MARIR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.21M and a net result of €-38k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 29% of 5527 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
42 d early
2023
16 d early
2022
1 d early
2021
on the day
2020
11 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.21M▼ 1.7%
2024 · €2.25M
2019: €1.76M
2020: €2.13M
2021: €2.19M
2022: €2.10M
2023: €2.08M
2024: €2.25M
2019 → 2025
Net result
€-38k
2024 · €173k
2019: €370k
2020: €365k
2021: €3k
2022: €-95k
2023: €-17k
2024: €173k
2019 → 2025
Total assets
€7.70M▼ 1.7%
2024 · €7.83M
2019: €5.82M
2020: €8.25M
2021: €8.13M
2022: €7.98M
2023: €7.80M
2024: €7.83M
2019 → 2025
Solvency
28.7%=
2024 · 28.7%
2019: 30.3%
2020: 25.8%
2021: 26.9%
2022: 26.2%
2023: 26.6%
2024: 28.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.19M-€2.10M▼ 4.3%€2.08M▼ 0.8%€2.25M▲ 8.3%€2.21M▼ 1.7%
Operating result€21k-€-89k€-19k▲ 78.6%€187k€-20k
Net result€3k-€-95k€-17k▲ 82.5%€173k€-38k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €187k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.70M
Fixed assets
€5.04M▼ 2.6%
Current assets
€2.66M=
Equity and liabilities €7.70M
Equity
€2.21M▼ 1.7%
Provisions
€230k▼ 5.4%
Debt
€5.26M▼ 1.5%
The debt ratio rises from 68.2% to 68.3%. Equity and debt are lower.
Key figures and ratios
Solvency
28.7%=
2024 · 28.7%
ROE
-1.7%▼
2024 · 7.7%
ROA
-0.5%▼
2024 · 2.2%
Debt
€5.26M▼
2024 · €5.34M
Debt ≤ 1 year
€1.99M▼
2024 · €2.97M
Debt > 1 year
€3.24M▲
2024 · €2.37M
Income taxes
€431▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.83M€7.70M▼
Fixed assets21/28€5.17M€5.04M▼
Tangible fixed assets22/27€5.17M€5.04M▼
Land and buildings22€5.17M€5.04M▼
Current assets29/58€2.66M€2.66M=
Amounts receivable after more than one year29€2.30M€2.33M▲
Other amounts receivable291€2.30M€2.33M▲
Amounts receivable within one year40/41€5k€284k▲
Trade receivables40-€14k
Other amounts receivable41€5k€270k▲
Cash at bank and in hand54/58€359k€44k▼
Equity and liabilities
Total equity and liabilities10/49€7.83M€7.70M▼
Equity10/15€2.25M€2.21M▼
Contributions10/11€1.05M€1.05M=
Capital10€1.05M€1.05M=
Issued capital100€1.05M€1.05M=
Reserves13€1.20M€1.16M▼
Non-distributable reserves130/1€57k€57k▲
Legal reserve130€57k€57k▲
Tax-exempt reserves132€743k€703k▼
Distributable reserves133€400k€401k▲
Provisions and deferred taxes16€243k€230k▼
Deferred taxes168€243k€230k▼
Amounts payable17/49€5.34M€5.26M▼
Amounts payable after more than one year17€2.37M€3.24M▲
Financial debts170/4€396k€1.26M▲
Other amounts payable178/9€1.98M€1.98M=
Amounts payable within one year42/48€2.97M€1.99M▼
Current portion of amounts payable after more than one year42€1.05M€100k▼
Financial debts43€13k€0▼
Credit institutions430/8€13k€0▼
Trade debts44€23k€18k▼
Suppliers440/4€23k€18k▼
Taxes, remuneration and social security45€11k€106▼
Taxes450/3€11k€106▼
Other amounts payable47/48€1.87M€1.87M▲
Accrued charges and deferred income492/3-€31k
Income statement
Code20242025
Non-recurring operating income76A€273k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€183k€134k▼
Other operating charges640/8€24k€18k▼
Gross operating margin9900€394k€133k▼
Operating profit (loss)9901€187k€-20k▼
Financial income75/76B€23k€27k▲
Recurring financial income75€23k€27k▲
Financial charges65/66B€46k€58k▲
Recurring financial charges65€46k€58k▲
Profit (loss) for the period before taxes9903€164k€-51k▼
Transfer from deferred taxes780€13k€13k=
Income taxes67/77€5k€431▼
Profit (loss) for the period9904€173k€-38k▼
Transfer from tax-exempt reserves789€40k€40k=
Profit (loss) for the period to be appropriated9905€212k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€1k▼
Transfer to equity691/2€212k€1k▼
To the legal reserve6920€11k€65▼
To other reserves6921€202k€1k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Back to profitnet €173k
Net result €173k after 2 loss-making years.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-95k ▼3325%
Net result drops to €-95k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
30-06
Financial
Equity above €2MEq €2.13M ▲20.7%
2 profitable years in a row build equity to €2.13M.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelse Steenweg 4238200 BruggeGround area
788 m²
Building footprint
387 m²
Volume, LiDAR
3,795 m³
Parcel 31027D0225/00A000, Flanders · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MARIR
since 20062.155.085.523
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0225/00A000 | Flanders | 788 m² | 1 · 387 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 10,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-09-1998
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.