MARWANE
ActiveSummary
MARWANE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €11k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 699 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▼-4
Solvency86▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.8 in 2023; short-term debt: 39.2% and cash: 6.1% of total assets), and 39.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.8%
Return on assets
11.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
32 d late
2023
92 d late
2022
126 d late
2020
77 d late
2019
146 d late
2018
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€74k
EBIT margin
-21.2%
Net result
€11k▼ 17.6%
2023 · €14k
2018: €13k
2019: €5k▼ -58.0% vs 2018
2020: €7k▲ +20.2% vs 2019
2022: €4klowest value
2023: €14k▲ +269% vs 2022highest value
2024: €11k▼ -17.6% vs 2023
2018 → 2024
Working capital
€52k▼ 0.7%
2023 · €52k
2018: €17klowest value
2019: €29k▲ +69.8% vs 2018
2020: €23k▼ -18.1% vs 2019
2022: €40k
2023: €52k▲ +30.6% vs 2022highest value
2024: €52k▼ -0.7% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202220232024Trend
Turnover€74k
Equity€39k-€45k▲ 16.8%€50k▲ 10.7%€64k▲ 27.5%€62k▼ 2.9%
2019: €39klowest value
2020: €45k▲ +16.8% vs 2019
2022: €50k
2023: €64k▲ +27.5% vs 2022highest value
2024: €62k▼ -2.9% vs 2023
Operating result€6k-€-16k€-96▲ 99.4%€9k€8k▼ 5.5%
2019: €6k
2020: €-16k▼ -380% vs 2019lowest value
2022: €-96
2023: €9k▲ +9302% vs 2022highest value
2024: €8k▼ -5.5% vs 2023
Net result€5k-€7k▲ 20.2%€4k▼ 42.8%€14k▲ 269%€11k▼ 17.6%
2019: €5k
2020: €7k▲ +20.2% vs 2019
2022: €4klowest value
2023: €14k▲ +269% vs 2022highest value
2024: €11k▼ -17.6% vs 2023
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€11k ▼ 11.8%
Current assets
€92k ▲ 13.7%
Equity and liabilities €103k
Equity
€62k ▼ 2.9%
Debt
€40k ▲ 39.6%
Debt's share of the balance-sheet total rises from 31.0% to 39.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2023 · €11k
Cash flow
€13k▼
2023 · €16k
Current ratio
2.28▼
2023 · 2.80
Quick ratio
2.26▼
2023 · 2.78
Debt to equity
0.65▲
2023 · 0.45
ROE
18.3%▼
2023 · 21.6%
ROA
11.1%▼
2023 · 14.9%
Interest coverage
66.28▲
2023 · 51.12
Debt ≤ 1 year
€40k▲
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€93k€103k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€404▼
Financial fixed assets28€9k€9k▲
Current assets29/58€81k€92k▲
Stocks and contracts in progress3€620€620=
Stocks30/36€620€620=
Amounts receivable within one year40/41€69k€85k▲
Trade receivables40€18k€18k=
Other amounts receivable41€51k€67k▲
Cash at bank and in hand54/58€11k€6k▼
Equity and liabilities
Total equity and liabilities10/49€93k€103k▲
Equity10/15€64k€62k▼
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€44k€42k▼
Amounts payable17/49€29k€40k▲
Amounts payable within one year42/48€29k€40k▲
Trade debts44€27k€27k▼
Suppliers440/4€27k€27k▼
Taxes, remuneration and social security45€1k€13k▲
Remuneration and social security454/9€1k€13k▲
Other amounts payable47/48€39€39=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€12k€12k=
Operating profit (loss)9901€9k€8k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Non-recurring financial income76B€5k€3k▼
Financial charges65/66B€214€157▼
Recurring financial charges65€214€157▼
Profit (loss) for the period before taxes9903€14k€11k▼
Income taxes67/77€115-
Profit (loss) for the period9904€14k€11k▼
Profit (loss) for the period to be appropriated9905€14k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€42k▼
Profit (loss) brought forward from the previous period14P€30k€31k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €74k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €7k | €1k | €2k | €2k | = |
| Other operating charges640/8 | - | - | €3k | €2k | €2k | ▲ 32.3% |
| Gross operating margin9900 | €13k | €-6k | €4k | €12k | €12k | = |
| Operating profit (loss)9901 | €6k | €-16k | €-96 | €9k | €8k | ▼ 5.5% |
| Financial income75/76B | - | - | €4k | €5k | €3k | ▼ 40.0% |
| Recurring financial income75 | - | - | €4k | €5k | €3k | ▼ 40.0% |
| Non-recurring financial income76B | - | - | €4k | €5k | €3k | ▼ 40.0% |
| Financial charges65/66B | - | - | €255 | €214 | €157 | ▼ 26.3% |
| Recurring financial charges65 | €127 | €378 | €255 | €214 | €157 | ▼ 26.3% |
| Profit (loss) for the period before taxes9903 | €5k | €11k | €4k | €14k | €11k | ▼ 18.3% |
| Income taxes67/77 | - | €4k | - | €115 | - | - |
| Profit (loss) for the period9904 | €5k | €7k | €4k | €14k | €11k | ▼ 17.6% |
| Profit (loss) for the period to be appropriated9905 | €5k | €7k | €4k | €14k | €11k | ▼ 17.6% |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €63k | €52k | €70k | €93k | €103k | ▲ 10.3% |
| Fixed assets21/28 | €25k | €22k | €11k | €12k | €11k | ▼ 11.8% |
| Tangible fixed assets22/27 | €19k | €15k | €2k | €4k | €2k | ▼ 54.6% |
| Plant, machinery and equipment23 | - | - | - | €2k | €1k | ▼ 25.0% |
| Furniture and vehicles24 | - | - | €2k | €2k | €404 | ▼ 80.0% |
| Financial fixed assets28 | €6k | €7k | €8k | €9k | €9k | ▲ 7.0% |
| Current assets29/58 | €38k | €30k | €59k | €81k | €92k | ▲ 13.7% |
| Stocks and contracts in progress3 | €860 | €860 | €620 | €620 | €620 | = |
| Stocks30/36 | - | - | €620 | €620 | €620 | = |
| Amounts receivable within one year40/41 | €32k | €26k | €54k | €69k | €85k | ▲ 23.0% |
| Trade receivables40 | - | - | €9k | €18k | €18k | = |
| Other amounts receivable41 | - | - | €45k | €51k | €67k | ▲ 30.9% |
| Cash at bank and in hand54/58 | €5k | €3k | €4k | €11k | €6k | ▼ 43.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €63k | €52k | €70k | €93k | €103k | ▲ 10.3% |
| Equity10/15 | €39k | €45k | €50k | €64k | €62k | ▼ 2.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €1k | €1k | €1k | €1k | €1k | = |
| Non-distributable reserves130/1 | - | - | €1k | €1k | €1k | = |
| Reserves not available under the articles1311 | - | - | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €19k | €26k | €30k | €44k | €42k | ▼ 4.1% |
| Amounts payable17/49 | €24k | €7k | €19k | €29k | €40k | ▲ 39.6% |
| Amounts payable after more than one year17 | €14k | - | - | - | - | - |
| Amounts payable within one year42/48 | €9k | €7k | €19k | €29k | €40k | ▲ 39.6% |
| Trade debts44 | €6k | €5k | €18k | €27k | €27k | ▼ 1.9% |
| Suppliers440/4 | - | - | €18k | €27k | €27k | ▼ 1.9% |
| Taxes, remuneration and social security45 | - | - | €958 | €1k | €13k | ▲ 802% |
| Taxes450/3 | - | - | €32 | - | - | - |
| Remuneration and social security454/9 | - | - | €926 | €1k | €13k | ▲ 802% |
| Other amounts payable47/48 | - | - | €39 | €39 | €39 | = |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €7k | €4k | €14k | €11k | ▼ 17.6% |
| + Depreciation and write-downs630 | €6k | €7k | €1k | €2k | €2k | = |
| Operating cash flow (approximation) | €12k | €14k | €5k | €16k | €13k | ▼ 15.3% |
| Investment in fixed assets (approximation) | - | €-4k | - | €-4k | €-600 | ▲ 84.0% |
| Change in cash | - | €-2k | - | €7k | €-5k | ▼ 169% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 92 days late
2023
31-12
Financial
Highest result since 2018net €14k ▲269%
Net result €14k, the highest in the series.
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 126 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼42.8%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2021
16-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 77 days late
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 146 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 92 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2013
Ground area
376 m²
Building footprint
261 m²
Volume, LiDAR
2,089 m³
2 parcels, Brussels · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Sylvain Dupuislaan 191, 1070 Anderlecht
since 20132.215.542.554
ô ptit câlins
since 20172.264.536.660
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0100/00X003 | Brussels | 238 m² | 1 · 155 m² | 11.8 m · 1 fl. |
| 21001A0360/00B014 | Brussels | 138 m² | 1 · 106 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 4,320 EUR awarded · 4,320 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,160 EUR | 2,160 EUR |
| 2022 | 1 | 2,160 EUR | 2,160 EUR |
Schemes
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Subsidies voorschoolse kinderopvang
Recognitions · licences · registrations
Care and welfare
5 services · 1 liveo ptit calins
o ptit calins
o ptit calins
Ô Ptit Câlins
Show 1 more services
Ô PTITS CALINS
Similar companies · same sector, comparable size
LES AMIS DE LA HALTE GARDERIE
BE 0476.041.059
Brussel · Eq €62,132
Bienvenue aux Tout Petits
BE 0420.909.427
Bertrix · Eq €62,124
JIJ EN IK
BE 1003.860.423
Ledegem · Eq €62,595
Maison des Enfants
BE 0471.358.533
Nivelles · Eq €62,597
Groepsopvang Sinaai
BE 0547.844.518
Sint-Niklaas · Eq €62,091
Of 1,588 companies in sector 88911 we hold annual accounts for 707. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
Scores and ratios are computed by Checked and are not a credit decision.