MARPIC
ActiveSummary
MARPIC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,202 and a net result of -€6,576. Equity is shrinking by ~6.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-28
Solvency54▼-11
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.4 against 0.2 in 2024; short-term debt: 71.1% and cash: 3.5% of total assets), and 71.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
-4.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,576
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
49 d early
2023
47 d early
2022
48 d early
2021
47 d early
2020
53 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 44 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€6,576▼ 97.8%
2024 · -€3,325
Working capital
-€62,227▼ 4.8%
2024 · -€59,405
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,190▲ 9.5%-€2,388▲ 25.1%-€5,036▼ 111%-€3,161▲ 37.2%-€6,382▼ 102%
Net result-€3,298▲ 8.5%-€2,496▲ 24.3%-€5,295▼ 112%-€3,325▲ 37.2%-€6,576▼ 97.8%
Equity€59,894▼ 5.2%€57,398▼ 4.2%€52,103▼ 9.2%€48,778▼ 6.4%€42,202▼ 13.5%
Total assets€121,151▲ 33.0%€117,244▼ 3.2%€125,928▲ 7.4%€123,150▼ 2.2%€146,060▲ 18.6%
Debt€61,257▲ 119%€59,846▼ 2.3%€73,825▲ 23.4%€74,372▲ 0.7%€103,858▲ 39.6%
Working capital-€50,565-€50,089▲ 0.9%-€58,954▼ 17.7%-€59,405▼ 0.8%-€62,227▼ 4.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,382 in 2025 against €3,161 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146,060
Fixed assets
€104,429 ▼ 3.5%
Current assets
€41,631 ▲ 178%
Equity and liabilities €146,060
Equity
€42,202 ▼ 13.5%
Debt
€103,858 ▲ 39.6%
Debt's share of the balance-sheet total rises from 60.4% to 71.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€2,628▼
2024 · €513
Cash flow
-€2,822▼
2024 · €349
Current ratio
0.40▲
2024 · 0.20
Debt to equity
2.46▲
2024 · 1.52
ROE
-15.6%▼
2024 · -6.8%
ROA
-4.5%▼
2024 · -2.7%
Interest coverage
-13.55▼
2024 · 3.13
Debt ≤ 1 year
€103,858▲
2024 · €74,372
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,166 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
2.2%
went bankrupt
3.0%
stopped otherwise
94%
still going
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,166 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,508 | €2,972 | €3,691 | €3,674 | €3,754 | ▲ 2.2% |
| Other operating charges640/8 | €735 | €887 | €1,027 | €1,001 | €1,127 | ▲ 12.6% |
| Non-recurring operating charges66A | €889 | - | - | - | - | - |
| Gross operating margin9900 | €942 | €1,471 | -€318 | €1,514 | -€1,501 | ▼ 199% |
| Operating profit (loss)9901 | -€3,190 | -€2,388 | -€5,036 | -€3,161 | -€6,382 | ▼ 102% |
| Financial charges65/66B | €108 | €108 | €259 | €164 | €194 | ▲ 18.3% |
| Recurring financial charges65 | €108 | €108 | €259 | €164 | €194 | ▲ 18.3% |
| Profit (loss) for the period before taxes9903 | -€3,298 | -€2,496 | -€5,295 | -€3,325 | -€6,576 | ▼ 97.8% |
| Profit (loss) for the period9904 | -€3,298 | -€2,496 | -€5,295 | -€3,325 | -€6,576 | ▼ 97.8% |
| Profit (loss) for the period to be appropriated9905 | -€3,298 | -€2,496 | -€5,295 | -€3,325 | -€6,576 | ▼ 97.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €121,151 | €117,244 | €125,928 | €123,150 | €146,060 | ▲ 18.6% |
| Fixed assets21/28 | €110,459 | €107,487 | €111,057 | €108,183 | €104,429 | ▼ 3.5% |
| Tangible fixed assets22/27 | €110,459 | €107,487 | €111,057 | €108,183 | €104,429 | ▼ 3.5% |
| Land and buildings22 | €110,459 | €107,487 | €111,057 | €108,183 | €104,429 | ▼ 3.5% |
| Current assets29/58 | €10,692 | €9,757 | €14,871 | €14,967 | €41,631 | ▲ 178% |
| Cash at bank and in hand54/58 | €4,084 | €9,599 | €1,205 | €1,301 | €5,061 | ▲ 289% |
| Deferred charges and accrued income490/1 | €6,608 | €158 | €13,666 | €13,666 | €36,570 | ▲ 168% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €121,151 | €117,244 | €125,928 | €123,150 | €146,060 | ▲ 18.6% |
| Equity10/15 | €59,894 | €57,398 | €52,103 | €48,778 | €42,202 | ▼ 13.5% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Capital10 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Issued capital100 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€40,106 | -€42,602 | -€47,897 | -€51,222 | -€57,798 | ▼ 12.8% |
| Amounts payable17/49 | €61,257 | €59,846 | €73,825 | €74,372 | €103,858 | ▲ 39.6% |
| Amounts payable within one year42/48 | €61,257 | €59,846 | €73,825 | €74,372 | €103,858 | ▲ 39.6% |
| Trade debts44 | €1,000 | €1,000 | €1,000 | €1,000 | €2,600 | ▲ 160% |
| Suppliers440/4 | €1,000 | €1,000 | €1,000 | €1,000 | €2,600 | ▲ 160% |
| Other amounts payable47/48 | €60,257 | €58,846 | €72,825 | €73,372 | €101,258 | ▲ 38.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,298 | -€2,496 | -€5,295 | -€3,325 | -€6,576 | ▼ 97.8% |
| + Depreciation and write-downs630 | €2,508 | €2,972 | €3,691 | €3,674 | €3,754 | ▲ 2.2% |
| Operating cash flow (approximation) | -€790 | €476 | -€1,604 | €349 | -€2,822 | ▼ 909% |
| Investment in fixed assets (approximation) | - | €0 | -€7,261 | -€800 | €0 | ▲ 100% |
| Change in cash | - | €5,515 | -€8,394 | €96 | €3,760 | ▲ 3,817% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
State Gazette act
Appointment: Rocco MAROTTA (chair of the board)Reappointments: Rocco MAROTTA, Emmanuelle MAROTTA and 2 others · Power of attorney16 facts ▸
State Gazette act
Appointment: Rocco MAROTTA (chair of the board)
Reappointments: Rocco MAROTTA, Emmanuelle MAROTTA and 2 others · Power of attorney16 facts ▸
- General meeting, 21-04-2026
- Other statement, tous les actes posés en leur qualité d'administrateur, ratification of acts
- Board meeting, 21-04-2026
- Director appointment, Rocco MAROTTA (chair of the board)
- Other statement, tous les actes de gestion posés par Monsieur Rocco MAROTTA en sa qualité d'administrateur délégué, ratification of management acts
- Board composition, Rocco MAROTTA (administrateur, administrateur délégué et président)
- Board composition, Emmanuelle MAROTTA (director)
- Board composition, Mélanie MAROTTA (director)
- Board composition, Maïté MAROTTA (director)
- Power of attorney, COMPAGNIE FIDUCIAIRE ET DE GESTION
- Power of attorney, Nathalie Calomme
- Director reappointment, Rocco MAROTTA (director)
- +4 further facts in this act
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€6,576
Net result drops to -€6,576, the lowest in the series.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26081949). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 4
Rocco MAROTTA
CurrentChair of the board · since 26-06-2026 · Director · since 10-06-2025
Emmanuelle MAROTTA
CurrentDirector · since 10-06-2025
Maïté MAROTTA
CurrentDirector · since 10-06-2025
Mélanie MAROTTA
CurrentDirector · since 10-06-2025
Day-to-day management 1
Rocco MAROTTA
CurrentManaging director · since 10-06-2025
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2013
Ground area
166 m²
Building footprint
172 m²
Volume, LiDAR
2,382 m³
Parcel 52011B0240/00V089, Wallonia · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
Boulevard de l'Yser 24, 6000 Charleroi
since 20132.221.754.316
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0240/00V089 | Wallonia | 166 m² | 1 · 172 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2025, 4 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Emmanuelle MAROTTA |
|
| Maïté MAROTTA |
|
| Mélanie MAROTTA |
|
| Rocco MAROTTA |
|
Structure & network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Identification & contact
Identification
Legal formPublic limited company
Founded04-07-2013
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.