MARQUET & CO
ActiveMARQUET & CO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €117k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 68% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.51 against 2.89 in 2024; short-term debt: 20.7% and cash: 93% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
59.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
47 d early
2023
60 d early
2022
58 d early
2021
58 d early
2020
56 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 15.0%
2024 · €135k
2018: €53k
2019: €41k
2020: €53k
2021: €77k
2022: €104k
2023: €121k
2024: €135k
2018 → 2025
Total assets
€196k▲ 0.6%
2024 · €194k
2018: €222k
2019: €176k
2020: €175k
2021: €188k
2022: €189k
2023: €179k
2024: €194k
2018 → 2025
Net result
€117k▲ 13.4%
2024 · €103k
2018: €71k
2019: €74k
2020: €72k
2021: €90k
2022: €83k
2023: €67k
2024: €103k
2018 → 2025
Working capital
€142k▲ 29.8%
2024 · €109k
2018: €53k
2019: €44k
2020: €42k
2021: €55k
2022: €70k
2023: €88k
2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€104k▲ 36.3%€121k▲ 16.2%€135k▲ 11.2%€155k▲ 15.0%
Operating result€120k-€112k▼ 6.6%€90k▼ 19.9%€138k▲ 53.4%€142k▲ 3.1%
Net result€90k-€83k▼ 7.7%€67k▼ 19.2%€103k▲ 54.6%€117k▲ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€13k▼ 51.3%
Current assets
€182k▲ 9.1%
Equity and liabilities €196k
Equity
€155k▲ 15.0%
Debt
€40k▼ 32.0%
The debt ratio falls from 30.6% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€156k▲
2024 · €156k
Cash flow
€131k▲
2024 · €121k
Solvency
79.3%▲
2024 · 69.4%
Current ratio
4.51▲
2024 · 2.89
Quick ratio
4.50▲
2024 · 2.89
Debt / equity
0.26▼
2024 · 0.44
ROE
75.5%▼
2024 · 76.6%
ROA
59.9%▲
2024 · 53.2%
Interest coverage
152.53▼
2024 · 180.86
Debt
€40k▼
2024 · €59k
Debt ≤ 1 year
€40k▼
2024 · €58k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€52k▲
2024 · €34k
Staff costs
€13k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€196k▲
Fixed assets21/28€27k€13k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€25k€11k▼
Land and buildings22€24k€11k▼
Furniture and vehicles24€432€0▼
Financial fixed assets28€3k€3k▲
Current assets29/58€167k€182k▲
Stocks and contracts in progress3€414€313▼
Stocks30/36€414€313▼
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€167k€182k▲
Equity and liabilities
Total equity and liabilities10/49€194k€196k▲
Equity10/15€135k€155k▲
Contributions10/11€6k€6k=
Reserves13€129k€149k▲
Distributable reserves133€129k€149k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€59k€40k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€58k€40k▼
Current portion of amounts payable after more than one year42€10k€2k▼
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€37k€29k▼
Taxes450/3€37k€28k▼
Remuneration and social security454/9€0€914▲
Other amounts payable47/48€22€45▲
Income statement
Code20242025
Remuneration, social security and pensions62€12k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€14k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€168k€173k▲
Operating profit (loss)9901€138k€142k▲
Financial income75/76B€228€29k▲
Recurring financial income75€228€709▲
Non-recurring financial income76B-€28k
Financial charges65/66B€860€1k▲
Recurring financial charges65€860€1k▲
Profit (loss) for the period before taxes9903€137k€170k▲
Income taxes67/77€34k€52k▲
Profit (loss) for the period9904€103k€117k▲
Profit (loss) for the period to be appropriated9905€103k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€117k▲
Transfer from equity791/2€16k€54k▲
Transfer to equity691/2€30k€74k▲
To other reserves6921€30k€74k▲
Profit to be distributed694/7€90k€97k▲
Return on contributions (dividend)694€87k€97k▲
Directors or managers695€3k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €117k ▲13.4%
Operating result €142k, net result €117k, both a record.
30-09
Financial
Equity above €150kEq €155k ▲15%
8 profitable years in a row build equity to €155k.
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €67k ▼19.2%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
03-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €100kEq €104k ▲36.3%
5 profitable years in a row build equity to €104k.
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berlaarsestraat 22500 LierGround area
550 m²
Building footprint
237 m²
Volume, LiDAR
2,328 m³
2 parcels, Flanders · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Lievevrouwestraat 3, 2520 Ranst
since 19992.292.987.750
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021I0211/00N000 | Flanders | 284 m² | 1 · 72 m² | 16.8 m · 5 fl. |
| 11035C0414/00R000 | Flanders | 266 m² | 1 · 165 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tandartsenpraktijk Sierens M.
BE 0803.182.467
Eeklo · Eq €155k
AMMADENT
BE 1006.995.206
Sint-Lambrechts-Woluwe · Eq €155k
BW Dental
BE 0778.634.737
Voeren · Eq €155k
ConfiDent MD
BE 0761.367.648
Antwerpen · Eq €155k
Cabinet dentaire Florence THIRY
BE 0684.906.904
Houffalize · Eq €155k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-1999
Fiscal year end30-09
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.