MARJOZA
ActiveThe computed 12-month bankruptcy probability of MARJOZA is 3.8% (moderate). The 2025 annual accounts show equity of €84k and a net result of €14k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 74% of 13091 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-7
Solvency84▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.09 in 2024; short-term debt: 28.6% and cash: 31.8% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
38 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 19.5%
2024 · €70k
2023: €49k
2024: €70k
2023 → 2025
Total assets
€143k▲ 1.9%
2024 · €140k
2023: €127k
2024: €140k
2023 → 2025
Net result
€14k▼ 36.1%
2024 · €21k
2023: €39k
2024: €21k
2023 → 2025
Working capital
€19k▲ 247%
2024 · €5k
2023: €-28k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€49k-€70k▲ 43.9%€84k▲ 19.5%
Operating result€50k-€28k▼ 44.2%€19k▼ 31.6%
Net result€39k-€21k▼ 44.7%€14k▼ 36.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€83k▲ 9.7%
Current assets
€59k▼ 7.3%
Equity and liabilities €143k
Equity
€84k▲ 19.5%
Debt
€59k▼ 15.8%
The debt ratio falls from 49.9% to 41.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €44k
Cash flow
€33k▼
2024 · €38k
Solvency
58.7%▲
2024 · 50.1%
Current ratio
1.45▲
2024 · 1.09
Quick ratio
1.23▲
2024 · 0.94
Debt / equity
0.70▼
2024 · 1.00
ROE
16.3%▼
2024 · 30.5%
ROA
9.6%▼
2024 · 15.3%
Interest coverage
13.45▼
2024 · 25.16
Debt
€59k▼
2024 · €70k
Debt ≤ 1 year
€41k▼
2024 · €59k
Debt > 1 year
€18k▲
2024 · €9k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€143k▲
Fixed assets21/28€76k€83k▲
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€73k€81k▲
Land and buildings22€16k€37k▲
Plant, machinery and equipment23€41k€32k▼
Furniture and vehicles24€7k€6k▼
Leasing and similar rights25€9k€6k▼
Current assets29/58€64k€59k▼
Stocks and contracts in progress3€9k€9k▲
Stocks30/36€9k€9k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k-
Other amounts receivable41-€3k
Cash at bank and in hand54/58€50k€45k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€140k€143k▲
Equity10/15€70k€84k▲
Contributions10/11€10k€10k=
Reserves13€60k€74k▲
Distributable reserves133€60k€74k▲
Amounts payable17/49€70k€59k▼
Amounts payable after more than one year17€9k€18k▲
Financial debts170/4€9k€18k▲
Amounts payable within one year42/48€59k€41k▼
Current portion of amounts payable after more than one year42€5k€10k▲
Trade debts44€53€3k▲
Suppliers440/4€53€3k▲
Advances received on contracts in progress46€600€750▲
Taxes, remuneration and social security45€21k€10k▼
Taxes450/3€21k€10k▼
Other amounts payable47/48€31k€16k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€872€776▼
Non-recurring operating charges66A€207-
Gross operating margin9900€45k€39k▼
Operating profit (loss)9901€28k€19k▼
Financial income75/76B€925€605▼
Recurring financial income75€925€605▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€27k€17k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€21k€14k▼
Profit (loss) for the period to be appropriated9905€21k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€14k▼
Transfer to equity691/2€21k€14k▼
To other reserves6921€21k€14k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €14k ▼36.1%
Net result drops to €14k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerkerkse Steenweg 1398310 BruggeGround area
291 m²
Building footprint
119 m²
Volume, LiDAR
813 m³
Parcel 31433D0010/00C019, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bistro Rombaux
since 20232.346.472.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0010/00C019 | Flanders | 291 m² | 1 · 119 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 176 EUR awarded · 176 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.346.472.362
Similar companies · same sector, comparable size
RESTO RESTO GARDEN
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Mons · Eq €84k
HB Company
BE 0745.919.310
Oostende · Eq €84k
SOMAR
BE 0427.196.413
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Laekda
BE 0849.166.902
Olen · Eq €84k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.bistrorombaux.be
E-mail:info@bistrorombaux.be