Marter Consulting
ActiveSummary
Marter Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.61M and a net result of €1.69M. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency100▲+47
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.45 in 2024; short-term debt: 18.2% and cash: 16.5% of total assets), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.3%
Return on assets
81.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
71 d early
2024
49 d early
2023
79 d early
2022
32 d early
2021
12 d early
2020
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.61M▲ 635%
2024 · €218k
2020: €82k
2021: €139k
2022: €201k
2023: €169k
2024: €218k
2020 → 2025
Total assets
€2.08M▲ 167%
2024 · €778k
2020: €92k
2021: €232k
2022: €446k
2023: €841k
2024: €778k
2020 → 2025
Net result
€1.69M▲ 1,442%
2024 · €109k
2020: €77k
2021: €57k
2022: €62k
2023: €43k
2024: €109k
2020 → 2025
Working capital
€6k
2024 · €-102k
2020: €74k
2021: €80k
2022: €73k
2023: €-44k
2024: €-102k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€201k▲ 44.4%€169k▼ 16.0%€218k▲ 29.3%€1.61M▲ 635%
Operating result€67k-€81k▲ 20.6%€70k▼ 13.7%€174k▲ 150%€1.77M▲ 917%
Net result€57k-€62k▲ 8.1%€43k▼ 30.9%€109k▲ 156%€1.69M▲ 1,442%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 917% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.08M
Fixed assets
€1.69M ▲ 144%
Current assets
€386k ▲ 366%
Equity and liabilities €2.08M
Equity
€1.61M ▲ 635%
Debt
€472k ▼ 15.6%
Debt's share of the balance-sheet total falls from 71.9% to 22.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.79M▲
2024 · €191k
Cash flow
€1.70M▲
2024 · €126k
Current ratio
1.02▲
2024 · 0.45
Debt to equity
0.29▼
2024 · 2.56
ROE
105.1%▲
2024 · 50.1%
ROA
81.2%▲
2024 · 14.1%
Interest coverage
111.55▲
2024 · 9.90
Debt ≤ 1 year
€379k▲
2024 · €185k
Debt > 1 year
€89k▼
2024 · €370k
Income taxes
€70k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€778k€2.08M▲
Fixed assets21/28€695k€1.69M▲
Tangible fixed assets22/27€85k€73k▼
Land and buildings22€79k€69k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€610k€1.62M▲
Current assets29/58€83k€386k▲
Amounts receivable within one year40/41€41k€33k▼
Trade receivables40€41k€25k▼
Other amounts receivable41-€8k
Current investments50/53€2k€0▼
Cash at bank and in hand54/58€31k€343k▲
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€778k€2.08M▲
Equity10/15€218k€1.61M▲
Contributions10/11€5k€5k=
Reserves13€213k€1.60M▲
Distributable reserves133€213k€1.60M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€559k€472k▼
Amounts payable after more than one year17€370k€89k▼
Financial debts170/4€165k€89k▼
Other amounts payable178/9€205k€0▼
Amounts payable within one year42/48€185k€379k▲
Current portion of amounts payable after more than one year42€79k€76k▼
Financial debts43€426€171▼
Credit institutions430/8€426€171▼
Trade debts44€807€2k▲
Suppliers440/4€807€2k▲
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€13k€13k▼
Other amounts payable47/48€92k€288k▲
Accrued charges and deferred income492/3€5k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€1.50M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€192k€1.79M▲
Operating profit (loss)9901€174k€1.77M▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€19k€16k▼
Recurring financial charges65€19k€16k▼
Profit (loss) for the period before taxes9903€155k€1.76M▲
Income taxes67/77€46k€70k▲
Profit (loss) for the period9904€109k€1.69M▲
Profit (loss) for the period to be appropriated9905€109k€1.69M▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€1.69M▲
Transfer from equity791/2€0€150k▲
Transfer to equity691/2€49k€1.54M▲
To other reserves6921€49k€1.54M▲
Profit to be distributed694/7€60k€300k▲
Return on contributions (dividend)694€60k€300k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €1.69M ▲1442%
Operating result €1.77M, net result €1.69M, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.02
Current ratio from 0.45 to 1.02.
31-12
Financial
Equity above €1MEq €1.61M ▲635%
6 profitable years in a row build equity to €1.61M.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €218k ▲29.3%
5 profitable years in a row build equity to €218k.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €43k ▼30.9%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €201k ▲44.4%
3 profitable years in a row build equity to €201k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €139k ▲69.6%
2 profitable years in a row build equity to €139k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Flamingolaan 242610 AntwerpenGround area
855 m²
Building footprint
184 m²
Volume, LiDAR
850 m³
Parcel 11051C0195/00H006, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Marter Consulting
since 20192.293.516.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0195/00H006 | Flanders | 855 m² | 1 · 184 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 22,641 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.