Summary
MARLUVA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €8,958 and a net result of €41,378. Equity is shrinking by ~21.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
73 d early
2023
68 d late
2022
4 d late
2021
19 d early
2020
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€8,958▲ 4.4%
2023 · €8,580
Net result
€41,378▲ 61.8%
2023 · €25,568
Total assets
€56,187▲ 24.9%
2023 · €44,973
Solvency
15.9%▼ 3.1pp
2023 · 19.1%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€18,186-€20,090▲ 10.5%€29,683▲ 47.7%€33,349▲ 12.4%€56,751▲ 70.2%
Net result€14,241within the sector's middle half-€13,724within the sector's middle half▼ 3.6%€23,047within the sector's middle half▲ 67.9%€25,568within the sector's middle half▲ 10.9%€41,378within the sector's middle half▲ 61.8%
Equity€20,241below the sector's middle half-€33,965below the sector's middle half▲ 67.8%€57,012within the sector's middle half▲ 67.9%€8,580below the sector's middle half▼ 85.0%€8,958below the sector's middle half▲ 4.4%
Total assets€34,782below the sector's middle half-€50,769below the sector's middle half▲ 46.0%€72,400below the sector's middle half▲ 42.6%€44,973below the sector's middle half▼ 37.9%€56,187below the sector's middle half▲ 24.9%
Debt€14,542-€16,804▲ 15.6%€15,388▼ 8.4%€36,393▲ 137%€47,229▲ 29.8%
Working capital€12,945within the sector's middle half-€29,687within the sector's middle half▲ 129%€55,751within the sector's middle half▲ 87.8%€7,161within the sector's middle half▼ 87.2%€7,839within the sector's middle half▲ 9.5%
Solvency58.2%within the sector's middle half-66.9%within the sector's middle half▲ 8.7pp78.7%above the sector's middle half▲ 11.8pp19.1%below the sector's middle half▼ 59.7pp15.9%below the sector's middle half▼ 3.1pp
Current ratio1.89within the sector's middle half-2.77within the sector's middle half▲ 0.884.62above the sector's middle half▲ 1.861.20within the sector's middle half▼ 3.431.17within the sector's middle half▼ 0.03
Return on assets (ROA)40.9%above the sector's middle half-27.0%above the sector's middle half▼ 13.9pp31.8%above the sector's middle half▲ 4.8pp56.9%above the sector's middle half▲ 25.0pp73.6%above the sector's middle half▲ 16.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 70% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €56,187
Fixed assets
€1,119 ▼ 21.1%
Current assets
€55,068 ▲ 26.4%
Equity and liabilities €56,187
Equity
€8,958 ▲ 4.4%
Debt
€47,229 ▲ 29.8%
Debt's share of the balance-sheet total rises from 80.9% to 84.1%. Equity and debt are higher.
Key figures and ratios
ROE
461.9%▲
2023 · 298.0%
Debt ≤ 1 year
€47,229▲
2023 · €36,393
Income taxes
€15,256▲
2023 · €7,689
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,839 | €3,017 | €3,017 | €1,342 | €300 | ▼ 77.6% |
| Other operating charges640/8 | - | €1,739 | €983 | €1,822 | €2,223 | ▲ 22.0% |
| Non-recurring operating charges66A | - | €0 | - | - | - | - |
| Gross operating margin9900 | €24,367 | €24,847 | €33,683 | €36,513 | €59,274 | ▲ 62.3% |
| Operating profit (loss)9901 | €18,186 | €20,090 | €29,683 | €33,349 | €56,751 | ▲ 70.2% |
| Financial income75/76B | - | - | €122 | €59 | €19 | ▼ 68.6% |
| Recurring financial income75 | - | - | €122 | €59 | €19 | ▼ 68.6% |
| Financial charges65/66B | - | €162 | €141 | €151 | €136 | ▼ 10.0% |
| Recurring financial charges65 | €146 | €162 | €141 | €151 | €136 | ▼ 10.0% |
| Profit (loss) for the period before taxes9903 | €18,040 | €19,928 | €29,663 | €33,257 | €56,634 | ▲ 70.3% |
| Income taxes67/77 | €3,799 | €6,204 | €6,616 | €7,689 | €15,256 | ▲ 98.4% |
| Profit (loss) for the period9904 | €14,241 | €13,724 | €23,047 | €25,568 | €41,378 | ▲ 61.8% |
| Profit (loss) for the period to be appropriated9905 | €14,241 | €13,724 | €23,047 | €25,568 | €41,378 | ▲ 61.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34,782 | €50,769 | €72,400 | €44,973 | €56,187 | ▲ 24.9% |
| Fixed assets21/28 | €7,296 | €4,278 | €1,261 | €1,419 | €1,119 | ▼ 21.1% |
| Tangible fixed assets22/27 | €7,296 | €4,278 | €1,261 | €1,419 | €1,119 | ▼ 21.1% |
| Furniture and vehicles24 | - | €4,278 | €1,261 | €1,419 | €1,119 | ▼ 21.1% |
| Current assets29/58 | €27,487 | €46,491 | €71,139 | €43,554 | €55,068 | ▲ 26.4% |
| Amounts receivable within one year40/41 | €3,969 | €6,283 | €10,870 | €4,412 | €20,381 | ▲ 362% |
| Trade receivables40 | - | €6,283 | €9,080 | €4,031 | €16,861 | ▲ 318% |
| Other amounts receivable41 | - | - | €1,790 | €382 | €3,520 | ▲ 823% |
| Cash at bank and in hand54/58 | €23,518 | €40,207 | €60,269 | €39,142 | €34,687 | ▼ 11.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34,782 | €50,769 | €72,400 | €44,973 | €56,187 | ▲ 24.9% |
| Equity10/15 | €20,241 | €33,965 | €57,012 | €8,580 | €8,958 | ▲ 4.4% |
| Contributions10/11 | - | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | €14,241 | €27,965 | €51,012 | €2,580 | €2,958 | ▲ 14.6% |
| Distributable reserves133 | - | €27,965 | €51,012 | €2,580 | €2,958 | ▲ 14.6% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €14,542 | €16,804 | €15,388 | €36,393 | €47,229 | ▲ 29.8% |
| Amounts payable within one year42/48 | €14,542 | €16,804 | €15,388 | €36,393 | €47,229 | ▲ 29.8% |
| Trade debts44 | €2,512 | €114 | €739 | €276 | €2,949 | ▲ 967% |
| Suppliers440/4 | - | €114 | €739 | €276 | €2,949 | ▲ 967% |
| Taxes, remuneration and social security45 | - | €14,128 | €14,649 | €10,617 | €9,431 | ▼ 11.2% |
| Taxes450/3 | - | €12,628 | €14,649 | €9,617 | €8,431 | ▼ 12.3% |
| Remuneration and social security454/9 | - | €1,500 | €0 | €1,000 | €1,000 | = |
| Other amounts payable47/48 | - | €2,562 | €0 | €25,500 | €34,850 | ▲ 36.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,241 | €13,724 | €23,047 | €25,568 | €41,378 | ▲ 61.8% |
| + Depreciation and write-downs630 | €2,839 | €3,017 | €3,017 | €1,342 | €300 | ▼ 77.6% |
| Operating cash flow (approximation) | €17,080 | €16,742 | €26,064 | €26,910 | €41,678 | ▲ 54.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,500 | €0 | ▲ 100% |
| Change in cash | - | €16,689 | €20,062 | -€21,127 | -€4,455 | ▲ 78.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €41,378 ▲61.8%
Operating result €56,751, net result €41,378, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €13,724 ▼3.6%
Net result drops to €13,724, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2019
Ground area
1,283 m²
Building footprint
339 m²
Parcel 72003C0124/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
MARLUVA
since 20192.295.027.027
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0124/00E000 | Flanders | 1,283 m² | 1 · 339 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 4,743 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded17-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
56210Event catering
77223Rental and leasing activities
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736532381
Also
9925:BE0736532381
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.