MARLOU
ActiveMARLOU has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.23M and a net result of €90k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 54% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
82
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability36▲+19
Solvency92=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.41 in 2023), but 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.2%
Return on assets
3.4%
Age of the figures
20 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €1.2M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
42 d early
2022
40 d early
2021
18 d early
2020
25 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.23M▲ 7.8%
2023 · €1.14M
2018: €1.04M
2019: €1.06M
2020: €1.08M
2021: €1.09M
2022: €1.11M
2023: €1.14M
2018 → 2024
Total assets
€2.61M▲ 7.0%
2023 · €2.44M
2018: €2.11M
2019: €2.23M
2020: €2.27M
2021: €2.47M
2022: €2.35M
2023: €2.44M
2018 → 2024
Net result
€90k▲ 130%
2023 · €39k
2018: €52k
2019: €22k
2020: €19k
2021: €11k
2022: €16k
2023: €39k
2018 → 2024
Working capital
€1.04M▼ 12.4%
2023 · €1.19M
2018: €1.07M
2019: €1.14M
2020: €1.05M
2021: €1.13M
2022: €1.12M
2023: €1.19M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.08M-€1.09M▲ 1.0%€1.11M▲ 1.5%€1.14M▲ 3.5%€1.23M▲ 7.8%
Operating result€40k-€32k▼ 19.9%€38k▲ 19.2%€77k▲ 105%€153k▲ 98.1%
Net result€19k-€11k▼ 44.9%€16k▲ 53.0%€39k▲ 141%€90k▲ 130%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 98% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.61M
Fixed assets
€615k▲ 48.9%
Current assets
€2.00M▼ 1.5%
Equity and liabilities €2.61M
Equity
€1.23M▲ 7.8%
Debt
€1.38M▲ 6.3%
The debt ratio falls from 53.2% to 52.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€197k▲
2023 · €140k
Cash flow
€134k▲
2023 · €101k
Solvency
47.2%▲
2023 · 46.8%
Current ratio
2.09▼
2023 · 2.41
Quick ratio
0.81▼
2023 · 0.94
Debt / equity
1.12▼
2023 · 1.13
ROE
7.3%▲
2023 · 3.4%
ROA
3.4%▲
2023 · 1.6%
Interest coverage
5.54▲
2023 · 5.19
Debt
€1.38M▲
2023 · €1.30M
Debt ≤ 1 year
€958k▲
2023 · €842k
Debt > 1 year
€421k▼
2023 · €456k
Income taxes
€25k▲
2023 · €11k
Staff costs
€370k▲
2023 · €358k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.44M€2.61M▲
Fixed assets21/28€413k€615k▲
Tangible fixed assets22/27€410k€612k▲
Land and buildings22€354k€537k▲
Plant, machinery and equipment23€35k€44k▲
Furniture and vehicles24€21k€31k▲
Financial fixed assets28€3k€3k=
Current assets29/58€2.03M€2.00M▼
Stocks and contracts in progress3€1.23M€1.22M▼
Stocks30/36€1.23M€1.22M▼
Amounts receivable within one year40/41€500k€454k▼
Trade receivables40€451k€405k▼
Other amounts receivable41€49k€49k=
Cash at bank and in hand54/58€113k€144k▲
Deferred charges and accrued income490/1€183k€178k▼
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.61M▲
Equity10/15€1.14M€1.23M▲
Contributions10/11€19k€19k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€1.08M€1.17M▲
Amounts payable17/49€1.30M€1.38M▲
Amounts payable after more than one year17€456k€421k▼
Financial debts170/4€358k€306k▼
Trade debts175€98k€116k▲
Amounts payable within one year42/48€842k€958k▲
Current portion of amounts payable after more than one year42€465k€465k▲
Trade debts44€318k€426k▲
Suppliers440/4€318k€426k▲
Taxes, remuneration and social security45€59k€67k▲
Taxes450/3€40k€48k▲
Remuneration and social security454/9€20k€19k▼
Income statement
Code20232024
Non-recurring operating income76A-€19k
Remuneration, social security and pensions62€358k€370k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€44k▼
Other operating charges640/8€39k€22k▼
Gross operating margin9900€536k€589k▲
Operating profit (loss)9901€77k€153k▲
Financial charges65/66B€27k€38k▲
Recurring financial charges65€27k€36k▲
Non-recurring financial charges66B-€3k
Profit (loss) for the period before taxes9903€50k€115k▲
Income taxes67/77€11k€25k▲
Profit (loss) for the period9904€39k€90k▲
Profit (loss) for the period to be appropriated9905€39k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.08M€1.17M▲
Profit (loss) brought forward from the previous period14P€1.04M€1.08M▲
Social balance
Average headcount (FTE)90878.67.8▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €90k ▲130%
Operating result €153k, net result €90k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €11k ▼44.9%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 7 days late
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikensstraat 113520 ZonhovenGround area
2,606 m²
Building footprint
1,166 m²
Volume, LiDAR
6,025 m³
Parcel 71066B0880/00R000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARLOU DRANKEN
since 19862.122.654.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066B0880/00R000 | Flanders | 2,606 m² | 1 · 1,166 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,215 EUR awarded · 1,215 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 333 EUR | 333 EUR |
| 2024 | 1 | 324 EUR | 324 EUR |
| 2023 | 1 | 324 EUR | 324 EUR |
| 2022 | 1 | 234 EUR | 234 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZonhoven2.122.654.859
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Of 1,570 companies in sector 46349 we hold annual accounts for 980. 561 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-1985
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
51340
52250Logistics services
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.