MATAM
ActiveSummary
MATAM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23,771 and a net result of €9,012. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 2545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+44
Solvency99▲+25
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.84 against 1.97 in 2023; short-term debt: 26% and cash: 5% of total assets), and 26% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74%
Return on assets
28.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
1 d early
2022
32 d late
2021
55 d late
2019
92 d late
2018
58 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€23,771▲ 61.1%
2023 · €14,760
Total assets
€32,113▲ 7.7%
2023 · €29,826
Net result
€9,012
2023 · -€3,074
Working capital
€23,692▲ 61.4%
2023 · €14,681
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192021202220232024
Operating result€8,995▲ 67.6%-€1,046--€77▲ 92.7%-€337▼ 339%€13,115
Net result€4,526▲ 61.6%-€3,242--€2,694▲ 16.9%-€3,074▼ 14.1%€9,012
Equity€20,289▲ 28.7%€20,528-€17,834▼ 13.1%€14,760▼ 17.2%€23,771▲ 61.1%
Total assets€68,022▲ 126%€51,472-€38,941▼ 24.3%€29,826▼ 23.4%€32,113▲ 7.7%
Debt€47,733▲ 232%€30,943-€21,107▼ 31.8%€15,066▼ 28.6%€8,342▼ 44.6%
Working capital€13,723€13,906-€11,096▼ 20.2%€14,681▲ 32.3%€23,692▲ 61.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €13,115 after a loss of €337 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32,113
Fixed assets
€79 =
Current assets
€32,034 ▲ 7.7%
Equity and liabilities €32,113
Equity
€23,771 ▲ 61.1%
Debt
€8,342 ▼ 44.6%
Debt's share of the balance-sheet total falls from 50.5% to 26.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.84▲
2023 · 1.97
Debt to equity
0.35▼
2023 · 1.02
ROE
37.9%▲
2023 · -20.8%
ROA
28.1%▲
2023 · -10.3%
Debt ≤ 1 year
€8,342▼
2023 · €15,066
Income taxes
€3,267▲
2023 · €1,826
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,464 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €75,741 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,341 | €8,932 | €8,932 | €8,932 | - | - |
| Other operating charges640/8 | - | €847 | €854 | €936 | €1,146 | ▲ 22.4% |
| Non-recurring operating charges66A | - | €75 | €257 | €213 | €183 | ▼ 14.0% |
| Gross operating margin9900 | €20,064 | €8,808 | €9,967 | €9,745 | €14,444 | ▲ 48.2% |
| Operating profit (loss)9901 | €8,995 | -€1,046 | -€77 | -€337 | €13,115 | ▲ 3,996% |
| Financial income75/76B | - | - | - | €3 | €1,055 | ▲ 34,056% |
| Recurring financial income75 | €6 | - | - | €3 | €1,055 | ▲ 34,056% |
| Financial charges65/66B | - | €586 | €698 | €915 | €1,892 | ▲ 107% |
| Recurring financial charges65 | €1,492 | €586 | €698 | €915 | €1,892 | ▲ 107% |
| Profit (loss) for the period before taxes9903 | €7,509 | -€1,632 | -€774 | -€1,248 | €12,279 | ▲ 1,084% |
| Income taxes67/77 | €2,983 | €1,610 | €1,920 | €1,826 | €3,267 | ▲ 78.9% |
| Profit (loss) for the period9904 | €4,526 | -€3,242 | -€2,694 | -€3,074 | €9,012 | ▲ 393% |
| Profit (loss) for the period to be appropriated9905 | €4,526 | -€3,242 | -€2,694 | -€3,074 | €9,012 | ▲ 393% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €68,022 | €51,472 | €38,941 | €29,826 | €32,113 | ▲ 7.7% |
| Fixed assets21/28 | €35,808 | €17,944 | €9,011 | €79 | €79 | = |
| Tangible fixed assets22/27 | €35,729 | €17,865 | €8,932 | - | - | - |
| Furniture and vehicles24 | - | €17,865 | €8,932 | - | - | - |
| Financial fixed assets28 | €79 | €79 | €79 | €79 | €79 | = |
| Current assets29/58 | €32,214 | €33,528 | €29,929 | €29,747 | €32,034 | ▲ 7.7% |
| Amounts receivable after more than one year29 | - | €17,593 | €13,593 | €17,367 | €0 | ▼ 100% |
| Trade receivables290 | - | €17,593 | €13,593 | €17,367 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €12,584 | €14,097 | €14,924 | €8,683 | €27,561 | ▲ 217% |
| Trade receivables40 | - | €9,541 | €10,008 | €6,510 | €5,068 | ▼ 22.2% |
| Other amounts receivable41 | - | €4,557 | €4,916 | €2,173 | €22,493 | ▲ 935% |
| Cash at bank and in hand54/58 | - | €1,677 | €1,241 | €1,014 | €1,603 | ▲ 58.1% |
| Deferred charges and accrued income490/1 | - | €161 | €171 | €2,682 | €2,871 | ▲ 7.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €68,022 | €51,472 | €38,941 | €29,826 | €32,113 | ▲ 7.7% |
| Equity10/15 | €20,289 | €20,528 | €17,834 | €14,760 | €23,771 | ▲ 61.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €13,660 | €17,140 | €17,140 | €17,140 | €17,571 | ▲ 2.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €15,280 | €15,280 | €15,280 | €15,711 | ▲ 2.8% |
| Profit (loss) carried forward14 | €429 | -€2,812 | -€5,506 | -€8,580 | €0 | ▲ 100% |
| Amounts payable17/49 | €47,733 | €30,943 | €21,107 | €15,066 | €8,342 | ▼ 44.6% |
| Amounts payable after more than one year17 | €28,949 | €11,290 | €2,274 | - | - | - |
| Financial debts170/4 | - | €11,290 | €2,274 | - | - | - |
| Amounts payable within one year42/48 | €18,491 | €19,622 | €18,833 | €15,066 | €8,342 | ▼ 44.6% |
| Current portion of amounts payable after more than one year42 | - | €13,153 | €13,278 | €6,798 | €681 | ▼ 90.0% |
| Financial debts43 | - | - | €6 | - | - | - |
| Credit institutions430/8 | - | - | €6 | - | - | - |
| Trade debts44 | €195 | €2,023 | - | €2,142 | €2,138 | ▼ 0.2% |
| Suppliers440/4 | - | €2,023 | - | €2,142 | €2,138 | ▼ 0.2% |
| Taxes, remuneration and social security45 | - | €4,446 | €5,382 | €6,127 | €5,523 | ▼ 9.9% |
| Taxes450/3 | - | €4,446 | €5,382 | €6,127 | €5,523 | ▼ 9.9% |
| Other amounts payable47/48 | - | - | €167 | - | - | - |
| Accrued charges and deferred income492/3 | - | €31 | - | - | - | - |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,526 | -€3,242 | -€2,694 | -€3,074 | €9,012 | ▲ 393% |
| + Depreciation and write-downs630 | €9,341 | €8,932 | €8,932 | €8,932 | - | - |
| Operating cash flow (approximation) | €13,867 | €5,690 | €6,238 | €5,858 | €9,012 | ▲ 53.8% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | - | -€436 | -€227 | €589 | ▲ 360% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Back to profitnet €9,012
Net result €9,012 after 3 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 55 days late
2021
31-12
Financial
Weakest financial yearnet -€3,242
Net result drops to -€3,242, the lowest in the series; recovery starts the following year.
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.74
Current ratio from 0.68 to 1.74.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2008
Ground area
1,157 m²
Building footprint
190 m²
Parcel 92134B0556/00W000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Trieux, Warisoulx 5, 5080 La Bruyère
since 20082.271.786.619
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92134B0556/00W000 | Wallonia | 1,157 m² | 1 · 190 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,019 companies in sector 85592 we hold annual accounts for 988. 608 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
85592Vocational training
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
85599Other education
85699Other educational support services
96999Other personal services
Contact
E-mail
ben.gillet@gmail.comLa Bruyère
Phone
0476546689La Bruyère
Scores and ratios are computed by Checked and are not a credit decision.