Marivan
ActiveMarivan has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €81k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 22.86 against 4.32 in 2024; short-term debt: 3.4% and cash: 31.6% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
25.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
2 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€309k▲ 35.6%
2024 · €228k
2022: €100k
2023: €193k
2024: €228k
2022 → 2025
Total assets
€321k▲ 21.7%
2024 · €264k
2022: €217k
2023: €255k
2024: €264k
2022 → 2025
Net result
€81k▲ 135%
2024 · €35k
2022: €98k
2023: €93k
2024: €35k
2022 → 2025
Working capital
€236k▲ 97.9%
2024 · €119k
2022: €-77k
2023: €53k
2024: €119k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€100k-€193k▲ 93.0%€228k▲ 17.9%€309k▲ 35.6%
Operating result€120k-€130k▲ 7.8%€49k▼ 62.0%€109k▲ 121%
Net result€98k-€93k▼ 4.7%€35k▼ 62.9%€81k▲ 135%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 121% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€74k▼ 31.9%
Current assets
€247k▲ 59.0%
Equity and liabilities €321k
Equity
€309k▲ 35.6%
Debt
€12k▼ 66.6%
The debt ratio falls from 13.6% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▲
2024 · €90k
Cash flow
€122k▲
2024 · €75k
Solvency
96.3%▲
2024 · 86.4%
Current ratio
22.86▲
2024 · 4.32
Quick ratio
22.86▲
2024 · 4.32
Debt / equity
0.04▼
2024 · 0.16
ROE
26.3%▲
2024 · 15.2%
ROA
25.3%▲
2024 · 13.1%
Interest coverage
1340.58▼
2024 · 2288.35
Debt
€12k▼
2024 · €36k
Debt ≤ 1 year
€11k▼
2024 · €36k
Income taxes
€30k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€264k€321k▲
Fixed assets21/28€108k€74k▼
Tangible fixed assets22/27€108k€74k▼
Land and buildings22€3k€9k▲
Plant, machinery and equipment23€36k€21k▼
Furniture and vehicles24€70k€44k▼
Current assets29/58€155k€247k▲
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€18k€17k▼
Other amounts receivable41€2€197▲
Current investments50/53€100k€128k▲
Cash at bank and in hand54/58€36k€101k▲
Deferred charges and accrued income490/1€890€145▼
Equity and liabilities
Total equity and liabilities10/49€264k€321k▲
Equity10/15€228k€309k▲
Contributions10/11€3k€3k=
Reserves13€128k€209k▲
Distributable reserves133€128k€209k▲
Profit (loss) carried forward14€98k€98k=
Amounts payable17/49€36k€12k▼
Amounts payable within one year42/48€36k€11k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€25k€8k▼
Taxes450/3€25k€8k▼
Other amounts payable47/48€6k€908▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€41k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€91k€151k▲
Operating profit (loss)9901€49k€109k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€39€112▲
Recurring financial charges65€39€112▲
Profit (loss) for the period before taxes9903€51k€111k▲
Income taxes67/77€17k€30k▲
Profit (loss) for the period9904€35k€81k▲
Profit (loss) for the period to be appropriated9905€35k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€132k€179k▲
Profit (loss) brought forward from the previous period14P€98k€98k=
Transfer to equity691/2€35k€81k▲
To other reserves6921€35k€81k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 5current ratio 22.86
Current ratio from 4.32 to 22.86; short-term debt falls from €36k to €11k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €35k ▼62.9%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 4.32
Current ratio from 1.88 to 4.32; short-term debt falls from €60k to €36k.
30-06
Financial
Equity above €200kEq €228k ▲17.9%
3 profitable years in a row build equity to €228k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity times 6current ratio 1.88
Current ratio from 0.33 to 1.88; short-term debt falls from €116k to €60k.
30-06
Financial
Equity above €150kEq €193k ▲93%
2 profitable years in a row build equity to €193k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.)
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwarteindestraat 113850 Nieuwerkerken (Limb.)Ground area
2,191 m²
Building footprint
1,938 m²
Volume, LiDAR
8,802 m³
Parcel 71031A0433/00L000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71031A0433/00L000 | Flanders | 2,191 m² | 1 · 1,938 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500D71BAD4FCEXD60
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,969 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2021
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.