Mascock
ActiveMascock has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153k and a net result of €27k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 9584 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
89
/ 100
Excellent▲ +18 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability87▲+58
Solvency68▲+11
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.59 in 2023), and 62.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
8 d early
2022
29 d late
2021
29 d late
2020
36 d early
2019
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€153k▲ 10.6%
2023 · €138k
2018: €91k
2019: €80k
2020: €105k
2021: €123k
2022: €132k
2023: €138k
2018 → 2024
Total assets
€404k▼ 17.4%
2023 · €489k
2018: €532k
2019: €519k
2020: €484k
2021: €466k
2022: €413k
2023: €489k
2018 → 2024
Net result
€27k▲ 230%
2023 · €8k
2018: €12k
2019: €-11k
2020: €25k
2021: €18k
2022: €9k
2023: €8k
2018 → 2024
Working capital
€100k▼ 35.0%
2023 · €154k
2018: €100k
2019: €109k
2020: €162k
2021: €155k
2022: €168k
2023: €154k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€105k-€123k▲ 17.2%€132k▲ 7.3%€138k▲ 4.5%€153k▲ 10.6%
Operating result€45k-€36k▼ 18.6%€32k▼ 11.7%€-7k€47k
Net result€25k-€18k▼ 28.0%€9k▼ 50.0%€8k▼ 10.9%€27k▲ 230%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €47k after a loss of €7k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €404k
Fixed assets
€54k▼ 27.5%
Current assets
€350k▼ 15.6%
Equity and liabilities €404k
Equity
€153k▲ 10.6%
Debt
€251k▼ 28.4%
The debt ratio falls from 71.7% to 62.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€67k▲
2023 · €31k
Cash flow
€47k▲
2023 · €46k
Solvency
37.9%▲
2023 · 28.3%
Current ratio
1.40▼
2023 · 1.59
Quick ratio
1.30▼
2023 · 1.49
Debt / equity
1.64▼
2023 · 2.54
ROE
17.4%▲
2023 · 5.8%
ROA
6.6%▲
2023 · 1.6%
Interest coverage
4.03▲
2023 · 2.18
Debt
€251k▼
2023 · €351k
Debt ≤ 1 year
€250k▼
2023 · €260k
Income taxes
€11k▲
2023 · €3k
Staff costs
€336k▼
2023 · €358k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€489k€404k▼
Fixed assets21/28€75k€54k▼
Tangible fixed assets22/27€74k€53k▼
Land and buildings22€15k€12k▼
Plant, machinery and equipment23€53k€39k▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€600€600=
Current assets29/58€415k€350k▼
Stocks and contracts in progress3€27k€25k▼
Stocks30/36€27k€25k▼
Amounts receivable within one year40/41€166k€171k▲
Trade receivables40€129k€126k▼
Other amounts receivable41€36k€45k▲
Current investments50/53€84k€70k▼
Cash at bank and in hand54/58€137k€70k▼
Deferred charges and accrued income490/1€1k€14k▲
Equity and liabilities
Total equity and liabilities10/49€489k€404k▼
Equity10/15€138k€153k▲
Contributions10/11€50k€50k=
Reserves13€88k€103k▲
Distributable reserves133€88k€103k▲
Amounts payable17/49€351k€251k▼
Amounts payable after more than one year17€88k-
Financial debts170/4€88k-
Amounts payable within one year42/48€260k€250k▼
Current portion of amounts payable after more than one year42€46k€4k▼
Trade debts44€164k€192k▲
Suppliers440/4€164k€192k▲
Taxes, remuneration and social security45€48k€54k▲
Taxes450/3€3k€11k▲
Remuneration and social security454/9€46k€43k▼
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62€358k€336k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€21k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€391k€404k▲
Operating profit (loss)9901€-7k€47k▲
Financial income75/76B€32k€8k▼
Recurring financial income75€4k€8k▲
Non-recurring financial income76B€27k-
Financial charges65/66B€14k€17k▲
Recurring financial charges65€14k€17k▲
Profit (loss) for the period before taxes9903€11k€38k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€8k€27k▲
Profit (loss) for the period to be appropriated9905€8k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€27k▲
Transfer from equity791/2€2k€12k▲
Transfer to equity691/2€8k€27k▲
To other reserves6921€8k€27k▲
Profit to be distributed694/7€2k€12k▲
Return on contributions (dividend)694€2k€12k▲
Social balance
Average headcount (FTE)908712.211.9▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €27k ▲230%
Operating result €47k, net result €27k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲10.6%
5 profitable years in a row build equity to €153k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Equity above €100kEq €105k ▲31.3%
Equity rises from €80k to €105k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-11k ▼191%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 55 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfred Verweeplein 28300 Knokke-HeistGround area
110 m²
Building footprint
110 m²
Volume, LiDAR
838 m³
Parcel 31333H0037/00_000, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DECOCK, KEURSLAGER
since 20122.208.358.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333H0037/00_000 | Flanders | 110 m² | 1 · 110 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 5 entries · 11,809 EUR awarded · 11,810 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 176 EUR | 353 EUR |
| 2023 | 2 | 6,071 EUR | 5,895 EUR |
| 2022 | 2 | 5,562 EUR | 5,562 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,398 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.