Summary
MARMIC has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €875,753 and a net result of €532,136. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 8115 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
29 d late
2023
on the day
2022
31 d early
2021
32 d early
2020
40 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€875,753▲ 47.5%
2024 · €593,616
Total assets
€1.6m▲ 16.6%
2024 · €1.4m
Net result
€532,136▲ 195%
2024 · €180,498
Working capital
-€324,885▼ 11.3%
2024 · -€291,861
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€63,014▲ 29.4%€140,136▲ 122%€258,434▲ 84.4%€248,337▼ 3.9%€85,318▼ 65.6%
Net result€42,262▲ 31.0%€100,574▲ 138%€188,020▲ 86.9%€180,498▼ 4.0%€532,136▲ 195%
Equity€124,524▲ 51.4%€225,098▲ 80.8%€413,118▲ 83.5%€593,616▲ 43.7%€875,753▲ 47.5%
Total assets€1.3m▼ 1.4%€1.4m▲ 5.7%€1.4m=€1.4m▼ 0.7%€1.6m▲ 16.6%
Debt€1.2m▼ 5.0%€1.1m▼ 2.3%€952,834▼ 16.4%€762,557▼ 20.0%€705,405▼ 7.5%
Working capital-€536,956▼ 6.6%-€511,343▲ 4.8%-€397,550▲ 22.3%-€291,861▲ 26.6%-€324,885▼ 11.3%
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets
€1.5m ▲ 19.1%
Current assets
€86,356 ▼ 14.6%
Equity and liabilities €1.6m
Equity
€875,753 ▲ 47.5%
Debt
€705,405 ▼ 7.5%
Debt's share of the balance-sheet total falls from 56.2% to 44.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
60.8%▲
2024 · 30.4%
ROA
33.7%▲
2024 · 13.3%
Debt ≤ 1 year
€411,241▲
2024 · €393,035
Debt > 1 year
€294,164▼
2024 · €369,523
Income taxes
€0▼
2024 · €64,094
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,076 | €1,798 | €1,775 | €1,913 | €1,226 | ▼ 35.9% |
| Non-recurring operating charges66A | - | - | - | - | €1,923 | - |
| Gross operating margin9900 | €64,090 | €141,934 | €260,209 | €250,250 | €88,467 | ▼ 64.6% |
| Operating profit (loss)9901 | €63,014 | €140,136 | €258,434 | €248,337 | €85,318 | ▼ 65.6% |
| Financial income75/76B | - | - | - | - | €450,000 | - |
| Recurring financial income75 | - | - | - | - | €450,000 | - |
| Financial charges65/66B | €5,392 | €4,836 | €4,290 | €3,746 | €3,182 | ▼ 15.1% |
| Recurring financial charges65 | €5,392 | €4,836 | €4,290 | €3,746 | €3,182 | ▼ 15.1% |
| Profit (loss) for the period before taxes9903 | €57,622 | €135,299 | €254,143 | €244,592 | €532,136 | ▲ 118% |
| Income taxes67/77 | €15,360 | €34,726 | €66,123 | €64,094 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €42,262 | €100,574 | €188,020 | €180,498 | €532,136 | ▲ 195% |
| Profit (loss) for the period to be appropriated9905 | €42,262 | €100,574 | €188,020 | €180,498 | €532,136 | ▲ 195% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.4m | €1.4m | €1.4m | €1.6m | ▲ 16.6% |
| Fixed assets21/28 | €1.3m | €1.3m | €1.3m | €1.3m | €1.5m | ▲ 19.1% |
| Financial fixed assets28 | €1.3m | €1.3m | €1.3m | €1.3m | €1.5m | ▲ 19.1% |
| Current assets29/58 | €36,275 | €110,304 | €110,952 | €101,174 | €86,356 | ▼ 14.6% |
| Amounts receivable within one year40/41 | €14,511 | €26,207 | €26,217 | €26,197 | €36,776 | ▲ 40.4% |
| Trade receivables40 | €14,511 | €26,207 | €26,217 | €26,197 | €36,300 | ▲ 38.6% |
| Other amounts receivable41 | - | - | - | - | €476 | - |
| Cash at bank and in hand54/58 | €21,764 | €84,098 | €81,536 | €74,977 | €49,580 | ▼ 33.9% |
| Deferred charges and accrued income490/1 | - | - | €3,200 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.4m | €1.4m | €1.4m | €1.6m | ▲ 16.6% |
| Equity10/15 | €124,524 | €225,098 | €413,118 | €593,616 | €875,753 | ▲ 47.5% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | €74,524 | €175,098 | €363,118 | €543,616 | €825,753 | ▲ 51.9% |
| Distributable reserves133 | €74,524 | €175,098 | €363,118 | €543,616 | €825,753 | ▲ 51.9% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €1.2m | €1.1m | €952,834 | €762,557 | €705,405 | ▼ 7.5% |
| Amounts payable after more than one year17 | €592,238 | €518,555 | €444,318 | €369,523 | €294,164 | ▼ 20.4% |
| Financial debts170/4 | €592,238 | €518,555 | €444,318 | €369,523 | €294,164 | ▼ 20.4% |
| Amounts payable within one year42/48 | €573,231 | €621,647 | €508,503 | €393,035 | €411,241 | ▲ 4.6% |
| Current portion of amounts payable after more than one year42 | €73,132 | €73,682 | €74,237 | €74,796 | €75,358 | ▲ 0.8% |
| Trade debts44 | €111 | €227 | €115 | €985 | €83,050 | ▲ 8,331% |
| Suppliers440/4 | €111 | €227 | €115 | €985 | €83,050 | ▲ 8,331% |
| Taxes, remuneration and social security45 | €34,431 | €58,170 | €79,364 | €78,663 | €34,094 | ▼ 56.7% |
| Taxes450/3 | €34,431 | €58,170 | €79,364 | €78,663 | €34,094 | ▼ 56.7% |
| Other amounts payable47/48 | €465,557 | €489,567 | €354,787 | €238,591 | €218,739 | ▼ 8.3% |
| Accrued charges and deferred income492/3 | €1,282 | €4 | €13 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,262 | €100,574 | €188,020 | €180,498 | €532,136 | ▲ 195% |
| Operating cash flow (approximation) | €42,262 | €100,574 | €188,020 | €180,498 | €532,136 | ▲ 195% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€239,802 | - |
| Change in cash | - | €62,333 | -€2,562 | -€6,558 | -€25,397 | ▼ 287% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €532,136 ▲195%
Net result €532,136, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Equity above €500,000Eq €593,616 ▲43.7%
5 profitable years in a row build equity to €593,616.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200,000Eq €225,098 ▲80.8%
3 profitable years in a row build equity to €225,098.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100,000Eq €124,524 ▲51.4%
2 profitable years in a row build equity to €124,524.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2019
Ground area
7,912 m²
Building footprint
2,047 m²
Volume, LiDAR
11,250 m³
2 parcels, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Marmic
since 20192.298.185.465
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35302D0079/00F000 | Flanders | 4,830 m² | 1 · 1,492 m² | 6.7 m · 2 fl. |
| 38021B0320/00P000 | Flanders | 3,082 m² | 1 · 555 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- LECOMTE STIJN
- MARMIC
Highest known parent: LECOMTE STIJN. The sources do not say who stands above it.
Owners 1
- LECOMTE STIJNparent100%
Holdings 1
-
100%
According to the 2025 annual accounts of MARMIC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
IDANIA
BE 0897.859.120
Merelbeke-Melle · Eq €876,553
H.M. INTERNATIONAL
BE 0459.001.327
Westerlo · Eq €874,312
René Stevens
BE 0408.086.423
Boechout · Eq €877,424
BELGOMEX
BE 0414.726.765
Gembloux · Eq €873,732
HANDELSAGENTUREN LAGAST
BE 0842.829.634
Oostrozebeke · Eq €879,242
Of 6,147 companies in sector 46190 we hold annual accounts for 2,570. 1,272 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738773081
Also
9925:BE0738773081
Registered
06-07-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.