Equity
€49,457 ▲ 48.0%
MAT & CO has made a profit without a break since 2023.
MAT & CO
Lifetime
20 annual accounts with figures on one time axis, 31 filings since 1995peak €68,766 (2017)
€67,348▲ 35.3%
lowest -€33,497 (2018)
€16,035▲ 208%
peak €49,457 (2025)
€49,457▲ 48.0%
€21,838▼ 26.3%
peak 2.1 FTE (2017)
-not published
Board1 name since 2021
1 directorTROTTA Mathieu
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €49,768 to €67,348Result from €5,212 to €16,035Equity from €33,422 to €49,457Debts from €29,618 to €21,838Cash from €27,520 to €43,534
Key points
from the 2025 annual accountsTurnover
≈ €220,000 estimated
The micro format states no turnover.
Staff
8 employees on 31-12-2025
In 2025, 42 people joined and 41 left.
Liquidity
2.54 was 1.36 in 2024
Short-term debts fell from €29,618 to €21,838.
Filings
31 annual accounts since 1995
Nine of the last ten came late. The 2019 accounts came latest: 123 days after the end of the period.
Position in the sector
69.4%
Higher solvency than 83% of companies in food and beverage service. Sector median 29.5% · 17,153 companies.
Checked score
68
Healthy
Financially stronger than 84% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 1.8%▲ +0.1 percentage points vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 1.7%▼ -0.1 percentage points vs 05-2025
07-2025: 2.5%▲ +0.8 percentage points vs 06-2025
08-2025: 3.9%▲ +1.4 percentage points vs 07-2025highest value
09-2025: 0.9%▼ -3.0 percentage points vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025lowest value
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 1.0%▲ +0.1 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.2%▲ +0.2 percentage points vs 06-2026
08-2026: 2.0%▲ +0.8 percentage points vs 07-2026
09-2026: 1.2%▼ -0.8 percentage points vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Judicial reorganisation on record (5 publications, latest 20-05-2020)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.54, cash €43,534
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 84% of them on solvency, 89% on liquidity, 84% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as MAT & CO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MAT & CO itself is higher: 1.2% within 12 months. It rests on far more data about MAT & CO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for MAT & CO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file
Liquidity is ample, with a current ratio of 2.54 (1.36 in 2024), above the usual 1.5. Short-term debt is 30.6% and cash 61.1% of total assets. 30.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
21 days late
2023
20 days late
2022
32 days early
2021
26 days late
2020
89 days late
2019
123 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0454237241
Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: TROTTA Mathieu, from manager to director · General meeting of 19-12-2023 · Gazette deed
Plan homologation
Enterprise Court of Hainaut · judgment of 14-05-2020 · Judicial reorganisation
Filing of a new plan authorised
Enterprise Court of Hainaut, Charleroi division · collective agreement · judgment of 09-04-2020 · Judicial reorganisation
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MAT & CO Charleroi | €71,294 | €67,348 | 69.4% | - |
| AU FISTOU Bassenge | €76,327 | €73,718 | 52.0% | - |
| HUYSENTRUYT - DOSQUET Kuurne | €75,453 | €77,726 | -65.5% | - |
| LAMTO Brussels | €70,697 | €77,062 | 53.5% | - |
| NAM Woluwe-Saint-Pierre | €81,094 | €58,837 | 49.9% | - |
| BE COOL Namur | €72,697 | €82,990 | -29.4% | - |
| LE CHEVAL DE JADE Ixelles | €64,526 | €79,332 | -51.8% | - |
These companies have the same main activity as MAT & CO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €64,500 and €81,100, founded between 1991 and 1996.
Official details
Source: KBO- Status
- Active since 09-01-1995Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Establishment units
- 2.070.394.1306000 Charleroi, since 22-02-1995
- 2.258.868.6926000 Charleroi, since 15-09-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- €71,294▲ 13.1%
- Employeeson 31-12-2025
- 8▲ 14.3%
- Filing
- Filed on 31-08-2026
Insights on MAT & CO
MAT & CO files the micro format. That format states no turnover. The gross margin rose from €28,401 in 2006 to €67,348 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MAT & CO
- What is the company number of MAT & CO?
- The company number of MAT & CO is 0454.237.241. The VAT number is the same number with BE in front: BE 0454.237.241.
- Where is MAT & CO based?
- The registered office is at Rue de l'Aigle Noir 8, 6000 Charleroi.Company details
- What does MAT & CO do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of MAT & CO?
- MAT & CO is a private limited company (BV).
- When was MAT & CO founded?
- MAT & CO was founded on 09-01-1995.
- Is MAT & CO still active?
- Yes, MAT & CO is an active enterprise in the KBO register.
- How many employees does MAT & CO have?
- MAT & CO had an average of 4.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MAT & CO?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €67,348 and 72 comparable companies (NACE 56111). It probably lies between €180,000 and €290,000.
- Is MAT & CO profitable?
- In financial year 2025, MAT & CO made a profit of €16,035.
- Where can I find the annual accounts of MAT & CO?
- MAT & CO filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MAT & CO due?
- MAT & CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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