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MARPLE

Active Private limited companyfounded 2020active for 6 yearsSint-Pietersvliet 7, 2000 AntwerpKBO/BCE: BE 0748.580.672

Lifetime

5 annual accounts with figures on one time axis
peak €75,581 (2024)
€48,658▼ 35.6%
lowest -€189,075 (2023)
-€188,367▼ €193,426
peak €473,484 (2021)
€473,060▲ 245%
€65,943▼ 64.9%
Board5 names since 2020
4 directorsBAERT Matthias Maarten Aimé Cecilia and 3 others
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from €75,581 to €48,658Loss of €188,367Equity from €137,216 to €473,060Debts from €187,952 to €65,943Investments €186,879Cash from €181,153 to €313,751

Key points

from the 2025 annual accounts

Result

-€188,367 -€188,367
€5,0602024-€188,0002025

From profit to loss in 2025, after a profit of €5,060 in 2024.

Turnover

≈ €160,000 estimated

The micro format states no turnover.

Investments

€186,855 3.1 × depreciation
20222025

Green is investment, beige is depreciation.

Staff

3 employees on 30-06-2025
312022012023202024332025

In 2025, 3 people joined and 3 left.

Position in the sector

-€188,367

Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.

Equity +245%: capital increase

Checked score

57
Fair
Financially stronger than 69% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.

Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100+33equity 87.8% of total assets
99=short-term debt 11.6% · cash 58.2%
0-43return on assets -34.9%

Score breakdown

raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €188,367 (financial year 2025)
lowers risk
Liquidity: current ratio 6.54, cash €313,751
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €539,003
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 91% on liquidity, 5% on profitability and 96% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,591 companies had the same profile as MARPLE has now. Each dot stands for 9 companies, two years later.

87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of MARPLE itself is lower: < 0.1% within 12 months. It rests on far more data about MARPLE than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,591 companies, not a prediction for MARPLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity is ample, with a current ratio of 6.54 (8.45 in 2024), above the usual 1.5. Short-term debt is 11.6% and cash 58.2% of total assets. 12.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €188,367 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 6.54, cash €313,751
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €539,003
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €473,060
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
2 days early
2024
43 days early
2023
36 days early
2022
12 days early
2021
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 20 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LN
Daily manager
DT
Director
W
WIDUMA
Director, Willem Paul Gilbert DUMON
Board & ownership

Recent changes

3 directors appointed 2,489 new shares · 12,213 new shares · 33,222 new shares · General meeting of 02-09-2024 · Gazette deed
Registered office moved from Oud-Turnhout to Antwerp New registered office: Sint-Pietersvliet 7 verdieping 8, 2000 Antwerpen · Previous registered office: Dorp 4 bus 1, 2360 Oud-Turnhout · Board meeting of 01-01-2024 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0748580672
Registered office moved from Bruges to Oud-Turnhout Capital increase of €449,977.28 · 43,184 new shares · New registered office: Dorp 4 bus 1, 2360 Oud-Turnhout · Gazette deed
All 13 events

Comparable companies

same main activity, similar in size and age
Company
MARPLE Antwerp €539,003 €48,658 87.8% -
ABB Solutions Hamme (Vl.) €529,216 €48,835 24.3% -
ITSOLVA Hasselt €490,655 €56,169 24.1% -
MAAKBAR Antwerp €588,750 €60,137 9.8% -
Lewafa Antwerp €595,824 €66,871 47.0% -
MORGEN MAANDAG Nazareth-De Pinte €502,763 €43,574 50.8% -
Nulogix Bierbeek €443,338 €51,345 31.2% -

These companies have the same main activity as MARPLE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €443,000 and €596,000, founded between 2019 and 2020.

Official details

Source: KBO
Status
Active since 15-06-2020Normal situation
Registered office
64 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 9 November 2026.
Activity
Computer consultancy and computer facilities managementNACE 62200and 3 others
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
Establishment unit
2.303.985.3722000 Antwerp, since 15-06-2020
Financial year end
30 June
Peppol
Reachable since 24-11-2023
Company details

Annual accounts to 30-06-2025

€539,003▲ 65.8%
Employeeson 30-06-2025
3=
Filing
Filed on 29-01-2026, 2 days before the end of the filing period
Financials

Insights on MARPLE

MARPLE files the micro format. That format states no turnover. The gross margin rose from -€46,396 in 2021 to €48,658 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MARPLE

What is the company number of MARPLE?
The company number of MARPLE is 0748.580.672. The VAT number is the same number with BE in front: BE 0748.580.672.
Where is MARPLE based?
The registered office is at Sint-Pietersvliet 7, 2000 Antwerp.Company details
What does MARPLE do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of MARPLE?
MARPLE is a private limited company (BV).
When was MARPLE founded?
MARPLE was founded on 15-06-2020.
Is MARPLE still active?
Yes, MARPLE is an active enterprise in the KBO register.
How many employees does MARPLE have?
MARPLE had an average of 2.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does MARPLE fall under?
In its 30-06-2025 annual accounts, MARPLE states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of MARPLE?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €48,658 and 63 comparable companies (NACE 62200). It probably lies between €130,000 and €220,000.
Is MARPLE profitable?
In financial year 2025, MARPLE made a loss of €188,367.
Where can I find the annual accounts of MARPLE?
MARPLE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARPLE due?
MARPLE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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