annual accounts 2019 filed PDFmicro format · 8 days before the deadline
2019
Liquidity more than triples current ratio 4.22 The current ratio rises from 1.38 to 4.22. Short-term debt falls from €87,777 to €25,789.
Annual accounts 2018 filed PDFfull format · 8 days before the deadline
2018
Equity above €1m equity €1.0m ▲5% With a profit in every financial year since 2016, equity grows to €1.0m.
Annual accounts 2017 filed PDFfull format · 7 days before the deadline
2017
Annual accounts 2016 filed PDFfull format · 11 days before the deadline
2016
Incorporation PDFpublished on 16-02-2016
First establishment Avenue Felix Lacourt 114, Grez-Doiceau

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

MATDIMJER was incorporated on 4 February 2016.1 Total assets fell from €1.1m in 2018 to €989,458 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0647.804.008
VAT number
BE 0647.804.008
LEI code
875500XI85UCGW04HU97 no longer live in the LEI register
Legal form
Private limited company
Status
Active, normal situation
Founded
04-02-2016
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of June at 12:00
deed of 16-02-2024 (in French)
Peppol
Not found in the Peppol Directory
Name
MATDIMJER in French
Entity type
Legal entity

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“La société pourra effectuer tant en Belgique qu’à l’étranger, toutes opérations généralement quelconques se rattachant à l’achat, la vente…”
2 activities
  1. La société pourra effectuer tant en Belgique qu’à l’étranger, toutes opérations généralement quelconques se rattachant à l’achat, la vente, l’échange, la construction, l’aliénation, la gestion, la mise en valeur, le lotissement, la prise ou la mise en location tous terrains, immeubles, appartements et ouvrages et bâtiments quels qu’ils soient, et leur entretien, leur réparation, leur transformation, leur aménagement, leur décoration, ainsi que tous travaux y afférents.
  2. Elle pourra faire toutes opérations mobilières, immobilières, financières et commerciales et industrielles se rapportant directement ou indirectement à son objet social.
deed of 16-02-2024 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Avenue Felix Lacourt 114 registered office 1390 Grez-Doiceau 68110 Buying and selling of own real estate 04-02-2016 2.252.100.765

Buildings and parcels at the address

Ground area
6,147 m²
Buildings
212 m²
Volume, LiDAR
1,227 m³
Tallest building
7.9 m
Buildings to scale, each on its own parcel
212 m², 7.9 m 212 m², 7.9 m

Location

registered office establishment The establishment unit on the map
6 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
25037C0071/00E0006,147 m² 1 · 212 m² 7.9 m · 2

Contact

E-mail info@mdj.be establishment in Grez-Doiceau
Phone +32 477 33 87 92 establishment in Grez-Doiceau

Invoicing and payment

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Register as of 11 November 2026 · Peppol Directory