MARYAM
ActiveMARYAM has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €5k. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 26051 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
94
/ 100
Excellent▼ -6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency78▼-19
Growth32=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.11 in 2023), but 59% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41%
Return on assets
20.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
48 d early
2022
38 d early
2021
5 d late
2020
30 d late
2019
23 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k▲ 98.1%
2023 · €5k
2018: €11k
2019: €-2k
2020: €15k
2021: €882
2022: €2k
2023: €5k
2018 → 2024
Total assets
€22k▲ 167%
2023 · €8k
2018: €14k
2019: €14k
2020: €22k
2021: €1k
2022: €6k
2023: €8k
2018 → 2024
Net result
€5k▲ 94.2%
2023 · €2k
2018: €6k
2019: €-16k
2020: €18k
2021: €-15k
2022: €1k
2023: €2k
2018 → 2024
Working capital
€9k▲ 118%
2023 · €4k
2018: €11k
2019: €-6k
2020: €11k
2021: €882
2022: €1k
2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€882▼ 94.3%€2k▲ 160%€5k▲ 102%€9k▲ 98.1%
Operating result€21k-€-12k€3k€5k▲ 76.6%€9k▲ 66.1%
Net result€18k-€-15k€1k€2k▲ 66.0%€5k▲ 94.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 66% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €22k
Fixed assets
€144▼ 70.6%
Current assets
€22k▲ 182%
Equity and liabilities €22k
Equity
€9k▲ 98.1%
Debt
€13k▲ 252%
The debt ratio rises from 44.7% to 59.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€9k▲
2023 · €6k
Cash flow
€5k▲
2023 · €3k
Solvency
41.0%▼
2023 · 55.3%
Current ratio
1.69▼
2023 · 2.11
Quick ratio
1.15▼
2023 · 1.54
Debt / equity
1.44▲
2023 · 0.81
ROE
49.5%▼
2023 · 50.5%
ROA
20.3%▼
2023 · 27.9%
Interest coverage
4.22▲
2023 · 3.07
Debt
€13k▲
2023 · €4k
Debt ≤ 1 year
€13k▲
2023 · €4k
Income taxes
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€8k€22k▲
Fixed assets21/28€490€144▼
Tangible fixed assets22/27€490€144▼
Plant, machinery and equipment23€490€144▼
Current assets29/58€8k€22k▲
Stocks and contracts in progress3€2k€7k▲
Stocks30/36€2k€7k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€716€6k▲
Other amounts receivable41€977€0▼
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€8k€22k▲
Equity10/15€5k€9k▲
Contributions10/11€8k€8k=
Reserves13-€1k
Distributable reserves133-€1k
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€4k€13k▲
Amounts payable within one year42/48€4k€13k▲
Trade debts44€2k€10k▲
Suppliers440/4€2k€10k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€346€346=
Other operating charges640/8€2k€5k▲
Gross operating margin9900€8k€14k▲
Operating profit (loss)9901€5k€9k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€3k€7k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€2k€5k▲
Profit (loss) for the period to be appropriated9905€2k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€1k▲
Profit (loss) brought forward from the previous period14P€-6k€-3k▲
Transfer to equity691/2-€1k
To other reserves6921-€1k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 4.22
Current ratio from 0.46 to 4.22; short-term debt falls from €10k to €3k.
23-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 23 days late
2019
31-12
Financial
Weakest financial yearnet €-16k ▼345%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 69150 Beveren-Kruibeke-ZwijndrechtGround area
167 m²
Building footprint
145 m²
Volume, LiDAR
1,099 m³
Parcel 46001A0212/00K000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
MARYAM
since 20162.259.009.541
Maryam
since 20262.388.268.771
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46001A0212/00K000 | Flanders | 167 m² | 1 · 145 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBeveren-Kruibeke-Zwijndrecht2.259.009.541
Beveren-Kruibeke-Zwijndrecht2.388.268.771
Similar companies · same sector, comparable size
Malco
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GL FOOD MARKET
BE 0723.436.589
Houthalen-Helchteren · Eq €9k
SART & CO
BE 0893.725.138
Villers-la-Ville · Eq €9k
BHATTI BROTHERS
BE 0503.793.056
Turnhout · Eq €9k
EROFLA LA CASTELLOISE
BE 0887.754.589
Soignies · Eq €9k
Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 3,362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
47260Retail trade
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.