MARPLE
ActiveSummary
The annual accounts of MARPLE for fiscal year 2025 show a net loss of 137% of the equity at the start of that year. The 2025 annual accounts show equity of €473k and a net result of €-188k. Equity is shrinking by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 17090 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-43
Solvency100▲+33
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 6.54 against 8.45 in 2024; short-term debt: 11.6% and cash: 58.2% of total assets), and 12.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.8%
Return on assets
-34.9%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €473k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
43 d early
2023
36 d early
2022
12 d early
2021
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€473k▲ 245%
2024 · €137k
Total assets
€539k▲ 65.8%
2024 · €325k
Net result
€-188k
2024 · €5k
Working capital
€345k▲ 22.3%
2024 · €282k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-46k-€-151k▼ 225%€-188k▼ 24.8%€9k€-185k
Net result€-46k-€-152k▼ 228%€-189k▼ 24.2%€5k€-188k
Equity€473k-€321k▼ 32.2%€132k▼ 58.9%€137k▲ 3.8%€473k▲ 245%
Total assets€496k-€341k▼ 31.1%€150k▼ 56.1%€325k▲ 117%€539k▲ 65.8%
Debt€22k-€20k▼ 9.3%€18k▼ 12.0%€188k▲ 956%€66k▼ 64.9%
Working capital€479k-€314k▼ 34.5%€133k▼ 57.6%€282k▲ 112%€345k▲ 22.3%
Staff (FTE)21.4▼ 30.0%1.3▼ 7.1%2.5▲ 92.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €185k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €539k
Fixed assets
€131k ▲ 2,552%
Current assets
€408k ▲ 27.3%
Equity and liabilities €539k
Equity
€473k ▲ 245%
Debt
€66k ▼ 64.9%
Debt's share of the balance-sheet total falls from 57.8% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-124k▼
2024 · €9k
Cash flow
€-128k▼
2024 · €6k
Current ratio
6.54▼
2024 · 8.45
Debt to equity
0.14▼
2024 · 1.37
ROE
-39.8%▼
2024 · 3.7%
ROA
-34.9%▼
2024 · 1.6%
Interest coverage
-33.09▼
2024 · 2.64
Debt ≤ 1 year
€62k▲
2024 · €38k
Debt > 1 year
€0▼
2024 · €145k
Income taxes
€60
Staff costs
€172k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €76k | €71k | €66k | €172k | ▲ 162% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €567 | €706 | €706 | €60k | ▲ 8,446% |
| Other operating charges640/8 | - | €162 | €160 | €636 | €862 | ▲ 35.6% |
| Non-recurring operating charges66A | - | - | €305 | €0 | - | - |
| Gross operating margin9900 | €-46k | €-75k | €-116k | €76k | €49k | ▼ 35.6% |
| Operating profit (loss)9901 | €-46k | €-151k | €-188k | €9k | €-185k | ▼ 2,257% |
| Financial income75/76B | - | €55 | €0 | €12 | €68 | ▲ 462% |
| Recurring financial income75 | €0 | €55 | €0 | €12 | €68 | ▲ 462% |
| Financial charges65/66B | - | €1k | €603 | €4k | €4k | ▲ 6.9% |
| Recurring financial charges65 | €15 | €1k | €603 | €4k | €4k | ▲ 6.9% |
| Profit (loss) for the period before taxes9903 | €-46k | €-152k | €-189k | €5k | €-188k | ▼ 3,822% |
| Income taxes67/77 | - | - | - | - | €60 | - |
| Profit (loss) for the period9904 | €-46k | €-152k | €-189k | €5k | €-188k | ▼ 3,823% |
| Profit (loss) for the period to be appropriated9905 | €-46k | €-152k | €-189k | €5k | €-188k | ▼ 3,823% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €496k | €341k | €150k | €325k | €539k | ▲ 65.8% |
| Fixed assets21/28 | - | €7k | €6k | €5k | €131k | ▲ 2,552% |
| Intangible fixed assets21 | - | - | - | - | €119k | - |
| Tangible fixed assets22/27 | - | €3k | €1k | €321 | €8k | ▲ 2,247% |
| Plant, machinery and equipment23 | - | - | - | - | €8k | - |
| Furniture and vehicles24 | - | €3k | €1k | €321 | €0 | ▼ 100% |
| Financial fixed assets28 | - | €5k | €5k | €5k | €5k | ▲ 0.5% |
| Current assets29/58 | €496k | €334k | €144k | €320k | €408k | ▲ 27.3% |
| Amounts receivable within one year40/41 | €15k | €22k | €39k | €138k | €81k | ▼ 41.1% |
| Trade receivables40 | - | €17k | €35k | €132k | €70k | ▼ 46.9% |
| Other amounts receivable41 | - | €5k | €4k | €6k | €11k | ▲ 92.5% |
| Cash at bank and in hand54/58 | €481k | €311k | €103k | €181k | €314k | ▲ 73.2% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €1k | €13k | ▲ 948% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €496k | €341k | €150k | €325k | €539k | ▲ 65.8% |
| Equity10/15 | €473k | €321k | €132k | €137k | €473k | ▲ 245% |
| Contributions10/11 | - | €520k | €520k | €520k | €1.04M | ▲ 101% |
| Profit (loss) carried forward14 | €-46k | €-199k | €-388k | €-383k | €-571k | ▼ 49.2% |
| Amounts payable17/49 | €22k | €20k | €18k | €188k | €66k | ▼ 64.9% |
| Amounts payable after more than one year17 | - | - | - | €145k | €0 | ▼ 100% |
| Financial debts170/4 | - | - | - | €145k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €16k | €20k | €11k | €38k | €62k | ▲ 64.5% |
| Trade debts44 | €11k | €3k | €1k | €20k | €25k | ▲ 26.6% |
| Suppliers440/4 | - | €3k | €1k | €20k | €25k | ▲ 26.6% |
| Taxes, remuneration and social security45 | - | €17k | €10k | €18k | €38k | ▲ 105% |
| Taxes450/3 | - | €544 | €643 | €1k | €2k | ▲ 60.0% |
| Remuneration and social security454/9 | - | €16k | €9k | €17k | €36k | ▲ 108% |
| Accrued charges and deferred income492/3 | - | €75 | €7k | €5k | €4k | ▼ 28.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-46k | €-152k | €-189k | €5k | €-188k | ▼ 3,823% |
| + Depreciation and write-downs630 | - | €567 | €706 | €706 | €60k | ▲ 8,446% |
| Operating cash flow (approximation) | €-46k | €-152k | €-188k | €6k | €-128k | ▼ 2,320% |
| Investment in fixed assets (approximation) | - | - | €905 | €-8 | €-187k | ▼ 2,211,489% |
| Change in cash | - | €-170k | €-207k | €78k | €133k | ▲ 69.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €473k ▲245%
Equity rises from €137k to €473k.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
2023
26-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-189k
Net result drops to €-189k, the lowest in the series; recovery starts the following year.
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
1,528 m²
Building footprint
1,528 m²
Volume, LiDAR
51,372 m³
Parcel 11002A1949/03A000, Flanders · tallest building 40.4 m, ±12 floors. Linked by address, not a title deed.
66
companies at this address
See who is registered here
1 establishment unit
MARPLE
since 20202.303.985.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1949/03A000 | Flanders | 1,528 m² | 1 · 1,528 m² | 40.4 m · 12 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 5 entries · 334,609 EUR awarded · 129,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 309,609 EUR | 129,000 EUR |
| 2024 | 1 | 25,000 EUR | 0 EUR |
Schemes
Ontwikkelingsproject
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 12,187 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2020
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
73110Advertising agencies
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.