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MARKET BILZEN

Active
Private limited companyfounded 20242 yrs activePijpenpoort 5, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 1006.608.095

The computed 12-month bankruptcy probability of MARKET BILZEN is 1.7% (moderate). The 2025 annual accounts show equity of €10k and a net result of €18k. Its solvency ranks better than 14% of 10345 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
49 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+5
Solvency25=
Growth78
Track record82
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.3%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 10345 sector peers (2025).
NBB · sector comparison
Position among 10345 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
28 d late
2024
21 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€10k
2024 · €-9k
2024: €-9k
2024 → 2025
Total assets
€2.91M▲ 6.9%
2024 · €2.73M
2024: €2.73M
2024 → 2025
Net result
€18k
2024 · €-19k
2024: €-19k
2024 → 2025
Working capital
€719k▲ 37.1%
2024 · €524k
2024: €524k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€-9k-€10k
Operating result€35k-€107k▲ 201%
Net result€-19k-€18k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2024: €35k€35kNet result 2024: €-19k€-19kOperating result 2025: €107k€107kNet result 2025: €18k€18k20242025
The operating result rises in 2025; 2025 is 201% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.91M
Fixed assets €1.38M▼ 4.2%
Current assets €1.54M▲ 19.3%
Equity and liabilities €2.91M
Equity €10k
Debt €2.90M
Debt finances 99.7% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€279k
2024 · €161k
Cash flow
€191k
2024 · €107k
Solvency
0.3%
2024 · -0.3%
Current ratio
1.88
2024 · 1.69
Quick ratio
1.14
2024 · 0.85
ROE
190.4%
ROA
0.6%
2024 · -0.7%
Interest coverage
3.29
2024 · 2.92
Debt
€2.90M
2024 · €2.73M
Debt ≤ 1 year
€818k
2024 · €764k
Debt > 1 year
€2.08M
2024 · €1.95M
Income taxes
€5k
2024 · €131
Staff costs
€1.04M
2024 · €833k
A ratio outside any meaningful range has been withheld (balance sheet total €2.91M, equity €10k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.73M€2.91M
Formation expenses20€2k€2k
Fixed assets21/28€1.44M€1.38M
Intangible fixed assets21€1.38M€1.23M
Tangible fixed assets22/27€58k€148k
Plant, machinery and equipment23€37k€103k
Leasing and similar rights25€9k€26k
Other tangible fixed assets26€12k€19k
Financial fixed assets28€2k€2k=
Current assets29/58€1.29M€1.54M
Stocks and contracts in progress3€638k€602k
Stocks30/36€638k€602k
Amounts receivable within one year40/41€371k€448k
Trade receivables40€204k€302k
Other amounts receivable41€167k€146k
Cash at bank and in hand54/58€277k€484k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€2.73M€2.91M
Equity10/15€-9k€10k
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-19k€-357
Amounts payable17/49€2.73M€2.90M
Amounts payable after more than one year17€1.95M€2.08M
Financial debts170/4€978k€873k
Trade debts175€687k€920k
Other amounts payable178/9€290k€290k=
Amounts payable within one year42/48€764k€818k
Current portion of amounts payable after more than one year42€225k€251k
Financial debts43€3k€0
Credit institutions430/8€3k€0
Trade debts44€356k€373k
Suppliers440/4€356k€373k
Taxes, remuneration and social security45€179k€195k
Taxes450/3€131€5k
Remuneration and social security454/9€179k€189k
Accrued charges and deferred income492/3€16k€3k
Income statement Code20242025
Remuneration, social security and pensions62€833k€1.04M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126k€173k
Other operating charges640/8€3k€5k
Gross operating margin9900€997k€1.32M
Operating profit (loss)9901€35k€107k
Financial income75/76B€1k€2k
Recurring financial income75€1k€2k
Financial charges65/66B€55k€85k
Recurring financial charges65€55k€85k
Profit (loss) for the period before taxes9903€-19k€24k
Income taxes67/77€131€5k
Profit (loss) for the period9904€-19k€18k
Profit (loss) for the period to be appropriated9905€-19k€18k
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-357
Profit (loss) brought forward from the previous period14P-€-19k
Social balance
Average headcount (FTE)908719.522.6

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial Back to profitnet €18k
Net result €18k after one loss-making year.
21-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pijpenpoort 53740 Bilzen-Hoeselt
Ground area
9,759 m²
Building footprint
2,542 m²
Volume, LiDAR
14,069 m³
Parcel 73006G1086/00D002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARKET BILZEN
Pijpenpoort 5, 3740 Bilzen-HoeseltSupermarkets
since 20242.356.424.859
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73006G1086/00D002 Flanders 9,759 m² 1 · 2,542 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Bilzen-Hoeselt2.356.424.859
3 permissions
Toelating · Bakkerij · since 19-03-2024
Toelating · Detailhandel met verwerking · since 19-03-2024
Toelating · Vleeswinkel · since 19-03-2024

Similar companies · same sector, comparable size

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 3,418 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-02-2024
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.