MAROTI SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of MAROTI SERVICES is 2.1% (moderate). The 2025 annual accounts show equity of €31,069 and a net result of €3,507. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 28184 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-28
Solvency94▼-1
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 6.28 against 3.31 in 2024; short-term debt: 15.9% and cash: 3.7% of total assets), and 30.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
7.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 17-02-2026, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
11 d early
2024
3 d early
2023
7 d early
2022
20 d late
2021
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close27-09-2026 today28-02-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Turnover
€85,829▼ 33.7%
2021 · €129,435
EBIT margin
8.5%▲ 2.9pp
2021 · 5.6%
Net result
€3,507▼ 53.7%
2024 · €7,580
Working capital
€37,736▲ 36.9%
2024 · €27,562
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€129,435-€85,829▼ 33.7%
Operating result€7,276-€7,333▲ 0.8%€7,938▲ 8.3%€9,866▲ 24.3%€5,229▼ 47.0%
Net result€5,297-€5,698▲ 7.6%€5,987▲ 5.1%€7,580▲ 26.6%€3,507▼ 53.7%
EBIT margin5.6%-8.5%▲ 2.9pp
Equity€8,297-€13,995▲ 68.7%€19,982▲ 42.8%€27,562▲ 37.9%€31,069▲ 12.7%
Total assets€21,406-€21,209▼ 0.9%€30,090▲ 41.9%€39,488▲ 31.2%€44,883▲ 13.7%
Debt€13,109-€7,214▼ 45.0%€10,107▲ 40.1%€11,926▲ 18.0%€13,814▲ 15.8%
Working capital€8,297-€13,995▲ 68.7%€19,982▲ 42.8%€27,562▲ 37.9%€37,736▲ 36.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €44,883
Equity
€31,069 ▲ 12.7%
Debt
€13,814 ▲ 15.8%
Debt's share of the balance-sheet total rises from 30.2% to 30.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.28▲
2024 · 3.31
Quick ratio
5.02▲
2024 · 3.31
Debt to equity
0.44▲
2024 · 0.43
ROE
11.3%▼
2024 · 27.5%
ROA
7.8%▼
2024 · 19.2%
Debt ≤ 1 year
€7,147▼
2024 · €11,926
Debt > 1 year
€6,667
Income taxes
€1,225▼
2024 · €2,194
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €129,435 | €85,829 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €78,289 | - | - | - | - |
| Other operating charges640/8 | - | €207 | €293 | €322 | €309 | ▼ 4.0% |
| Gross operating margin9900 | €8,396 | €7,539 | €8,231 | €10,188 | €5,538 | ▼ 45.6% |
| Operating profit (loss)9901 | €7,276 | €7,333 | €7,938 | €9,866 | €5,229 | ▼ 47.0% |
| Financial charges65/66B | - | €60 | €108 | €92 | €497 | ▲ 442% |
| Recurring financial charges65 | €150 | €60 | €108 | €92 | €497 | ▲ 442% |
| Profit (loss) for the period before taxes9903 | €7,126 | €7,273 | €7,830 | €9,774 | €4,732 | ▼ 51.6% |
| Income taxes67/77 | €1,830 | €1,574 | €1,842 | €2,194 | €1,225 | ▼ 44.2% |
| Profit (loss) for the period9904 | €5,297 | €5,698 | €5,987 | €7,580 | €3,507 | ▼ 53.7% |
| Profit (loss) for the period to be appropriated9905 | €5,297 | €5,698 | €5,987 | €7,580 | €3,507 | ▼ 53.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,406 | €21,209 | €30,090 | €39,488 | €44,883 | ▲ 13.7% |
| Current assets29/58 | €21,406 | €21,209 | €30,090 | €39,488 | €44,883 | ▲ 13.7% |
| Stocks and contracts in progress3 | - | - | - | - | €9,000 | - |
| Contracts in progress37 | - | - | - | - | €9,000 | - |
| Amounts receivable within one year40/41 | €16,791 | €20,325 | €19,882 | €39,447 | €34,212 | ▼ 13.3% |
| Trade receivables40 | - | €12,528 | €16,036 | €6,930 | €12,489 | ▲ 80.2% |
| Other amounts receivable41 | - | €7,798 | €3,846 | €32,517 | €21,723 | ▼ 33.2% |
| Cash at bank and in hand54/58 | €4,614 | €883 | €10,207 | €41 | €1,671 | ▲ 4,001% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,406 | €21,209 | €30,090 | €39,488 | €44,883 | ▲ 13.7% |
| Equity10/15 | €8,297 | €13,995 | €19,982 | €27,562 | €31,069 | ▲ 12.7% |
| Contributions10/11 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Capital10 | - | - | - | - | €3,000 | - |
| Issued capital100 | - | - | - | - | €3,000 | - |
| Profit (loss) carried forward14 | €5,297 | €10,995 | €16,982 | €24,562 | €28,069 | ▲ 14.3% |
| Amounts payable17/49 | €13,109 | €7,214 | €10,107 | €11,926 | €13,814 | ▲ 15.8% |
| Amounts payable after more than one year17 | - | - | - | - | €6,667 | - |
| Financial debts170/4 | - | - | - | - | €6,667 | - |
| Amounts payable within one year42/48 | €13,109 | €7,214 | €10,107 | €11,926 | €7,147 | ▼ 40.1% |
| Financial debts43 | - | - | - | - | €4,546 | - |
| Credit institutions430/8 | - | - | - | - | €4,546 | - |
| Trade debts44 | €11,279 | €5,646 | €6,697 | €9,732 | €1,375 | ▼ 85.9% |
| Suppliers440/4 | - | €4,146 | €6,697 | €1,648 | €1,375 | ▼ 16.6% |
| Bills of exchange payable441 | - | €1,500 | - | €8,084 | - | - |
| Taxes, remuneration and social security45 | - | €1,568 | €3,410 | €2,194 | €1,225 | ▼ 44.2% |
| Taxes450/3 | - | €1,568 | €3,410 | €2,194 | €1,225 | ▼ 44.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,297 | €5,698 | €5,987 | €7,580 | €3,507 | ▼ 53.7% |
| Operating cash flow (approximation) | €5,297 | €5,698 | €5,987 | €7,580 | €3,507 | ▼ 53.7% |
| Change in cash | - | -€3,731 | €9,324 | -€10,166 | €1,631 | ▲ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
Financial
Weakest financial yearnet €3,507 ▼53.7%
Net result drops to €3,507, the lowest in the series.
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
Financial
Highest result since 2021net €7,580 ▲26.6%
Operating result €9,866, net result €7,580, both a record.
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2020
Ground area
258 m²
Building footprint
123 m²
Volume, LiDAR
612 m³
Parcel 34010A0364/03B005, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MAROTI SERVICES
since 20202.300.236.422
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34010A0364/03B005 | Flanders | 258 m² | 1 · 123 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,536 companies in sector 43222 we hold annual accounts for 5,667. 4,066 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2020
Fiscal year end31-07
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0744838155
Also
9925:BE0744838155
Registered
06-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.