MarVik
ActiveSummary
The annual accounts of MarVik for fiscal year 2025 show a net loss of 88% of total assets. The 2025 annual accounts show equity of €93k and a net result of €-88k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 93% of 31694 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-38
Solvency100▲+25
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 16.59 against 33.48 in 2024; short-term debt: 6% and cash: 90.6% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
-88.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
6 d late
2023
23 d late
2022
26 d early
2021
30 d late
2020
17 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 48.5%
2024 · €181k
2018: €234k
2019: €197k
2020: €293k
2021: €329k
2022: €400k
2023: €443k
2024: €181k
2018 → 2025
Total assets
€99k▼ 72.4%
2024 · €361k
2018: €425k
2019: €385k
2020: €1.16M
2021: €632k
2022: €716k
2023: €673k
2024: €361k
2018 → 2025
Net result
€-88k
2024 · €503
2018: €-24k
2019: €-37k
2020: €96k
2021: €36k
2022: €72k
2023: €43k
2024: €503
2018 → 2025
Working capital
€93k▼ 73.3%
2024 · €350k
2018: €80k
2019: €89k
2020: €-20k
2021: €74k
2022: €154k
2023: €176k
2024: €350k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€329k-€400k▲ 21.8%€443k▲ 10.7%€181k▼ 59.1%€93k▼ 48.5%
Operating result€70k-€112k▲ 61.1%€69k▼ 38.3%€12k▼ 83.4%€-87k
Net result€36k-€72k▲ 101%€43k▼ 39.9%€503▼ 98.8%€-88k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €87k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €99k
Equity
€93k ▼ 48.5%
Debt
€6k ▼ 96.7%
Debt's share of the balance-sheet total falls from 49.7% to 6.0%. Equity and debt are lower.
Key figures and ratios
Current ratio
16.59▼
2024 · 33.48
Debt to equity
0.06▼
2024 · 0.99
ROE
-94.1%▼
2024 · 0.3%
ROA
-88.4%▼
2024 · 0.1%
Debt ≤ 1 year
€6k▼
2024 · €11k
Income taxes
€244▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€361k€99k▼
Current assets29/58€361k€99k▼
Amounts receivable within one year40/41€3k€3k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€355k€90k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€361k€99k▼
Equity10/15€181k€93k▼
Reserves13€181k€181k=
Distributable reserves133€181k€181k=
Profit (loss) carried forward14-€-88k
Amounts payable17/49€179k€6k▼
Amounts payable after more than one year17€169k-
Financial debts170/4€169k-
Amounts payable within one year42/48€11k€6k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€4k-
Income statement
Code20242025
Other operating charges640/8€541€717▲
Non-recurring operating charges66A€14k-
Gross operating margin9900€26k€-87k▼
Operating profit (loss)9901€12k€-87k▼
Financial income75/76B€672€0▼
Recurring financial income75€672€0▼
Financial charges65/66B€8k€414▼
Recurring financial charges65€8k€414▼
Profit (loss) for the period before taxes9903€5k€-88k▼
Income taxes67/77€4k€244▼
Profit (loss) for the period9904€503€-88k▼
Profit (loss) for the period to be appropriated9905€503€-88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€503€-88k▼
Transfer from equity791/2€12k-
Transfer to equity691/2€503-
To other reserves6921€503-
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-88k ▼17583%
Net result drops to €-88k, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Liquidity times 5current ratio 33.48
Current ratio from 6.18 to 33.48; short-term debt falls from €34k to €11k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 6.18
Current ratio from 2.80 to 6.18; short-term debt falls from €86k to €34k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 2.00
Current ratio from 0.76 to 2.00; short-term debt falls from €82k to €73k.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €96k
Net result €96k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €293k ▲48.8%
Equity rises from €197k to €293k.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenkouter 999521 Sint-Lievens-HoutemGround area
643 m²
Building footprint
100 m²
Volume, LiDAR
671 m³
Parcel 41036B0084/00F000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Molenkouter 99, 9521 Sint-Lievens-Houtem
since 20152.236.991.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41036B0084/00F000 | Flanders | 643 m² | 1 · 100 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Wakani
BE 1012.241.025
Heist-op-den-Berg · Eq €93,403
BridgeBuilding
BE 0737.702.024
Mechelen · Eq €93,405
PRO-PLUS SOLUTIONS
BE 0717.893.733
Knokke-Heist · Eq €93,402
NE MANAGEMENT
BE 0762.649.830
Liège · Eq €93,405
ACQUISE
BE 0665.559.560
Lebbeke · Eq €93,401
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.