MARMASO
ActiveMARMASO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €-2k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 4.37 in 2024; short-term debt: 20.4% and cash: 47.9% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
46 d early
2023
44 d early
2022
49 d early
2021
2 d early
2020
2 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▼ 2.4%
2024 · €80k
2018: €62k
2019: €69k
2020: €73k
2021: €73k
2022: €77k
2023: €76k
2024: €80k
2018 → 2025
Total assets
€98k▼ 5.5%
2024 · €103k
2018: €77k
2019: €76k
2020: €115k
2021: €98k
2022: €91k
2023: €96k
2024: €103k
2018 → 2025
Net result
€-2k
2024 · €4k
2018: €7k
2019: €7k
2020: €4k
2021: €966
2022: €4k
2023: €-2k
2024: €4k
2018 → 2025
Working capital
€78k▼ 2.4%
2024 · €80k
2018: €62k
2019: €69k
2020: €71k
2021: €73k
2022: €77k
2023: €76k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€77k▲ 5.0%€76k▼ 2.0%€80k▲ 5.4%€78k▼ 2.4%
Operating result€-378-€4k€-4k€2k€-6k
Net result€966-€4k▲ 279%€-2k€4k€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €98k
Equity
€78k▼ 2.4%
Debt
€20k▼ 15.9%
The debt ratio falls from 22.9% to 20.4%. Equity and debt are lower.
Key figures and ratios
Solvency
79.6%▲
2024 · 77.1%
Current ratio
4.91▲
2024 · 4.37
Quick ratio
4.91▲
2024 · 4.37
Debt / equity
0.26▼
2024 · 0.30
ROE
-2.5%▼
2024 · 5.1%
ROA
-2.0%▼
2024 · 4.0%
Debt
€20k▼
2024 · €24k
Debt ≤ 1 year
€20k▼
2024 · €24k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€98k▼
Current assets29/58€103k€98k▼
Amounts receivable within one year40/41€89k€51k▼
Trade receivables40€9k€11k▲
Other amounts receivable41€81k€40k▼
Cash at bank and in hand54/58€14k€47k▲
Equity and liabilities
Total equity and liabilities10/49€103k€98k▼
Equity10/15€80k€78k▼
Contributions10/11€19k€19k=
Reserves13€61k€61k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€0€-2k▼
Amounts payable17/49€24k€20k▼
Amounts payable within one year42/48€24k€20k▼
Trade debts44€4k€0▼
Suppliers440/4€4k€0▼
Taxes, remuneration and social security45€0€111▲
Taxes450/3€0€111▲
Other amounts payable47/48€20k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€451€465▲
Gross operating margin9900€2k€-6k▼
Operating profit (loss)9901€2k€-6k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€6k€-2k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€4k€-2k▼
Profit (loss) for the period to be appropriated9905€4k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-2k▼
Profit (loss) brought forward from the previous period14P€-223€0▲
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-2k ▼147%
Net result drops to €-2k, the lowest in the series.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 10.84
Current ratio from 5.31 to 10.84; short-term debt falls from €14k to €7k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse Steenweg 549620 ZottegemGround area
2,136 m²
Building footprint
569 m²
Volume, LiDAR
2,682 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARMASO
since 20042.137.527.236
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093G0372/00C000 | Flanders | 1,753 m² | 1 · 188 m² | 8.0 m · 2 fl. |
| 41023A1157/00B000 | Flanders | 383 m² | 1 · 381 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Studio Logoi
BE 1004.527.545
Boechout · Eq €78k
ACT & GO QUALITY
BE 0826.497.408
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ESIRI
BE 0732.528.855
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OPTIMAL SOLUTIONS
BE 0464.083.929
Pelt · Eq €78k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-05-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/269.18.97