MatchBizz
ActiveFor MatchBizz, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €43k and a net result of €72k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 7529 sector peers (fiscal year 2022). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability100▲+100
Solvency88▲+88
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
62.6%
Return on assets
105.4%
Age of the figures
45 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 01-09-2023, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
32 d late
2021
148 d late
2020
254 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€43k
2021 · €-29k
2018: €12k
2019: €14k
2020: €-11k
2021: €-29k
2018 → 2022
Total assets
€68k▲ 2,320%
2021 · €3k
2018: €16k
2019: €46k
2020: €11k
2021: €3k
2018 → 2022
Net result
€72k
2021 · €-18k
2018: €-6k
2019: €2k
2020: €-25k
2021: €-18k
2018 → 2022
Working capital
€39k
2021 · €-29k
2018: €2k
2019: €-10k
2020: €-20k
2021: €-29k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€12k-€14k▲ 14.7%€-11k€-29k▼ 162%€43k
Operating result€-6k-€3k€-29k€-17k▲ 40.5%€87k
Net result€-6k-€2k€-25k€-18k▲ 28.7%€72k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2022: €87k after a loss of €17k in 2021, the highest result in the available series.
Balance-sheet composition
Assets €68k
Fixed assets
€4k
Current assets
€64k
Equity and liabilities €68k
Equity
€43k
Debt
€26k
Debt finances 37.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€87k▲
2021 · €-9k
Cash flow
€72k▲
2021 · €-9k
Solvency
62.6%
Current ratio
2.51
Quick ratio
2.51
Debt / equity
0.60
ROE
168.4%
ROA
105.4%
Interest coverage
139.95▲
2021 · -17.84
Debt
€26k▼
2021 · €32k
Debt ≤ 1 year
€26k▼
2021 · €32k
Income taxes
€15k▲
2021 · €230
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€3k€68k▲
Fixed assets21/28€0€4k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€0€4k▲
Furniture and vehicles24€0-
Other tangible fixed assets26-€4k
Financial fixed assets28-€250
Current assets29/58€3k€64k▲
Amounts receivable within one year40/41€2k€60k▲
Trade receivables40-€16k
Other amounts receivable41€2k€44k▲
Cash at bank and in hand54/58€30€3k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€3k€68k▲
Equity10/15€-29k€43k▲
Contributions10/11€19k€19k=
Reserves13-€24k
Distributable reserves133-€24k
Profit (loss) carried forward14€-48k€0▲
Amounts payable17/49€32k€26k▼
Amounts payable within one year42/48€32k€26k▼
Financial debts43-€252
Credit institutions430/8-€252
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€1k€20k▲
Taxes450/3€1k€20k▲
Other amounts payable47/48€27k€0▼
Income statement
Code20212022
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€207▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-7k€88k▲
Operating profit (loss)9901€-17k€87k▲
Financial income75/76B€0€580▲
Recurring financial income75€0€580▲
Financial charges65/66B€486€621▲
Recurring financial charges65€486€621▲
Profit (loss) for the period before taxes9903€-18k€87k▲
Income taxes67/77€230€15k▲
Profit (loss) for the period9904€-18k€72k▲
Profit (loss) for the period to be appropriated9905€-18k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€24k▲
Profit (loss) brought forward from the previous period14P€-30k€-48k▼
Transfer to equity691/2-€24k
To other reserves6921-€24k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €72k
Net result €72k after 2 loss-making years.
31-12
Financial
Liquidity times 29current ratio 2.51
Current ratio from 0.09 to 2.51; short-term debt falls from €32k to €26k.
26-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 148 days late
11-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 254 days late
2020
31-12
Financial
Weakest financial yearnet €-25k ▼1491%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kluizenaarstraat 299000 GentGround area
86 m²
Building footprint
70 m²
Parcel 44021A0152/00E010, Flanders. Linked by address, not a title deed.
1 establishment unit
Matchbizz
since 20182.276.334.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A0152/00E010 | Flanders | 86 m² | 1 · 70 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 433 EUR awarded · 433 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 433 EUR | 433 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,900. 5,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-02-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0468292128