Equity
€1.1m ▲ 14.4%
MASTERVOICE has made a profit without a break since 2017.
MASTERVOICE
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €625,741 (2021)
€412,662▼ 11.5%
lowest -€63,239 (2016)
€143,868▼ 6.9%
peak €1.1m (2025)
€1.1m▲ 14.4%
€527,773▼ 24.1%
peak 2.4 FTE (2015)
1.9 FTE▼ 5.0%
Board2 names since 2021
2 directorsBAUWELINCK Eric and 1 other
Documentsfilings and deeds
28-07-20263 days before the deadline
2025financial year
Equity from €1.0m to €1.1mDebts from €695,120 to €527,773
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 62% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.66, cash €470,489
Equity €1.1m (68.4% of total assets)
Founded in 1998
Sector: Other professional, scientific and technical activities (NACE 74)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 70% of them on solvency, 67% on liquidity, 49% on profitability and 61% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as MASTERVOICE has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MASTERVOICE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for MASTERVOICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.66 (1.85 in 2024), above the usual 1.5. Short-term debt is 25.8% and cash 28.1% of total assets. 31.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
1 day early
2023
5 days early
2022
3 days early
2021
31 days early
2020
2 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0463965252
Reappointments: BAUWELINCK Eric (director) and VARENDONCK Hilde (director)
Gazette deed
First establishment
MASTERVOICE nv, Frank Van Dyckelaan 9, Temse
Incorporation
published on 21-08-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MASTERVOICE Temse | €1.7m | €412,662 | 68.4% | 1.9 |
| LEXICON Lubbeek | €1.2m | €337,295 | 17.9% | 3.3 |
| APOTHEEK DRONGEN Ghent | €1.0m | €301,663 | -18.6% | 3.7 |
| ARCHITEKST Wortegem-Petegem | €0.9m | €181,617 | 68.3% | 1.8 |
| TRADUBEL Maasmechelen | €2.4m | €842,421 | 20.8% | 3 |
| IDEST COMMUNICATION Brussels | €2.2m | €156,077 | 56.2% | 2 |
| AART vAN ROOIJEN Kontich | €1.0m | €208,185 | 78.8% | 1 |
These companies have the same main activity as MASTERVOICE: translation services (NACE 74301). They are comparable in size and age: total assets between €906,000 and €2.4m, founded between 1990 and 2008.
Official details
Source: KBO- Status
- Active since 10-08-1998Normal situation
- Activity
- Translation servicesNACE 74301
- Establishment unit
- 2.088.430.9829140 Temse, since 18-09-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- €1.7m▼ 1.4%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on MASTERVOICE
MASTERVOICE has existed since 1998. The gross margin grew from €278,698 in 2006 to €412,662 in 2025 and staff from 1.5 to 1.9 full-time equivalents.
Solvency rose in 2025 from 59.0% to 68.4% because of the retained profit and lower debts.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MASTERVOICE
- What is the company number of MASTERVOICE?
- The company number of MASTERVOICE is 0463.965.252. The VAT number is the same number with BE in front: BE 0463.965.252.
- Where is MASTERVOICE based?
- The registered office is at Frank Van Dyckelaan 9, 9140 Temse.Company details
- What does MASTERVOICE do?
- According to the KBO register, the main activity is translation services (NACE 74301).
- What is the legal form of MASTERVOICE?
- MASTERVOICE is a public limited company (NV).
- When was MASTERVOICE founded?
- MASTERVOICE was founded on 10-08-1998.
- Is MASTERVOICE still active?
- Yes, MASTERVOICE is an active enterprise in the KBO register.
- How many employees does MASTERVOICE have?
- MASTERVOICE had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MASTERVOICE?
- The turnover of MASTERVOICE was €2.2m in financial year 2025, according to the filed annual accounts.
- Is MASTERVOICE profitable?
- In financial year 2025, MASTERVOICE made a profit of €143,868.
- Where can I find the annual accounts of MASTERVOICE?
- MASTERVOICE filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MASTERVOICE due?
- MASTERVOICE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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