MARMIBO
ActiveMARMIBO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.62M and a net result of €291k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 87% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 7.68 against 5.83 in 2024), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
16%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
31 d early
2023
54 d early
2022
20 d early
2021
54 d early
2020
38 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.62M▲ 23.1%
2024 · €1.32M
2018: €578k
2019: €650k
2020: €719k
2021: €805k
2022: €922k
2023: €1.04M
2024: €1.32M
2018 → 2025
Total assets
€1.82M▲ 18.4%
2024 · €1.54M
2018: €717k
2019: €836k
2020: €909k
2021: €990k
2022: €1.12M
2023: €1.22M
2024: €1.54M
2018 → 2025
Net result
€291k▲ 7.0%
2024 · €272k
2018: €64k
2019: €72k
2020: €69k
2021: €86k
2022: €117k
2023: €121k
2024: €272k
2018 → 2025
Working capital
€1.36M▲ 25.9%
2024 · €1.08M
2018: €529k
2019: €597k
2020: €671k
2021: €613k
2022: €683k
2023: €789k
2024: €1.08M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€805k-€922k▲ 14.6%€1.04M▲ 13.1%€1.32M▲ 26.1%€1.62M▲ 23.1%
Operating result€125k-€170k▲ 35.9%€174k▲ 2.4%€247k▲ 42.0%€148k▼ 40.1%
Net result€86k-€117k▲ 36.9%€121k▲ 3.2%€272k▲ 125%€291k▲ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€262k▲ 10.5%
Current assets
€1.56M▲ 19.9%
Equity and liabilities €1.82M
Equity
€1.62M▲ 23.1%
Debt
€204k▼ 9.0%
The debt ratio falls from 14.5% to 11.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€152k▼
2024 · €251k
Cash flow
€295k▲
2024 · €276k
Solvency
88.8%▲
2024 · 85.5%
Current ratio
7.68▲
2024 · 5.83
Quick ratio
7.68▲
2024 · 5.83
Debt / equity
0.13▼
2024 · 0.17
ROE
18.0%▼
2024 · 20.7%
ROA
16.0%▼
2024 · 17.7%
Interest coverage
14.80▼
2024 · 21.98
Debt
€204k▼
2024 · €224k
Debt ≤ 1 year
€203k▼
2024 · €224k
Income taxes
€64k▼
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.54M€1.82M▲
Fixed assets21/28€237k€262k▲
Tangible fixed assets22/27€42k€66k▲
Land and buildings22€0-
Plant, machinery and equipment23€17k€21k▲
Furniture and vehicles24€615€294▼
Other tangible fixed assets26€24k€45k▲
Financial fixed assets28€195k€195k=
Current assets29/58€1.30M€1.56M▲
Amounts receivable within one year40/41€31k€28k▼
Trade receivables40€21k€21k=
Other amounts receivable41€10k€7k▼
Current investments50/53€965k€0▼
Cash at bank and in hand54/58€305k€1.53M▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.54M€1.82M▲
Equity10/15€1.32M€1.62M▲
Contributions10/11€6k€19k▲
Reserves13€1.25M€1.55M▲
Distributable reserves133€1.25M€1.55M▲
Profit (loss) carried forward14€55k€55k=
Amounts payable17/49€224k€204k▼
Amounts payable within one year42/48€224k€203k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€71k€53k▼
Taxes450/3€71k€53k▼
Other amounts payable47/48€151k€149k▼
Accrued charges and deferred income492/3€435€435▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€253k€154k▼
Operating profit (loss)9901€247k€148k▼
Financial income75/76B€125k€217k▲
Recurring financial income75€125k€217k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€361k€355k▼
Income taxes67/77€89k€64k▼
Profit (loss) for the period9904€272k€291k▲
Profit (loss) for the period to be appropriated9905€272k€291k▲
Appropriation of the result
Profit (loss) to be appropriated9906€327k€346k▲
Profit (loss) brought forward from the previous period14P€55k€55k=
Transfer to equity691/2€272k€291k▲
To other reserves6921€272k€291k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €291k ▲7%
Net result €291k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.04M ▲13.1%
6 profitable years in a row build equity to €1.04M.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat(D) 397711 MouscronGround area
808 m²
Building footprint
167 m²
Parcel 54003T0161/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Marmibo
since 20132.215.099.324
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003T0161/00M000 | Wallonia | 808 m² | 1 · 166 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 22,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:patrick.boonefaes@skynet.be
Phone:0473/ 33 00 06