Skip to content

MARNIC

Active
Public limited companyfounded 1983active for 43 yearsSpinnerijstraat(Kor) 99, 8500 Kortrijk, BelgiumKBO/BCE: BE 0424.337.683
Summary

MARNIC has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €652,366 and a net result of -€3,709. Equity has been stable since 2018 (±0.4% per year). Its solvency ranks better than 95% of 5,795 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-05-1983 Normal situation
Registered office
38 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 1 other
Establishment unit
2.022.640.337 8500 Kortrijk, since 28-07-1983
Financial year end
31 December
Peppol
Reachable since 01-12-2025

Board and ownership

Board
  • BREVERFINManaging director · permanent representative Brecht Vermander
  • Sophie DewulfDirector · since 18-06-2025
Shareholders
  • BREVERFIN· score 842025 annual accounts of BREVERFIN
  • AVENTIJN BVannual accounts 2019

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€1,855
▲ 80.7%
Loss
€3,709
Equity
€652,366
▼ 0.6%
Total assets
€664,187
▲ 1.2%
  • 2025 accounts filed 20 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 46.64, cash €453,181Equity €652,366 (98.2% of total assets)Size: total assets €664,187Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 98.2% of total assets
Liquidity 100+99
short-term debt 1.5% · cash 68.2%
Profitability 18-1
return on assets -0.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.2 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 46.64, above the usual 1.5. Short-term debt is 1.5% and cash 68.2% of total assets. 1.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 98% on liquidity, 19% on profitability and 43% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 46.64, cash €453,181
NBB · annual accounts
lowers risk · Equity €652,366 (98.2% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €664,187
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
20 days late
2024
174 days early
2023
23 days early
2022
53 days early
2021
41 days early
2020
45 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 61 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in real estatesector median 38.3% · 5,795 companies 98.2% View

Recent changes

  1. · Gazette deed Registered office moved to KortrijkNew seat: Spinnerijstraat 99 bus 23, 8500 Kortrijk · Resignations: Luc Billiet, Felix-Louis Billiet and GFB Invest BV · Permanent representatives: Géraldine Billiet and Brecht Vermander
  2. · Gazette deed Capital & shares · Amendment of the articles
  3. · Gazette deed 2 directors appointed, 5 directors resigningResignations: Aventijn bv, Geraldine Billiet and Ludovic Billiet · Appointment: GFB Invest bv (director) · Permanent representatives: Geraldine Billiet and Chantal Lefevere
All 18 events

Comparable companies

These companies have the same main activity as MARNIC: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €562,000 and €673,000, founded between 1982 and 1988.

CompanyTotal assetsGross margin
MARNIC Kortrijk€664,187-€1,855
ASSIMO Koksijde€653,238-€36,294
DEPFINANCE Gistel€562,216-€6,924
DEMIM Overijse€600,497-€11,932
APOTHEEK DE BOLLE J. Ninove€620,005€1,093
OVERIMMO Nivelles€672,762-€1,288
AKCES Deinze€575,350-€6,261
Full comparison

Key facts about MARNIC

What is the company number of MARNIC?
The company number of MARNIC is 0424.337.683. The VAT number is the same number with BE in front: BE 0424.337.683.
Where is MARNIC based?
The registered office is at Spinnerijstraat(Kor) 99, 8500 Kortrijk.Company details
What does MARNIC do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of MARNIC?
The legal form of MARNIC is Public limited company (NV).
When was MARNIC founded?
MARNIC was founded on 24-05-1983.
Is MARNIC still active?
Yes, MARNIC is an active enterprise in the KBO register.
What is the turnover of MARNIC?
The annual accounts for financial year 2025 state no turnover.Financials
Is MARNIC profitable?
In financial year 2025, MARNIC made a loss of €3,709.
Where can I find the annual accounts of MARNIC?
MARNIC filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARNIC due?
MARNIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.