MARVIS
ActiveThe computed 12-month bankruptcy probability of MARVIS is 2.5% (moderate). The 2026 annual accounts show equity of €9k and a net result of €340. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 36% of 121 sector peers (fiscal year 2026). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
87
/ 100
Excellent▲ +8 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability19▲+14
Solvency71▼-7
Growth52=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.61 in 2025), but 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-09-2026, 53 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
53 d early
2025
52 d early
2024
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€9k▲ 3.9%
2025 · €9k
2024: €9k
2025: €9k
2024 → 2026
Total assets
€24k▲ 15.5%
2025 · €21k
2024: €34k
2025: €21k
2024 → 2026
Net result
€340▲ 313%
2025 · €82
2024: €4k
2025: €82
2024 → 2026
Working capital
€8k▲ 13.7%
2025 · €7k
2024: €6k
2025: €7k
2024 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202420252026Trend
Equity€9k-€9k▲ 1.0%€9k▲ 3.9%
Operating result€5k-€235▼ 95.6%€2k▲ 617%
Net result€4k-€82▼ 97.7%€340▲ 313%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 617% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €24k
Fixed assets
€715▼ 48.1%
Current assets
€23k▲ 20.0%
Equity and liabilities €24k
Equity
€9k▲ 3.9%
Debt
€15k▲ 23.9%
The debt ratio rises from 58.0% to 62.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€2k▼
2025 · €3k
Cash flow
€1k▼
2025 · €3k
Solvency
37.7%▼
2025 · 42.0%
Current ratio
1.56▼
2025 · 1.61
Quick ratio
1.56▼
2025 · 1.61
Debt / equity
1.65▲
2025 · 1.38
ROE
3.8%▲
2025 · 0.9%
ROA
1.4%▲
2025 · 0.4%
Interest coverage
41.75▲
2025 · 21.52
Debt
€15k▲
2025 · €12k
Debt ≤ 1 year
€15k▲
2025 · €12k
Income taxes
€1k▲
2025 · €6
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€21k€24k▲
Fixed assets21/28€1k€715▼
Tangible fixed assets22/27€1k€715▼
Furniture and vehicles24€1k€715▼
Current assets29/58€19k€23k▲
Amounts receivable within one year40/41€18k€22k▲
Trade receivables40€17k€21k▲
Other amounts receivable41€229€350▲
Cash at bank and in hand54/58€873€630▼
Deferred charges and accrued income490/1€855€836▼
Equity and liabilities
Total equity and liabilities10/49€21k€24k▲
Equity10/15€9k€9k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€12k€15k▲
Amounts payable within one year42/48€12k€15k▲
Trade debts44€9k-
Suppliers440/4€9k-
Taxes, remuneration and social security45€3k€15k▲
Taxes450/3€500€722▲
Remuneration and social security454/9€3k€14k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€664▼
Other operating charges640/8€906€966▲
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€235€2k▲
Financial charges65/66B€147€56▼
Recurring financial charges65€147€56▼
Profit (loss) for the period before taxes9903€88€2k▲
Income taxes67/77€6€1k▲
Profit (loss) for the period9904€82€340▲
Profit (loss) for the period to be appropriated9905€82€340▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €82 ▼97.7%
Net result drops to €82, the lowest in the series; recovery starts the following year.
2024
14-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
875 m²
Volume, LiDAR
10,025 m³
2 parcels, Brussels, Flanders · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MARVIS
since 20222.337.072.468
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 21392A0100/00G003 | Brussels | 121 m² | 1 · 81 m² | 17.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ULTRA
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Pro Team SM
BE 0744.712.055
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Furnémont Stassart and Cie
BE 0437.300.249
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ALZ CARRELAGE
BE 1014.410.756
Herk-de-Stad · Eq €9k
Of 3,937 companies in sector 43331 we hold annual accounts for 1,777. 1,020 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2022
Fiscal year end31-03
Activities, NACEBEL
43331Floor and wall tiling
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43211General electrical installation work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.