Markthandel Peter en Nancy
ActiveThe computed 12-month bankruptcy probability of Markthandel Peter en Nancy is 2.7% (moderate). The annual accounts of Markthandel Peter en Nancy for fiscal year 2025 show a net loss of 96% of the equity at the start of that year. The 2025 annual accounts show equity of €415 and a net result of €-9k. Equity is shrinking by ~47.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 23% of 18039 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-15
Solvency26▼-9
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.12 against 1.02 in 2024; short-term debt: 34.9% and cash: 14% of total assets), and 99.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
-11.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18039 sector peers (2025).
NBB · sector comparisonPosition among 18039 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€415▼ 95.6%
2024 · €9k
2023: €8k
2024: €9k
2023 → 2025
Total assets
€81k▼ 15.9%
2024 · €96k
2023: €124k
2024: €96k
2023 → 2025
Net result
€-9k
2024 · €936
2023: €15k
2024: €936
2023 → 2025
Working capital
€3k▲ 444%
2024 · €629
2023: €2k
2024: €629
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€8k-€9k▲ 11.0%€415▼ 95.6%
Operating result€18k-€3k▼ 85.2%€-8k
Net result€15k-€936▼ 93.8%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€49k▼ 26.9%
Current assets
€32k▲ 9.6%
Equity and liabilities €81k
Equity
€415▼ 95.6%
Debt
€80k▼ 7.3%
The debt ratio rises from 90.2% to 99.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €20k
Cash flow
€9k▼
2024 · €18k
Solvency
0.5%▼
2024 · 9.8%
Current ratio
1.12▲
2024 · 1.02
Quick ratio
0.45▲
2024 · 0.39
ROA
-11.1%▼
2024 · 1.0%
Interest coverage
10.87▼
2024 · 19.32
Debt
€80k▼
2024 · €87k
Debt ≤ 1 year
€28k▼
2024 · €28k
Debt > 1 year
€52k▼
2024 · €57k
Income taxes
€0▼
2024 · €693
Equity ratios withheld: equity of €415 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€81k▼
Fixed assets21/28€67k€49k▼
Intangible fixed assets21€35k€25k▼
Tangible fixed assets22/27€32k€24k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€25k€19k▼
Current assets29/58€29k€32k▲
Stocks and contracts in progress3€18k€19k▲
Stocks30/36€18k€19k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€0-
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€9k€11k▲
Deferred charges and accrued income490/1€382€360▼
Equity and liabilities
Total equity and liabilities10/49€96k€81k▼
Equity10/15€9k€415▼
Contributions10/11€4k€4k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€0€-9k▼
Amounts payable17/49€87k€80k▼
Amounts payable after more than one year17€57k€52k▼
Financial debts170/4€57k€52k▼
Amounts payable within one year42/48€28k€28k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€9k€800▼
Other amounts payable47/48€6k€13k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€884€1k▲
Gross operating margin9900€21k€11k▼
Operating profit (loss)9901€3k€-8k▼
Financial income75/76B€15€15▼
Recurring financial income75€15€15▼
Financial charges65/66B€1k€919▼
Recurring financial charges65€1k€919▼
Profit (loss) for the period before taxes9903€2k€-9k▼
Income taxes67/77€693€0▼
Profit (loss) for the period9904€936€-9k▼
Profit (loss) for the period to be appropriated9905€936€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€936€-9k▼
Transfer to equity691/2€936€0▼
To other reserves6921€936€0▼
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-9k ▼1062%
Net result drops to €-9k, the lowest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 1A9290 BerlareGround area
571 m²
Building footprint
174 m²
Volume, LiDAR
481 m³
Parcel 42022B1189/00M000, Flanders · tallest building 9.5 m. Linked by address, not a title deed.
1 establishment unit
Markthandel Peter en Nancy
since 20222.338.934.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42022B1189/00M000 | Flanders | 571 m² | 1 · 174 m² | 9.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2022
Fiscal year end30-06
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47820Market retail: textiles, clothing, footwear
47789Other retail sale of new goods
47890Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.