MARYAL
ActiveSummary
The computed 12-month bankruptcy probability of MARYAL is 1.9% (moderate). The 2025 annual accounts show equity of €591,626 and a net result of €588,235. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 469 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
What stands out
Overview
0 of 6 deeds read#8 company by equity in the province of Luxembourg, Building services and landscaping sectorAccounts 156 d early
Why 71- Limited track record- Higher-failure-rate sector- Higher-failure-rate region+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency90▲+50
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.18 in 2024; short-term debt: 34.6% and cash: 10.5% of total assets), and 34.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.4%
Return on assets
65%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
156 d early
2024
167 d early
2023
41 d early
2022
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 84 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 April (3 of the last 4 filed years within 69 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Highest result since 2022net €588,235 ▲2,143%
- Equity above €500,000Eq €591,626 ▲17,343%
Financials
Fiscal year 2025Total assets €905,136Profit €588,235Solvency 65.4%Liquidity 0.93
Total assets
€905,136▲ 4,006%
2022 - 2025
Net result
€588,235▲ 2,143%
2022 - 2025
Equity
€591,626▲ 17,343%
2022 - 2025
Solvency
65.4%▲ 50.0pp
2022 - 2025
Financials · fiscal year 2025, full schema
In the rankings
#8 company by equity in the province of Luxembourg, Building services and landscaping sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€34,736-€27,150€34,113▲ 25.6%€797,375▲ 2,237%
Net result-€34,866below the sector's middle half-€27,038above the sector's middle half€26,220within the sector's middle half▼ 3.0%€588,235above the sector's middle half▲ 2,143%
Equity-€29,866below the sector's middle half--€2,829below the sector's middle half▲ 90.5%€3,392below the sector's middle half€591,626within the sector's middle half▲ 17,343%
Total assets€8,271below the sector's middle half-€146below the sector's middle half▼ 98.2%€22,043below the sector's middle half▲ 14,958%€905,136within the sector's middle half▲ 4,006%
Debt€38,137-€2,975▼ 92.2%€18,651▲ 527%€313,510▲ 1,581%
Working capital-€37,183below the sector's middle half--€2,829within the sector's middle half▲ 92.4%€3,392within the sector's middle half-€20,735below the sector's middle half
Solvency-361.1%below the sector's middle half-15.4%below the sector's middle half65.4%within the sector's middle half▲ 50.0pp
Current ratio0.03below the sector's middle half-1.18within the sector's middle half0.93below the sector's middle half▼ 0.25
Return on assets (ROA)-421.6%below the sector's middle half-119.0%above the sector's middle half65.0%above the sector's middle half▼ 54.0pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +2,143% on 2024. The accounts now follow the full schema, last year the micro schema.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 2,237% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €905,136
Fixed assets
€612,361
Current assets
€292,775
Equity and liabilities €905,136
Equity
€591,626 ▲ 17,343%
Debt
€313,510 ▲ 1,581%
Debt's share of the balance-sheet total falls from 84.6% to 34.6%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€850,465
Cash flow
€641,325
Debt to equity
0.53▼
2024 · 5.50
ROE
99.4%▼
2024 · 773.1%
Interest coverage
43.31
Debt ≤ 1 year
€313,510▲
2024 · €18,651
Income taxes
€193,469▲
2024 · €7,759
Staff costs
€208,571▲
2024 · €3,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.8%
went bankrupt
1.9%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €0.003m | €0.2m | ▲ 5,937% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.003m | - | - | €0.05m | - |
| Other operating charges640/8 | €97 | €9 | €0.001m | €0.01m | ▲ 1,725% |
| Gross operating margin9900 | -€0.03m | €0.03m | €0.04m | €1.1m | ▲ 2,699% |
| Operating profit (loss)9901 | -€0.03m | €0.03m | €0.03m | €0.8m | ▲ 2,237% |
| Financial income75/76B | - | - | €14 | €0.004m | ▲ 28,756% |
| Recurring financial income75 | - | - | €14 | €0.004m | ▲ 28,756% |
| Financial charges65/66B | €130 | €113 | €148 | €0.02m | ▲ 13,164% |
| Recurring financial charges65 | €130 | €113 | €148 | €0.02m | ▲ 13,164% |
| Profit (loss) for the period before taxes9903 | -€0.03m | €0.03m | €0.03m | €0.8m | ▲ 2,201% |
| Income taxes67/77 | - | - | €0.008m | €0.2m | ▲ 2,394% |
| Profit (loss) for the period9904 | -€0.03m | €0.03m | €0.03m | €0.6m | ▲ 2,143% |
| Profit (loss) for the period to be appropriated9905 | -€0.03m | €0.03m | €0.03m | €0.6m | ▲ 2,143% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €8,271 | €146 | €22,043 | €905,136 | ▲ 4,006% |
| Fixed assets21/28 | €7,317 | - | - | €612,361 | - |
| Tangible fixed assets22/27 | €7,317 | - | - | €612,361 | - |
| Plant, machinery and equipment23 | - | - | - | €282,466 | - |
| Furniture and vehicles24 | €7,317 | - | - | €329,895 | - |
| Current assets29/58 | €954 | €146 | €22,043 | €292,775 | ▲ 1,228% |
| Amounts receivable within one year40/41 | €795 | €146 | €14,582 | €197,986 | ▲ 1,258% |
| Trade receivables40 | - | €102 | €14,405 | €197,986 | ▲ 1,274% |
| Other amounts receivable41 | €795 | €44 | €177 | - | - |
| Cash at bank and in hand54/58 | €0 | - | €7,461 | €94,789 | ▲ 1,170% |
| Deferred charges and accrued income490/1 | €159 | - | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €8,271 | €146 | €22,043 | €905,136 | ▲ 4,006% |
| Equity10/15 | -€29,866 | -€2,829 | €3,392 | €591,626 | ▲ 17,343% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Capital10 | - | - | - | €5,000 | - |
| Issued capital100 | - | - | - | €5,000 | - |
| Reserves13 | - | - | €6,220 | €6,220 | = |
| Non-distributable reserves130/1 | - | - | - | €6,220 | - |
| Legal reserve130 | - | - | - | €6,220 | - |
| Distributable reserves133 | - | - | €6,220 | - | - |
| Profit (loss) carried forward14 | -€34,866 | -€7,829 | -€7,829 | €580,406 | ▲ 7,514% |
| Amounts payable17/49 | €38,137 | €2,975 | €18,651 | €313,510 | ▲ 1,581% |
| Amounts payable within one year42/48 | €38,137 | €2,975 | €18,651 | €313,510 | ▲ 1,581% |
| Financial debts43 | €25 | €14 | - | - | - |
| Credit institutions430/8 | €25 | €14 | - | - | - |
| Trade debts44 | €448 | €2,472 | €2,125 | €119,430 | ▲ 5,521% |
| Suppliers440/4 | €448 | €2,472 | €2,125 | €119,430 | ▲ 5,521% |
| Advances received on contracts in progress46 | - | - | €100 | €100 | = |
| Taxes, remuneration and social security45 | €12,387 | - | €15,916 | €193,469 | ▲ 1,116% |
| Taxes450/3 | - | - | €13,759 | €193,469 | ▲ 1,306% |
| Remuneration and social security454/9 | €12,387 | - | €2,157 | - | - |
| Other amounts payable47/48 | €25,278 | €489 | €511 | €511 | = |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€34,866 | €27,038 | €26,220 | €588,235 | ▲ 2,143% |
| + Depreciation and write-downs630 | €3,183 | - | - | €53,090 | - |
| Operating cash flow (approximation) | -€31,683 | €27,038 | €26,220 | €641,325 | ▲ 2,346% |
| Change in cash | - | - | - | €87,328 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
ANTWERP MAINTENANCE
BE 0521.753.496
Antwerpen · Eq €591,896
MTS Facility Services
BE 0839.828.968
Sint-Joost-ten-Node · Eq €596,998
TERRAZZA MC
BE 0882.062.570
Kruisem · Eq €585,388
YUPPIE SERVICES
BE 0476.707.884
Waterloo · Eq €585,012
DE SERANNO CLEANING
BE 0476.431.237
Evergem · Eq €584,867
Of 6,990 companies in this sector we hold annual accounts for 2,414. 1,278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
8 eventsLatest 25-02-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2022net €588,235 ▲2,143%
Operating result €797,375, net result €588,235, both a record.
31-12
Financial
Equity above €500,000Eq €591,626 ▲17,343%
3 profitable years in a row build equity to €591,626.
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 24current ratio 1.18
Current ratio from 0.05 to 1.18.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €27,038
Net result €27,038 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Company details
Private limited company · founded 16-11-2021Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded16-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0777401055
Also
9925:BE0777401055
Registered
31-08-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Léglise · 1 establishment unit since 2022
Ground area
340 m²
Parcel 84018D0183/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Maryal Clean Services
since 2022unit no. 2.327.136.797
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84018D0183/00S000 | Wallonia | 340 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.