MAT & Cie
ActiveSummary
MAT & Cie has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of €101. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 63% of 1008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2025
Profitability38▼-10
Solvency76▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160,000 at 30 days acceptable
Liquidity short (current ratio 0.0; short-term debt: 49.4% and cash: 0% of total assets), and 49.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
74 d early
2025
25 d early
2024
31 d early
2023
30 d early
2022
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?MOORE BELGIUM GROUP, AFGEKORT : MBG · 33 companies How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, full schema
In the rankings
#2 company by equity in Walcourt, Professional and technical services sector#4 company by total assets in Walcourt, Professional and technical services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€101▼ 100.0%
2025 · €228,374
Working capital
-€2.6m=
2025 · -€2.6m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252025
Operating result€86,718-€414,416▲ 378%€482,228▲ 16.4%€321,820▼ 33.3%€3,630-
Net result€840,705above the sector's middle half-€688,754above the sector's middle half▼ 18.1%€830,257above the sector's middle half▲ 20.5%€228,374within the sector's middle half▼ 72.5%€101below the sector's middle half-
Equity€880,705above the sector's middle half-€1.6mabove the sector's middle half▲ 78.2%€2.4mabove the sector's middle half▲ 52.9%€2.6mabove the sector's middle half▲ 9.5%€2.6mabove the sector's middle half-
Total assets€5.5mabove the sector's middle half-€6.0mabove the sector's middle half▲ 9.0%€6.2mabove the sector's middle half▲ 3.4%€5.2mabove the sector's middle half▼ 15.7%€5.2mabove the sector's middle half-
Debt€4.6m-€4.4m▼ 4.1%€3.8m▼ 14.2%€2.6m▼ 31.5%€2.6m-
Working capital€49,434within the sector's middle half-€132,456within the sector's middle half▲ 168%€351,934within the sector's middle half▲ 166%-€2.6mbelow the sector's middle half-€2.6mbelow the sector's middle half-
Solvency16.0%within the sector's middle half-26.2%within the sector's middle half▲ 10.2pp38.7%within the sector's middle half▲ 12.5pp50.2%within the sector's middle half▲ 11.5pp50.6%within the sector's middle half-
Current ratio1.18within the sector's middle half-1.19within the sector's middle half▲ 0.011.53within the sector's middle half▲ 0.330.02below the sector's middle half▼ 1.510.00below the sector's middle half-
Return on assets (ROA)15.3%within the sector's middle half-11.5%within the sector's middle half▼ 3.8pp13.4%within the sector's middle half▲ 1.9pp4.4%within the sector's middle half▼ 9.0pp0.0%below the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2025 as the grey bar beneath
Assets €5.2m
Fixed assets
€5.2m =
Current assets
€12,317 ▼ 76.1%
Equity and liabilities €5.2m
Equity
€2.6m =
Debt
€2.6m ▼ 1.5%
Debt's share of the balance-sheet total falls from 49.8% to 49.4%. Debt is lower.
Key figures and ratios
Debt to equity
0.98▼
2025 · 0.99
ROE
0.0%▼
2025 · 8.7%
Debt ≤ 1 year
€2.6m▼
2025 · €2.6m
Income taxes
€37▼
2025 · €77,503
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €500 | €360 | €0 | - | - | - |
| Other operating charges640/8 | - | €1,810 | €0 | - | - | - |
| Gross operating margin9900 | €87,218 | €416,586 | €482,228 | €321,820 | €3,630 | - |
| Operating profit (loss)9901 | €86,718 | €414,416 | €482,228 | €321,820 | €3,630 | - |
| Financial income75/76B | €820,000 | €400,000 | €490,000 | €9,201 | €0 | - |
| Recurring financial income75 | €820,000 | €400,000 | €490,000 | €9,201 | €0 | - |
| Financial charges65/66B | €59,111 | €29,410 | €28,812 | €25,144 | €3,492 | - |
| Recurring financial charges65 | €59,111 | €29,410 | €28,812 | €25,144 | €3,492 | - |
| Profit (loss) for the period before taxes9903 | €847,607 | €785,006 | €943,416 | €305,877 | €138 | - |
| Income taxes67/77 | €6,902 | €96,251 | €113,159 | €77,503 | €37 | - |
| Profit (loss) for the period9904 | €840,705 | €688,754 | €830,257 | €228,374 | €101 | - |
| Profit (loss) for the period to be appropriated9905 | €840,705 | €688,754 | €830,257 | €228,374 | €101 | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.5m | €6.0m | €6.2m | €5.2m | €5.2m | - |
| Formation expenses20 | €360 | €0 | - | - | - | - |
| Fixed assets21/28 | €5.2m | €5.2m | €5.2m | €5.2m | €5.2m | - |
| Financial fixed assets28 | €5.2m | €5.2m | €5.2m | €5.2m | €5.2m | - |
| Current assets29/58 | €321,742 | €820,039 | €1.0m | €51,494 | €12,317 | - |
| Amounts receivable within one year40/41 | €127,116 | €485,928 | €380,226 | €24,000 | €9,476 | - |
| Trade receivables40 | €127,050 | €68,250 | €68,250 | €0 | €9,476 | - |
| Other amounts receivable41 | €66 | €417,678 | €311,976 | €24,000 | €0 | - |
| Current investments50/53 | - | - | €500,000 | €0 | - | - |
| Cash at bank and in hand54/58 | €194,626 | €333,669 | €140,503 | €27,494 | €0 | - |
| Deferred charges and accrued income490/1 | - | €443 | €1,505 | €0 | €2,842 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.5m | €6.0m | €6.2m | €5.2m | €5.2m | - |
| Equity10/15 | €880,705 | €1.6m | €2.4m | €2.6m | €2.6m | - |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | - |
| Profit (loss) carried forward14 | €840,705 | €1.5m | €2.4m | €2.6m | €2.6m | - |
| Amounts payable17/49 | €4.6m | €4.4m | €3.8m | €2.6m | €2.6m | - |
| Amounts payable after more than one year17 | €4.3m | €3.7m | €3.1m | €0 | - | - |
| Financial debts170/4 | €4.3m | €3.7m | €3.1m | €0 | - | - |
| Amounts payable within one year42/48 | €272,308 | €687,583 | €670,299 | €2.6m | €2.6m | - |
| Current portion of amounts payable after more than one year42 | €150,915 | €606,092 | €610,779 | €0 | - | - |
| Trade debts44 | €94,278 | €80,260 | €59,520 | €0 | €836 | - |
| Suppliers440/4 | €94,278 | €80,260 | €59,520 | €0 | €836 | - |
| Taxes, remuneration and social security45 | €27,115 | €0 | - | €18,743 | €18,780 | - |
| Taxes450/3 | €27,115 | €0 | - | €18,743 | €18,780 | - |
| Other amounts payable47/48 | - | €1,231 | €0 | €2.6m | €2.5m | - |
| Accrued charges and deferred income492/3 | - | - | - | €696 | €0 | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €840,705 | €688,754 | €830,257 | €228,374 | €101 | - |
| + Depreciation and write-downs630 | €500 | €360 | €0 | - | - | - |
| Operating cash flow (approximation) | €841,205 | €689,115 | €830,257 | €228,374 | €101 | - |
| Investment in fixed assets (approximation) | - | -€360 | €0 | €0 | - | - |
| Change in cash | - | €139,043 | -€193,166 | -€113,009 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €101 ▼100%
Net result drops to €101, the lowest in the series.
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €2mEq €2.4m ▲52.9%
3 profitable years in a row build equity to €2.4m.
2023
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Equity above €1mEq €1.6m ▲78.2%
2 profitable years in a row build equity to €1.6m.
2022
01-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2021
Ground area
1,804 m²
Building footprint
218 m²
Parcel 93024B0031/05_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MAT & Cie
since 20212.319.039.475
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93024B0031/05_000 | Wallonia | 1,804 m² | 1 · 218 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
MOORE BELGIUM GROUP, AFGEKORT : MBG
33 companies
Group, risk and exposure
Owners and holdings
1 owner · 1 holding · 3 subsidiaries in the treeChain of control
- MOORE BELGIUM GROUP, AFGEKORT : MBG
- Moore Belgium
- Moore Finance & Tax
- Moore Services Financiers
- MAT & Cie
Highest known parent: MOORE BELGIUM GROUP, AFGEKORT : MBG. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 1
-
100%
All subsidiaries, including indirect ones 3
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
MAT Unity 100%2 subsidiaries
MANAGEMENT ACCOUNT TAX PARTNERS 100%1 subsidiary
- MAT + 100%
According to the 2025 annual accounts of MAT & Cie and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 2,516 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770533158
Also
9925:BE0770533158
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.