Marlu - Skade
ActiveSummary
Marlu - Skade has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-18k) and a net result of €-4k. Equity is shrinking by ~69% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability61▲+2
Solvency0▼-6
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 47.25 against 23.12 in 2023; short-term debt: 0.9% and cash: 42.5% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-27.1%
Return on assets
-6.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
14 d early
2022
56 d late
2021
30 d late
2020
25 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-18k▼ 29.7%
2023 · €-14k
Total assets
€67k▼ 10.7%
2023 · €76k
Net result
€-4k▲ 32.4%
2023 · €-6k
Working capital
€28k▲ 0.9%
2023 · €28k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€-2k▲ 60.4%€-1k▲ 42.0%€-6k▼ 434%€-6k▼ 7.9%€-4k▲ 33.1%
Net result€-2k▲ 58.6%€-1k▲ 38.5%€-6k▼ 389%€-6k▼ 6.1%€-4k▲ 32.4%
Equity€-878€-2k▼ 136%€-8k▼ 282%€-14k▼ 78.3%€-18k▼ 29.7%
Total assets€64k▲ 30.8%€75k▲ 15.8%€78k▲ 4.1%€76k▼ 2.7%€67k▼ 10.7%
Debt€65k▲ 35.6%€77k▲ 17.4%€86k▲ 11.6%€90k▲ 4.8%€86k▼ 4.4%
Working capital€2k€12k▲ 506%€24k▲ 106%€28k▲ 16.3%€28k▲ 0.9%
Staff (FTE)000
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €6k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67k
Fixed assets
€39k ▼ 16.6%
Current assets
€29k ▼ 1.4%
Key figures and ratios
EBITDA
€4k▲
2023 · €2k
Cash flow
€4k▲
2023 · €1k
Solvency
-27.1%▼
2023 · -18.7%
Current ratio
47.25▲
2023 · 23.12
Debt to equity
-4.69▲
2023 · -6.36
ROA
-6.2%▲
2023 · -8.2%
Interest coverage
23.65▲
2023 · 9.71
Debt ≤ 1 year
€610▼
2023 · €1k
Debt > 1 year
€85k▼
2023 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €4k | €8k | €8k | €8k | ▲ 1.4% |
| Other operating charges640/8 | - | €1k | €1k | €2k | €1k | ▼ 18.8% |
| Gross operating margin9900 | €4k | €4k | €4k | €3k | €5k | ▲ 54.4% |
| Operating profit (loss)9901 | €-2k | €-1k | €-6k | €-6k | €-4k | ▲ 33.1% |
| Financial charges65/66B | - | €147 | €242 | €160 | €155 | ▼ 3.3% |
| Recurring financial charges65 | €137 | €147 | €242 | €160 | €155 | ▼ 3.3% |
| Profit (loss) for the period before taxes9903 | €-2k | €-1k | €-6k | €-6k | €-4k | ▲ 32.4% |
| Profit (loss) for the period9904 | €-2k | €-1k | €-6k | €-6k | €-4k | ▲ 32.4% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-1k | €-6k | €-6k | €-4k | ▲ 32.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64k | €75k | €78k | €76k | €67k | ▼ 10.7% |
| Fixed assets21/28 | €58k | €58k | €50k | €46k | €39k | ▼ 16.6% |
| Tangible fixed assets22/27 | €58k | €58k | €50k | €46k | €39k | ▼ 16.6% |
| Land and buildings22 | - | €58k | €50k | €46k | €39k | ▼ 16.6% |
| Current assets29/58 | €6k | €17k | €27k | €29k | €29k | ▼ 1.4% |
| Cash at bank and in hand54/58 | €6k | €16k | €27k | €29k | €29k | ▼ 1.4% |
| Deferred charges and accrued income490/1 | - | €122 | €129 | €145 | €150 | ▲ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64k | €75k | €78k | €76k | €67k | ▼ 10.7% |
| Equity10/15 | €-878 | €-2k | €-8k | €-14k | €-18k | ▼ 29.7% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | €62k | €62k | €62k | €62k | = |
| Issued capital100 | - | €62k | €62k | €62k | €62k | = |
| Reserves13 | €3k | €3k | €3k | €3k | €3k | = |
| Non-distributable reserves130/1 | - | €3k | €3k | €3k | €3k | = |
| Legal reserve130 | - | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €-66k | €-67k | €-73k | €-79k | €-84k | ▼ 5.3% |
| Amounts payable17/49 | €65k | €77k | €86k | €90k | €86k | ▼ 4.4% |
| Amounts payable after more than one year17 | €61k | €72k | €82k | €88k | €85k | ▼ 3.7% |
| Other amounts payable178/9 | - | €72k | €82k | €88k | €85k | ▼ 3.7% |
| Amounts payable within one year42/48 | €4k | €5k | €3k | €1k | €610 | ▼ 51.7% |
| Trade debts44 | €4k | €5k | €3k | €1k | €610 | ▼ 51.7% |
| Suppliers440/4 | - | €5k | €3k | €1k | €610 | ▼ 51.7% |
| Accrued charges and deferred income492/3 | - | - | €135 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-1k | €-6k | €-6k | €-4k | ▲ 32.4% |
| + Depreciation and write-downs630 | €5k | €4k | €8k | €8k | €8k | ▲ 1.4% |
| Operating cash flow (approximation) | €3k | €3k | €2k | €1k | €4k | ▲ 151% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €-4k | €0 | ▲ 100% |
| Change in cash | - | €11k | €11k | €2k | €-415 | ▼ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
06-08
State Gazette act
General meeting · Statutes amendment
Share issue · Corporate purpose
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 47.25
Current ratio from 23.12 to 47.25; short-term debt falls from €1k to €610.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 23.12
Current ratio from 8.05 to 23.12; short-term debt falls from €3k to €1k.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 8.05
Current ratio from 3.39 to 8.05; short-term debt falls from €5k to €3k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 3.39
Current ratio from 1.48 to 3.39.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.48
Current ratio from 0.51 to 1.48.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
Show earlier events
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1994
Ground area
6,435 m²
Building footprint
283 m²
Volume, LiDAR
1,182 m³
2 parcels, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Haagdam sn, 9140 Temse
since 19942.066.812.355
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025A0852/00_000 | Flanders | 4,788 m² | 1 · 5 m² | 10.2 m · 3 fl. |
| 46025A0853/00M000 | Flanders | 1,646 m² | 1 · 278 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded27-06-1991
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.