Summary
Marky is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €134,719 and a net result of €31,076. Its solvency ranks better than 78% of 9,743 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
≈ €160,000turnover 2025, estimated
- Equity
- €134,719
- Profit
- €31,076
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 6 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: TALBOOM Mark Geert Lode…
Financials · financial year 2025, micro format
Equity
€134,719▲ 30.0%
2024 · €103,643
Net result
€31,076▼ 69.4%
2024 · €101,643
Total assets
€167,540▲ 28.0%
2024 · €130,933
Solvency
80.4%▲ 1.3pp
2024 · 79.2%
Trend over the years
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 70% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€39,224
2025
Net result€31,076
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€167,540
2025
Equity€134,719
2025
Debt€32,821
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€134,719
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)18.5%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency80.4%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio5.10
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€130,111-€39,224▼ 69.9%
Net result€101,643above the sector's middle half-€31,076within the sector's middle half▼ 69.4%
Equity€103,643within the sector's middle half-€134,719within the sector's middle half▲ 30.0%
Total assets€130,933within the sector's middle half-€167,540within the sector's middle half▲ 28.0%
Debt€27,290-€32,821▲ 20.3%
Working capital€103,643within the sector's middle half-€134,719within the sector's middle half▲ 30.0%
Solvency79.2%above the sector's middle half-80.4%above the sector's middle half▲ 1.3pp
Current ratio4.80above the sector's middle half-5.10above the sector's middle half▲ 0.31
Return on assets (ROA)77.6%above the sector's middle half-18.5%within the sector's middle half▼ 59.1pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €167,540
Equity
€134,719 ▲ 30.0%
Debt
€32,821 ▲ 20.3%
Debt's share of the balance-sheet total falls from 20.8% to 19.6%. Equity and debt are higher.
Key figures and ratios
ROE
23.1%▼
2024 · 98.1%
Debt ≤ 1 year
€32,821▲
2024 · €27,290
Income taxes
€8,270▼
2024 · €28,332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €898 | €120 | ▼ 86.6% |
| Gross operating margin9900 | €131,009 | €39,344 | ▼ 70.0% |
| Operating profit (loss)9901 | €130,111 | €39,224 | ▼ 69.9% |
| Financial income75/76B | - | €173 | - |
| Recurring financial income75 | - | €173 | - |
| Financial charges65/66B | €136 | €51 | ▼ 62.3% |
| Recurring financial charges65 | €136 | €51 | ▼ 62.3% |
| Profit (loss) for the period before taxes9903 | €129,975 | €39,346 | ▼ 69.7% |
| Income taxes67/77 | €28,332 | €8,270 | ▼ 70.8% |
| Profit (loss) for the period9904 | €101,643 | €31,076 | ▼ 69.4% |
| Profit (loss) for the period to be appropriated9905 | €101,643 | €31,076 | ▼ 69.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €130,933 | €167,540 | ▲ 28.0% |
| Current assets29/58 | €130,933 | €167,540 | ▲ 28.0% |
| Amounts receivable within one year40/41 | €29,510 | €782 | ▼ 97.3% |
| Trade receivables40 | €29,490 | €0 | ▼ 100% |
| Other amounts receivable41 | €20 | €782 | ▲ 39× |
| Current investments50/53 | €99,965 | €142,172 | ▲ 42.2% |
| Cash at bank and in hand54/58 | €1,458 | €24,586 | ▲ 17× |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €130,933 | €167,540 | ▲ 28.0% |
| Equity10/15 | €103,643 | €134,719 | ▲ 30.0% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €101,643 | €132,719 | ▲ 30.6% |
| Amounts payable17/49 | €27,290 | €32,821 | ▲ 20.3% |
| Amounts payable within one year42/48 | €27,290 | €32,821 | ▲ 20.3% |
| Trade debts44 | €1,043 | €769 | ▼ 26.3% |
| Suppliers440/4 | €1,043 | €769 | ▼ 26.3% |
| Taxes, remuneration and social security45 | €24,410 | €23,981 | ▼ 1.8% |
| Taxes450/3 | €24,410 | €23,981 | ▼ 1.8% |
| Other amounts payable47/48 | €1,837 | €8,071 | ▲ 339% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €101,643 | €31,076 | ▼ 69.4% |
| Operating cash flow (approximation) | €101,643 | €31,076 | ▼ 69.4% |
| Change in cash | - | €23,128 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00213068 |
| 31-12-2024 | micro format | 21-08-2025 | 2025-00388837 |
Similar companies · same sector, comparable size
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LIVINZ CONSULT
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MACHNIEFIEK
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Ronse · equity €134,759
Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,128. 13,257 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2023
TALBOOM Mark Geert Lode
CurrentDirector (not named in the articles) · since 09-11-2023
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2023, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| TALBOOM Mark Geert Lode |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 09-11-2023 ↗
- TALBOOM Mark Geert Lode 100 shares (100%) · €2,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 09-11-2023 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Linked via shared directors
A.A.AUTOGLAS
via TALBOOM Mark Geert Lode · Director
former→
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
21-08
NBB filing
Annual accounts filed
financial year 2024 · micro format · 21 days late
2023
09-11
Gazette deed
IncorporationAppointment: TALBOOM Mark Geert Lode (director) · Founding capital · Bank account11 facts ▸
Gazette deed
Incorporation
Appointment: TALBOOM Mark Geert Lode (director) · Founding capital · Bank account11 facts ▸
- Incorporation, “Marky” (deed in Dutch)
- Founding capital, €2,000
- Other provision, “financieel plan en oprichtersaansprakelijkheid, gewezen op aansprakelijkheid van de oprichters” (deed in Dutch)
- Bank account, “vennootschap in oprichting, BE02 6451 0952 3240” (deed in Dutch)
- Capital
- Other provision, “eenparige slotbeslissingen uitwerking, neerlegging ter griffie van uitgifte oprichtingsakte” (deed in Dutch)
- Registered office clause, “2150 Borsbeek, De Robianostraat 76 bus 2” (deed in Dutch)
- Board rule, 1
- Director appointment, TALBOOM Mark Geert Lode (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Founder, TALBOOM Mark Geert Lode
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded07-11-2023
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1002029596
Also
9925:BE1002029596
Registered
03-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
1,875 m²
Building footprint
52 m²
Building volume
561 m³
Parcel 11007A0018/00A003, Flanders · tallest building 11.9 m. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
Marky
since 2023unit no. 2.352.039.766
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11007A0018/00A003 | Flanders | 1,875 m² | 1 · 52 m² | 11.9 m · 4 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het beheer en het management van andere vennootschappen waar zij al dan niet een deelneming in bezit; Het plaatsen, leveren, herstellen…” (deed in Dutch)
11 activities (deed in Dutch)
- Het beheer en het management van andere vennootschappen waar zij al dan niet een deelneming in bezit
- Het plaatsen, leveren, herstellen, vervangen, verduisteren en onderhouden van beglazing van vaartuigen, auto’s, vrachtwagens, autobussen en ander rollend materiaal en dit in de meest ruime zin
- De groot- en kleinhandel, import en export, verhuur van gereedschappen, materialen en machines, toestellen en installaties ter herstelling, vervanging en verduistering en voor het onderhouden van beglazing van vaartuigen, auto’s, vrachtwagens, autobussen en ander rollend materieel
- De aan- en verkoop, groot- en kleinhandel, import en export van nieuwe en tweedehandse voertuigen in de meest ruime zin
- Het huren en verhuren, onderhouden en herstellen van voornoemde voertuigen
- De aan- en verkoop, groot- en kleinhandel, import en export van onderdelen, wisselstukken, smeermiddelen, brandstoffen en toebehoren, voor deze voertuigen en machines
- De studie en het advies met betrekking tot voornoemde activiteiten, alsook het verschaffen en organiseren van opleidingen
- Het beheren, uitbaten, valoriseren, huren en verhuren, verwerven of vervreemden van alle roerende en onroerende goederen, het verkavelen, ordenen, het doen bouwen of verbouwen van onroerende goederen, evenals alle roerende en onroerende handelingen in de meest ruime zin
- De vennootschap kan zich eveneens bezighouden met het beheer en het management van andere vennootschappen waar zij al dan niet een deelneming in bezit en kan tevens de functie van bestuurder of vereffenaar uitoefenen
- Daartoe kan de vennootschap samenwerken met, deelnemen in, of op gelijk welke wijze, rechtstreeks of onrechtstreeks, belangen nemen in andere ondernemingen
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borgstellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Marky
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bij enkel besluit bestuursorgaan administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren in België…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, met of zonder beperking van duur” (deed in Dutch)“Algemene kosten los van representatie-,reis-en verplaatsingskosten, algemene vergadering beslist kosteloos of niet” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Vermelde prijs of bij betwisting deskundige, helft overdrager,helft kopers naar evenredigheid” (deed in Dutch)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beslissing algemene vergadering in vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)