MASTER ROOF
ActiveThe computed 12-month bankruptcy probability of MASTER ROOF is 2.5% (moderate). The 2025 annual accounts show equity of €21k and a net result of €31k. Its solvency ranks better than 63% of 27711 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency84
Growth-
Track record67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.31; short-term debt: 40.9% and cash: 41% of total assets), and 40.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.1%
Return on assets
84.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€36k
Net result
€31k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€17k
Current assets
€19k
Equity and liabilities €36k
Equity
€21k
Debt
€15k
Debt finances 40.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€42k
Cash flow
€38k
Solvency
59.1%
Current ratio
1.31
Quick ratio
1.31
Debt / equity
0.69
ROE
143.2%
ROA
84.6%
Interest coverage
705.28
Debt
€15k
Debt ≤ 1 year
€15k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€17k
Tangible fixed assets22/27€16k
Plant, machinery and equipment23€6k
Furniture and vehicles24€10k
Financial fixed assets28€475
Current assets29/58€19k
Amounts receivable within one year40/41€5k
Trade receivables40€911
Other amounts receivable41€4k
Cash at bank and in hand54/58€15k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€21k
Contributions10/11€5k
Profit (loss) carried forward14€16k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€350
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€5k
Gross operating margin9900€47k
Operating profit (loss)9901€35k
Financial charges65/66B€60
Recurring financial charges65€60
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€4k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
Profit to be distributed694/7€14k
Directors or managers695€14k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I straat 437/0M/H1090 JetteGround area
59 m²
Building footprint
59 m²
Volume, LiDAR
520 m³
Parcel 21463D0283/00C042, Brussels · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MASTER ROOF
since 20242.365.404.980
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0283/00C042 | Brussels | 59 m² | 1 · 59 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MT Project
BE 0727.970.449
Anderlecht · Eq €21k
WILLY MATTHYS EN ZOON
BE 0473.603.884
Lebbeke · Eq €21k
LTR Bouwtechnieken
BE 0798.415.512
Houthalen-Helchteren · Eq €21k
Cool Roof Belgium
BE 1015.959.984
Drogenbos · Eq €21k
DE NOLF
BE 0791.942.147
Comines-Warneton · Eq €21k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,075 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.