MARPHIL
ActiveSummary
MARPHIL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of -€1,578. Equity is growing by ~19.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
cash: 0.1% of total assets, and 10.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
29 d early
2023
on the day
2022
5 d early
2021
4 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,578
2024 · €1,698
Working capital
Not included in this filing
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€6,874▼ 53.6%-€4,762▲ 30.7%-€3,373▲ 29.2%-€3,211▲ 4.8%-€6,869▼ 114%
Net result€502,985€296,289▼ 41.1%€129,840▼ 56.2%€1,698▼ 98.7%-€1,578
Equity€999,091▲ 101%€1.3m▲ 29.7%€1.4m▲ 10.0%€1.4m▲ 0.1%€1.4m▼ 0.1%
Total assets€1.2m▲ 0.5%€1.3m▲ 10.2%€1.4m▲ 10.0%€1.4m▲ 0.1%€1.6m▲ 11.1%
Debt€176,892▼ 73.7%€159,769
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,869 in 2025 against €3,211 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets
€1.1m =
Current assets
€516,099 ▲ 44.2%
Equity and liabilities €1.6m
Equity
€1.4m
Debt
€159,769
Debt finances 10.1% of the balance-sheet total.
Key figures and ratios
Debt to equity
0.11
ROE
-0.1%▼
2024 · 0.1%
ROA
-0.1%▼
2024 · 0.1%
Debt > 1 year
€159,769
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €868 | €868 | €960 | €968 | €998 | ▲ 3.2% |
| Gross operating margin9900 | -€6,006 | -€3,894 | -€2,413 | -€2,243 | -€5,870 | ▼ 162% |
| Operating profit (loss)9901 | -€6,874 | -€4,762 | -€3,373 | -€3,211 | -€6,869 | ▼ 114% |
| Financial income75/76B | €510,000 | €301,204 | €133,366 | €5,062 | €5,461 | ▲ 7.9% |
| Recurring financial income75 | €510,000 | €301,204 | €133,366 | €5,062 | €5,461 | ▲ 7.9% |
| Financial charges65/66B | €141 | €153 | €153 | €153 | €170 | ▲ 11.1% |
| Recurring financial charges65 | €141 | €153 | €153 | €153 | €170 | ▲ 11.1% |
| Profit (loss) for the period before taxes9903 | €502,985 | €296,289 | €129,840 | €1,698 | -€1,578 | ▼ 193% |
| Profit (loss) for the period9904 | €502,985 | €296,289 | €129,840 | €1,698 | -€1,578 | ▼ 193% |
| Profit (loss) for the period to be appropriated9905 | €502,985 | €296,289 | €129,840 | €1,698 | -€1,578 | ▼ 193% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.3m | €1.4m | €1.4m | €1.6m | ▲ 11.1% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Intangible fixed assets21 | €219,010 | €219,010 | €219,010 | €219,010 | €219,010 | = |
| Financial fixed assets28 | €850,000 | €850,000 | €850,000 | €850,000 | €850,000 | = |
| Current assets29/58 | €106,973 | €226,369 | €356,209 | €357,907 | €516,099 | ▲ 44.2% |
| Amounts receivable within one year40/41 | - | €120,711 | €255,758 | €256,170 | - | - |
| Other amounts receivable41 | - | €120,711 | €255,758 | €256,170 | - | - |
| Current investments50/53 | €100,000 | €100,000 | €100,000 | €100,000 | €515,000 | ▲ 415% |
| Cash at bank and in hand54/58 | €6,973 | €5,658 | €451 | €1,737 | €1,099 | ▼ 36.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.3m | €1.4m | €1.4m | €1.6m | ▲ 11.1% |
| Equity10/15 | €999,091 | €1.3m | €1.4m | €1.4m | €1.4m | ▼ 0.1% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | €12,400 | €12,400 | €12,400 | €12,400 | - | - |
| Share premium1100/10 | €12,400 | €12,400 | €12,400 | €12,400 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €416,860 | ▲ 22,312% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €416,860 | ▲ 22,312% |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Own shares acquired1312 | - | - | - | - | €415,000 | - |
| Profit (loss) carried forward14 | €984,831 | €1.3m | €1.4m | €1.4m | €996,079 | ▼ 29.5% |
| Amounts payable17/49 | €176,892 | - | - | - | €159,769 | - |
| Amounts payable after more than one year17 | €176,892 | - | - | - | €159,769 | - |
| Other amounts payable178/9 | €176,892 | - | - | - | €159,769 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €502,985 | €296,289 | €129,840 | €1,698 | -€1,578 | ▼ 193% |
| Operating cash flow (approximation) | €502,985 | €296,289 | €129,840 | €1,698 | -€1,578 | ▼ 193% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,315 | -€5,207 | €1,286 | -€639 | ▼ 150% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1mEq €1.3m ▲29.7%
2 profitable years in a row build equity to €1.3m.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €502,985
Net result €502,985 after one loss-making year.
31-12
Financial
Equity above €500,000Eq €999,091 ▲101%
Equity rises from €496,105 to €999,091.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€4,615
Net result drops to -€4,615, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €497,749
Net result €497,749 after one loss-making year.
Show earlier events
31-12
Financial
Equity above €500,000Eq €500,721 ▲16,750%
Equity rises from €2,972 to €500,721.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2016
Ground area
1,496 m²
Building footprint
89 m²
Volume, LiDAR
736 m³
Parcel 57078D0012/02M000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Roubaix(TEM) 60, 7520 Tournai
since 20162.253.469.950
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57078D0012/02M000 | Wallonia | 1,496 m² | 1 · 89 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formGeneral partnership
Founded05-04-2016
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0651611455
Also
9925:BE0651611455
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.