Equity
-€1,318
Debts exceed assets in financial year 2025.
Matchical
Overview
Lifetime
1 annual account with figurespeak €2,723 (2025)
€2,723
lowest -€3,818 (2025)
-€3,818
peak -€1,318 (2025)
-€1,318
€70,613
Board1 name since 2024
1 directorRABAH Asia
Documentsfilings and deeds
28-09-202659 days late
2025micro format
Loss of €3,818First year with figures
Key points
from the 2025 annual accountsDebts
€70,613 102% of the balance sheet
Position in the sector
-€1,318
Less equity than 89% of companies in computing infrastructure and information services. Sector median €60,701 · 2,301 companies.
2025 accounts filed 59 days after the deadline
Checked score
47
Fair
Financially stronger than 14% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,946 companies (NACE 63, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 0.6%lowest value
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.7%▲ +0.1 percentage points vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%▼ -0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 1.6%▲ +0.8 percentage points vs 06-2026
08-2026: 1.6%● unchanged vs 07-2026
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 3.8%▲ +2.2 percentage points vs 09-2026highest value
11-2026: 3.8%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 59 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.73, cash €8
lowers risk
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 12% of them on solvency, 1% on liquidity and 30% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,555 companies had the same profile as Matchical has now. Each dot stands for 4 companies, two years later.
91.6%
were still trading
3.6%
stopped another way
4.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Matchical itself: 3.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for Matchical. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.73, below 1. Short-term debt is 101.9% and cash 0% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
59 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012147884
Registered office moved to Grimbergen
New registered office: Kolvenierstraat 37, 1853 Grimbergen (Strombeek-Bever) · General meeting of 03-06-2026 · Gazette deed
Incorporation
Founding capital of €2,500, 100 shares · Founder: RABAH Asia (comparante) · Appointment: RABAH Asia (director) · published on 05-08-2024 · Gazette deed
First establishment
Sint Michielswarande 30B, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Matchical Grimbergen | €69,295 | €2,723 | -1.9% | - |
| Connecting Care Professionals Geel | €119,556 | €1,882 | 7.0% | - |
| CADDII Liège | €93,927 | -€3,684 | 100.0% | - |
| STREET & FOOD Verlaine | €73,287 | -€3,032 | -17.3% | - |
| COLLABORATIVE CARE PLATFORM Etterbeek | €89,914 | -€59,513 | 33.7% | - |
| PerceptAI La Hulpe | €100,003 | €7,007 | 8.6% | - |
| ONE DIGITAL Tubize | €57,812 | -€2,173 | 20.6% | - |
These companies have the same main activity as Matchical: web portal activities (NACE 63910). They are comparable in size and age: total assets between €57,800 and €120,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 01-08-2024Normal situation
- Activity
- Web portal activitiesNACE 63910and 2 others
- Establishment unit
- 2.362.644.8361040 Etterbeek, since 01-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-07-2026
Annual accounts 2025
- €2,723
- ≈ €21,000estimated
- €3,818
- -€1,318
- €69,295
- Filing
- Filed on 28-09-2026
Insights on Matchical
The computed 12-month bankruptcy probability of Matchical is 3.8% (moderate). The 2025 annual accounts show negative equity (-€1,318) and a net result of -€3,818.
Its solvency ranks better than 11% of 2,301 sector peers (NACE 63, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-09-2026, 59 days late€2,723
-€3,414
-€3,818
-€19,081
-1.9%
0.73
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €21,000. Estimated: probably between €9,500 and €50,000.
Balance sheet
balance sheet total €69,295 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
-1.9%
Higher than 11% of 2,301 companies in 2025.
0.73
Higher than 15% of 2,198 companies in 2025.
-5.5%
Higher than 16% of 2,232 companies in 2025.
Matchical
Middle half of the sector
80% of the sector
Micro accounts in computing infrastructure and information services (NACE 63)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
69,295 | |
21/28 |
17,763 | |
21 |
17,578 | |
28 |
185 | |
29/58 |
51,532 | |
40/41 |
51,524 | |
40 |
46,002 | |
41 |
5,522 | |
54/58 |
8 | |
| Balance sheet: equity and liabilities | ||
10/49 |
69,295 | |
10/15 |
-1,318 | |
10/11 |
2,500 | |
14 |
-3,818 | |
17/49 |
70,613 | |
42/48 |
70,613 | |
44 |
41,010 | |
440/4 |
41,010 | |
47/48 |
29,603 | |
| Income statement | ||
9900 |
2,723 | |
630 |
6,137 | |
9901 |
-3,414 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
405 | |
65 |
405 | |
9903 |
-3,818 | |
9904 |
-3,818 | |
9905 |
-3,818 | |
| Appropriation of the result | ||
9906 |
-3,818 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 59 days after the deadline. Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00526925.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-09-2026 | 2026-00526925 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 2,723 | ||
| 2,319 | ||
| 23,900 | ||
| -19,081 | ||
| -1.9% | ||
| 0.73 | ||
| -5.5% | ||
| 6.73 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Intangible fixed assets | €23,715 |
| Financial fixed assets | €185 |
| €6,137 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Matchical
Equity is negative. Debt (€70,613) exceeds the balance-sheet total (€69,295).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 01-08-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 28-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-06-2026
Mandates through the years
1 name, the dashed line is todayRABAH Asia
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- RABAH Asia
- Director (not named in the articles), from 01-08-2024 to date
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- -€13.18 in 2025
- Source
- deed of 05-08-2024
Articles of association
deed of 18-06-2026 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June
Shareholders
At incorporation
deed of 05-08-2024 ↗
- RABAH Asia 100 shares (100%)
Capital transactions
Capital over time
- 18-06-2026 Capital stated in the deed · 100 shares
- 05-08-2024 Incorporation · €2,500 · 100 shares
Network & group
No group
Matchical has no parent and no holdings in its annual accounts. RABAH Asia is the only director. Matchical shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 59 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012147884
Registered office moved to GrimbergenNew registered office: Kolvenierstraat 37, 1853 Grimbergen (Strombeek-Bever) · General meeting of 03-06-20264 points ▸
- General meeting, 03-06-2026
- Registered-office move, Kolvenierstraat 37, 1853 Grimbergen (Strombeek-Bever)
- 100 shares
- Power of attorney, Nicolas INDEKEU
- The deed holds 2 more points.
2024
IncorporationFounding capital of €2,500, 100 shares · Founder: RABAH Asia (comparante) · Appointment: RABAH Asia (director) · published on 05-08-20246 points ▸
- Registered office clause, Hive5, Cours Saint-Michel 30B, 1040 Etterbeek
- Board rule, 1
- Director appointment, RABAH Asia (director (not named in the articles))
- Founder, RABAH Asia (comparante)
- Founding capital, €2,500, 100 shares
- 100 shares
- The deed holds 4 more points.
First establishment Sint Michielswarande 30B, Etterbeek
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 1 August 2024, Matchical was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 In 2026 the registered office moved to Grimbergen.3 RABAH Asia has served as director since 2024.4
Company details
Identity
- Enterprise number
- 1012.147.884
- VAT number
- BE 1012.147.884
- Peppol ID
- 0208:1012147884
- Other Peppol ID
- 9925:BE1012147884
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-08-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of Junedeed of 18-06-2026 (in French)
- Peppol
- Reachable since 21-07-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Matchical in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-06-2026 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 18-06-2026 (in French)
Activities
NACEBEL 202563910
Web portal activities main activity
Codes under NACEBEL 2008
63120
Computing infrastructure, data processing, hosting and other information service activities main activity
62090
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De oprichting en exploitatie van platformen voor de bemiddeling van medisch personeel,voornamelijk verpleegkundigen,artsen-huisartsen of…”deed of 18-06-2026 (in French)
2 activities
- De oprichting en exploitatie van platformen voor de bemiddeling van medisch personeel,voornamelijk verpleegkundigen,artsen-huisartsen of specialisten,en meer algemeen personen die behoren tot de medische sector zoals gedefinieerd door het RIZIV,met als doel deze personen te plaatsen bij ziekenhuizen,medische centra,medische praktijken,collega's die een medisch beroep uitoefenen,rust- en verzorgingstehuizen,rusthuizen en meer algemeen bij iedere onderneming die gebruik wenst te maken van de diensten van een medisch professional.
- Consultancy en/of dienstverlening op het gebied van beheer,administratie,herstructurering,ontwikkeling en management van ondernemingen in het algemeen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kolveniersstraat 37 registered office 1853 Grimbergen | ||
| Sint Michielswarande 30B 1040 Etterbeek | 01-08-2024 | 2.362.644.836 |
Buildings and parcels at the addresses
- Ground area
- 1,994 m²
- Buildings
- 98 m²
- Volume, LiDAR
- 437 m³
- Tallest building
- 17.2 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21362B0235/10Y000 | Brussels | 1,575 m² | - | - |
| 23084B0230/00C000 | Flanders | 419 m² | 1 · 97 m² | 17.2 m · 1 |
Contact
E-mail
oumamina134@gmail.com
Phone
+32 486 65 80 04 establishment in Etterbeek