MARVA
ActiveSummary
The computed 12-month bankruptcy probability of MARVA is 2.6% (moderate). The 2025 annual accounts show equity of €49,489 and a net result of €5,965. Equity is growing by ~12.9% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €111 | €426 | €8,960 | €9,956 | ▲ 11.1% |
| Other operating charges640/8 | €1,680 | €791 | €1,188 | €2,651 | €1,015 | ▼ 61.7% |
| Gross operating margin9900 | €49,787 | €29,511 | €24,850 | €28,259 | €21,791 | ▼ 22.9% |
| Operating profit (loss)9901 | €48,106 | €28,609 | €23,236 | €16,648 | €10,820 | ▼ 35.0% |
| Financial charges65/66B | €88 | €263 | €151 | €2,027 | €1,994 | ▼ 1.7% |
| Recurring financial charges65 | €88 | €263 | €151 | €2,027 | €1,994 | ▼ 1.7% |
| Profit (loss) for the period before taxes9903 | €48,018 | €28,346 | €23,085 | €14,621 | €8,826 | ▼ 39.6% |
| Income taxes67/77 | €13,619 | €8,250 | €7,683 | €4,201 | €2,861 | ▼ 31.9% |
| Profit (loss) for the period9904 | €34,399 | €20,096 | €15,402 | €10,420 | €5,965 | ▼ 42.8% |
| Profit (loss) for the period to be appropriated9905 | €34,399 | €20,096 | €15,402 | €10,420 | €5,965 | ▼ 42.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53,701 | €82,326 | €82,896 | €134,685 | €121,838 | ▼ 9.5% |
| Fixed assets21/28 | - | €1,168 | €742 | €39,982 | €30,026 | ▼ 24.9% |
| Tangible fixed assets22/27 | - | €1,168 | €742 | €39,982 | €30,026 | ▼ 24.9% |
| Furniture and vehicles24 | - | €1,168 | €742 | €39,982 | €30,026 | ▼ 24.9% |
| Current assets29/58 | €53,701 | €81,158 | €82,155 | €94,703 | €91,812 | ▼ 3.1% |
| Amounts receivable within one year40/41 | €18,428 | €12,539 | €6,674 | €8,043 | €8,547 | ▲ 6.3% |
| Trade receivables40 | €3,505 | €5,098 | €3,200 | - | - | - |
| Other amounts receivable41 | €14,923 | €7,441 | €3,474 | €8,043 | €8,547 | ▲ 6.3% |
| Cash at bank and in hand54/58 | €32,269 | €67,260 | €67,773 | €80,170 | €76,868 | ▼ 4.1% |
| Deferred charges and accrued income490/1 | €3,004 | €1,359 | €7,707 | €6,491 | €6,398 | ▼ 1.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53,701 | €82,326 | €82,896 | €134,685 | €121,838 | ▼ 9.5% |
| Equity10/15 | €38,399 | €58,496 | €73,898 | €78,818 | €49,489 | ▼ 37.2% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | - | - | - | €10,420 | €16,385 | ▲ 57.2% |
| Distributable reserves133 | - | - | - | €10,420 | €16,385 | ▲ 57.2% |
| Profit (loss) carried forward14 | €34,399 | €54,496 | €69,898 | €64,398 | €29,104 | ▼ 54.8% |
| Amounts payable17/49 | €15,302 | €23,830 | €8,998 | €55,867 | €72,350 | ▲ 29.5% |
| Amounts payable after more than one year17 | - | - | - | €31,925 | €22,390 | ▼ 29.9% |
| Financial debts170/4 | - | - | - | €31,925 | €22,390 | ▼ 29.9% |
| Amounts payable within one year42/48 | €15,302 | €23,830 | €8,998 | €23,942 | €49,959 | ▲ 109% |
| Current portion of amounts payable after more than one year42 | - | - | - | €9,064 | €9,535 | ▲ 5.2% |
| Trade debts44 | €1,183 | €1,461 | €898 | €1,169 | €672 | ▼ 42.5% |
| Suppliers440/4 | €1,183 | €1,461 | €898 | €1,169 | €672 | ▼ 42.5% |
| Taxes, remuneration and social security45 | €14,119 | €22,369 | €8,100 | €8,209 | €5,294 | ▼ 35.5% |
| Taxes450/3 | €14,119 | €22,369 | €8,100 | €8,209 | €5,294 | ▼ 35.5% |
| Other amounts payable47/48 | - | - | - | €5,500 | €34,458 | ▲ 527% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,399 | €20,096 | €15,402 | €10,420 | €5,965 | ▼ 42.8% |
| + Depreciation and write-downs630 | - | €111 | €426 | €8,960 | €9,956 | ▲ 11.1% |
| Operating cash flow (approximation) | €34,399 | €20,207 | €15,829 | €19,380 | €15,921 | ▼ 17.8% |
| Investment in fixed assets (approximation) | - | - | €0 | -€48,200 | €0 | ▲ 100% |
| Change in cash | - | €34,992 | €512 | €12,397 | -€3,303 | ▼ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51022B0374/00W000 | Wallonia | 1,850 m² | 1 · 160 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Identification & contact
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.