MARULLO BUILDING MANAGEMENT
ActiveThe computed 12-month bankruptcy probability of MARULLO BUILDING MANAGEMENT is 2.6% (moderate). The 2025 annual accounts show equity of €119k and a net result of €-13k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 82% of 7431 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▲+15
Solvency99▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 3.49 in 2024; short-term debt: 25.9% and cash: 2.3% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
8 d late
2023
30 d late
2022
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▼ 9.8%
2024 · €132k
2022: €90k
2023: €158k
2024: €132k
2022 → 2025
Total assets
€160k▼ 13.2%
2024 · €185k
2022: €179k
2023: €235k
2024: €185k
2022 → 2025
Net result
€-13k▲ 51.2%
2024 · €-27k
2022: €85k
2023: €68k
2024: €-27k
2022 → 2025
Working capital
€119k▼ 9.8%
2024 · €132k
2022: €90k
2023: €158k
2024: €132k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€90k-€158k▲ 76.0%€132k▼ 16.8%€119k▼ 9.8%
Operating result€120k-€83k▼ 30.6%€-33k€-18k▲ 46.6%
Net result€85k-€68k▼ 19.5%€-27k€-13k▲ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €33k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €160k
Equity
€119k▼ 9.8%
Debt
€41k▼ 21.7%
The debt ratio falls from 28.7% to 25.9%. Equity and debt are lower.
Key figures and ratios
Solvency
74.1%▲
2024 · 71.3%
Current ratio
3.87▲
2024 · 3.49
Quick ratio
3.87▲
2024 · 3.49
Debt / equity
0.35▼
2024 · 0.40
ROE
-10.9%▲
2024 · -20.1%
ROA
-8.1%▲
2024 · -14.4%
Debt
€41k▼
2024 · €53k
Debt ≤ 1 year
€41k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€160k▼
Current assets29/58€185k€160k▼
Amounts receivable after more than one year29€70k€70k=
Other amounts receivable291€70k€70k=
Amounts receivable within one year40/41€109k€87k▼
Trade receivables40€944€5k▲
Other amounts receivable41€108k€82k▼
Cash at bank and in hand54/58€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€185k€160k▼
Equity10/15€132k€119k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€127k€114k▼
Amounts payable17/49€53k€41k▼
Amounts payable within one year42/48€53k€41k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€48k€36k▼
Taxes450/3€48k€36k▼
Income statement
Code20242025
Other operating charges640/8€387€811▲
Gross operating margin9900€-33k€-17k▲
Operating profit (loss)9901€-33k€-18k▲
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€67€261▲
Recurring financial charges65€67€261▲
Profit (loss) for the period before taxes9903€-27k€-13k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-27k€-13k▲
Profit (loss) for the period to be appropriated9905€-27k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€127k€114k▼
Profit (loss) brought forward from the previous period14P€153k€127k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Weakest financial yearnet €-27k ▼139%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €158k ▲76%
2 profitable years in a row build equity to €158k.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hennevauche 145640 MettetGround area
3,903 m²
Building footprint
397 m²
Volume, LiDAR
1,076 m³
2 parcels, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARULLO BUILDING MANAGEMENT
since 20222.334.826.919
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0868/00A000 | Wallonia | 3,002 m² | 1 · 193 m² | - |
| 92087I0373/00D000 | Wallonia | 901 m² | 1 · 204 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesMARULLO BUILDING MANAGEMENT SRL45601
Similar companies · same sector, comparable size
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SOLID BUILDING GEEL
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Geel · Eq €119k
TR Renovatiegroep
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Antwerpen · Eq €118k
Arjol
BE 0824.836.629
Diksmuide · Eq €119k
Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2022
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
43221Plumbing work
43320Joinery installation
43333Wallpapering and laying of floor and wall coverings in other materials
43421Specialised construction activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.