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MaryLou

Active
Private limited companyfounded 201610 years activeRue du Lombard 63, 5000 Namur, BelgiumKBO/BCE: BE 0656.758.789
Summary

The computed 12-month bankruptcy probability of MaryLou is 3.3% (moderate). The 2025 annual accounts show equity of €38,421 and a net result of -€827. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 16,193 sector peers (NACE 56, fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€378,436total assets 2025
Equity
€38,421
Loss
-€827
Financial health
50 Fair Checked score 2025
Bankruptcy probability, 12 months
3.3%
Structure
Accounts filed 31 days late0 of 3 deeds read
Why 50- Sector Food and beverage service activities (NACE 56)- Latest accounts 31 days late; 1 of the last 3 late- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 41% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency 35+3
equity 10.2% of total assets
Liquidity 56+14
short-term debt 10.3% · cash 5.1%
Profitability 41-16
return on assets -0.2%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,693 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.6%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 1.0%▲ +0.4 percentage points vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.3 percentage points vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025 08-2025: 2.2%▲ +0.7 percentage points vs 07-2025 09-2025: 1.5%▼ -0.7 percentage points vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.4%▼ -0.1 percentage points vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.3 percentage points vs 03-2026 05-2026: 2.1%▲ +0.4 percentage points vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%▲ +0.2 percentage points vs 06-2026 08-2026: 3.0%▲ +0.8 percentage points vs 07-2026 09-2026: 3.3%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 3.3%● unchanged vs 09-2026highest value
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.7 against 1.01 in 2024; short-term debt: 10.3% and cash: 5.1% of total assets), and 89.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 33% on solvency, 60% on liquidity, 32% on profitability and 38% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 31-08-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filings
Deviation from the deadline
2025
31 days late
2024
on the day
2023
30 days early
2022
53 days early
2021
24 days late
2020
58 days late
2019
101 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Among the largest 15% on total assetssector median €114,732 · 16,202 companies €378,436 View
  • Total assets 20256 fiscal years filed €378,436 View
  • Active since 2016founded 17-06-2016 10 years View

By topic

Financials

Fiscal year
2025
Total assets
€378,436
Loss
-€827
Solvency
10.2%
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 08-06-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
17-06-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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