MAT CARRÉ
ActiveSummary
MAT CARRÉ has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-658. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 36.08 against 8.11 in 2024; short-term debt: 2.4% and cash: 30% of total assets), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
-2.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 2.3%
2024 · €29k
2018: €13k
2019: €13k
2020: €12k
2021: €14k
2022: €28k
2023: €29k
2024: €29k
2018 → 2025
Total assets
€29k▼ 11.2%
2024 · €33k
2018: €17k
2019: €18k
2020: €15k
2021: €26k
2022: €56k
2023: €31k
2024: €33k
2018 → 2025
Net result
€-658
2024 · €158
2018: €2k
2019: €417
2020: €-677
2021: €2k
2022: €13k
2023: €1k
2024: €158
2018 → 2025
Working capital
€25k▼ 7.3%
2024 · €27k
2018: €9k
2019: €11k
2020: €12k
2021: €14k
2022: €28k
2023: €28k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€28k▲ 93.9%€29k▲ 4.3%€29k▲ 0.5%€29k▼ 2.3%
Operating result€2k-€20k▲ 856%€1k▼ 93.6%€-655€-1k▼ 116%
Net result€2k-€13k▲ 607%€1k▼ 91.1%€158▼ 86.9%€-658
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €655 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€4k ▲ 48.4%
Current assets
€25k ▼ 16.4%
Equity and liabilities €29k
Equity
€29k ▼ 2.3%
Debt
€701 ▼ 81.2%
Debt's share of the balance-sheet total falls from 11.3% to 2.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-263▼
2024 · €-120
Cash flow
€496▼
2024 · €693
Current ratio
36.08▲
2024 · 8.11
Debt to equity
0.02▼
2024 · 0.13
ROE
-2.3%▼
2024 · 0.5%
ROA
-2.3%▼
2024 · 0.5%
Interest coverage
-4.87▼
2024 · -1.60
Debt ≤ 1 year
€701▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€33k€29k▼
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€3k€4k▲
Current assets29/58€30k€25k▼
Amounts receivable within one year40/41€17k€17k▼
Trade receivables40-€332
Other amounts receivable41€17k€16k▼
Cash at bank and in hand54/58€14k€9k▼
Equity and liabilities
Total equity and liabilities10/49€33k€29k▼
Equity10/15€29k€29k▼
Contributions10/11€12k€12k=
Reserves13€17k€16k▼
Distributable reserves133€17k€16k▼
Profit (loss) carried forward14-€-195
Amounts payable17/49€4k€701▼
Amounts payable within one year42/48€4k€701▼
Trade debts44€3k€100▼
Suppliers440/4€3k€100▼
Taxes, remuneration and social security45€602€602=
Taxes450/3€602€602=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€535€1k▲
Gross operating margin9900€-120€-263▼
Operating profit (loss)9901€-655€-1k▼
Financial income75/76B€888€813▼
Recurring financial income75€888€813▼
Financial charges65/66B€75€54▼
Recurring financial charges65€75€54▼
Profit (loss) for the period before taxes9903€158€-658▼
Profit (loss) for the period9904€158€-658▼
Profit (loss) for the period to be appropriated9905€158€-658▼
Appropriation of the result
Profit (loss) to be appropriated9906€158€-658▼
Transfer from equity791/2-€463
Transfer to equity691/2€158-
To other reserves6921€158-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 36.08
Current ratio from 8.11 to 36.08; short-term debt falls from €4k to €701.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity times 9current ratio 18.38
Current ratio from 1.99 to 18.38; short-term debt falls from €28k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €13k ▲607%
Operating result €20k, net result €13k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-677 ▼262%
Net result drops to €-677, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Thermes 1384050 ChaudfontaineGround area
847 m²
Parcel 62022A0261/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
MAT CARRE
since 20142.235.502.085
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62022A0261/00F002 | Wallonia | 847 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
YERNAUX
BE 0455.715.106
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Graviton
BE 0441.830.149
Etterbeek · Eq €28,713
PROTO DENTAL
BE 0870.218.276
Ukkel · Eq €28,758
SUPP-ORTHO
BE 0842.003.649
Mol · Eq €28,914
T.M. LAB.
BE 0479.117.741
Anderlecht · Eq €29,027
Of 1,249 companies in sector 32500 we hold annual accounts for 694. 398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
32500Manufacture of medical and dental instruments and supplies
43120Site preparation
43211General electrical installation work
43230Insulation installation
43240Other construction installation
46460Wholesale of pharmaceutical and medical goods
47521Retail sale of hardware, building materials, paint and glass (general range)
47522Retail trade
47529Retail trade
47551Retail sale of household furniture
47761Retail sale of flowers, plants, seeds and fertilisers
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
56112Limited-service restaurants, excluding mobile food services
74130Interior design
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.