Marvex
ActiveMarvex has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1k) and a net result of €151. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
13
/ 100
Critical▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency44▼-5
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 1.19 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.1%
Return on assets
0.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
6 d early
2023
42 d late
2022
58 d late
2021
32 d early
2020
47 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k▲ 9.2%
2024 · €-2k
2018: €16k
2019: €16k
2020: €19k
2021: €21k
2022: €22k
2023: €-2k
2024: €-2k
2018 → 2025
Total assets
€142k▼ 16.6%
2024 · €170k
2018: €107k
2019: €86k
2020: €107k
2021: €234k
2022: €142k
2023: €241k
2024: €170k
2018 → 2025
Net result
€151▲ 4,933%
2024 · €3
2018: €-3k
2019: €349
2020: €3k
2021: €2k
2022: €1k
2023: €-24k
2024: €3
2018 → 2025
Working capital
€-1k
2024 · €27k
2018: €5k
2019: €6k
2020: €19k
2021: €93k
2022: €84k
2023: €-3k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€22k▲ 5.6%€-2k€-2k▲ 0.1%€-1k▲ 9.2%
Operating result€5k-€1k▼ 72.3%€-21k€1k€2k▲ 35.4%
Net result€2k-€1k▼ 31.4%€-24k€3€151▲ 4,933%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 35% above 2024.
Key figures and ratios
Solvency
-1.1%▼
2024 · -1.0%
Current ratio
0.99▼
2024 · 1.19
Quick ratio
0.99▼
2024 · 1.19
Debt / equity
-96.23
ROE
-10.1%▼
2024 · -0.2%
ROA
0.1%▲
2024 · 0.0%
Debt
€143k▼
2024 · €172k
Debt ≤ 1 year
€143k=
2024 · €143k
Income taxes
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€142k▼
Current assets29/58€170k€142k▼
Amounts receivable within one year40/41€162k€136k▼
Trade receivables40€162k€130k▼
Other amounts receivable41-€6k
Cash at bank and in hand54/58€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€170k€142k▼
Equity10/15€-2k€-1k▲
Contributions10/11€6k€6k=
Reserves13€16k€16k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-24k€-24k▲
Amounts payable17/49€172k€143k▼
Amounts payable within one year42/48€143k€143k=
Trade debts44€113k€143k▲
Suppliers440/4€113k€143k▲
Taxes, remuneration and social security45€30k-
Taxes450/3€30k-
Accrued charges and deferred income492/3€28k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€7k€18k▲
Gross operating margin9900€9k€20k▲
Operating profit (loss)9901€1k€2k▲
Financial charges65/66B€60€42▼
Recurring financial charges65€60€42▼
Profit (loss) for the period before taxes9903€1k€2k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€3€151▲
Profit (loss) for the period to be appropriated9905€3€151▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-24k▲
Profit (loss) brought forward from the previous period14P€-24k€-24k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3
Net result €3 after one loss-making year.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
31-12
Financial
Weakest financial yearnet €-24k ▼2131%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
31-12
Financial
Highest result since 2018net €3k ▲715%
Net result €3k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €349
Net result €349 after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sluisstraat 793000 LeuvenGround area
3,388 m²
Building footprint
375 m²
Volume, LiDAR
2,178 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TONIK
since 20142.261.040.108
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0176/00P000 | Flanders | 1,959 m² | - | - |
| 24126B0169/00E002 | Flanders | 1,430 m² | 1 · 375 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0775.535.586
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VDMR
BE 0758.400.339
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R2 SOLUTIONS
BE 0711.912.593
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Fedoro
BE 1028.538.015
Antwerpen · Eq €22k
The Grain
BE 0719.295.382
Antwerpen · Eq €22k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 13,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-07-2014
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.