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MARINA LEONARD

Active
Private limited companyfounded 2007active for 19 yearsRue Haie-du-K 16, 6850 Paliseul, BelgiumKBO/BCE: BE 0889.438.233
Summary

MARINA LEONARD has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347,697 and a net result of -€12,705. Equity is growing by about 4.4% per year across the filed financial years. Its solvency ranks better than 71% of 20,614 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
MARINA LEONARDActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Nursing and midwifery
NACE 86940
Size
€429,803total assets 2025
Equity
€347,697
Loss
-€12,705
Turnover not published (micro format)
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts filed 31 days late1 of 3 deeds summarised
Why 69raises riskLiquidity: current ratio 3.78Last filed accounts filed 31 days late; 1 of the last 3 lateNo registered site in the KBOlowers riskSector: Human health activities (NACE 86)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 49% of its sector peers (NACE 86, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 80.9% of total assets
Liquidity 91-9
short-term debt 16.9%
Profitability 27-44
return on assets -3.0%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,126 companies, NACE 86, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -0.1 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.78, compared with 6.47 in 2024, above the usual 1.5; short-term debt: 16.9% of total assets), and 19.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 82% on solvency, 76% on liquidity, 5% on profitability and 31% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 3.78
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
100 days early
2023
20 days early
2022
14 days early
2021
22 days late
2020
23 days early
2019
43 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€12,705
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €60,171 · 20,601 companies -€12,705 View
  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €429,803 View

By topic

Financials

Financial year
2025
Total assets
€429,803
Loss
-€12,705
Solvency
80.9%
Total assets▲ 0.5%
Net result
20192025
Go to Financials

Timeline

Events
19
Since
2010
Next accounts
by 31-07-2027
  1. 10-04-2024Annual accounts filed
  2. 27-12-2023Resignation: LEONARD Marina Gabrielle (manager)
  3. 16-04-2023Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Nursing and midwiferyNACE 86940
Founded
15-05-2007
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
25
Annual meeting
First Tuesday of June at 18:00
Purpose
“La pratique de la profession d’infirmière tant au siège social qu’au domicile des patients…” (deed in French)
Go to Articles of association

Key facts about MARINA LEONARD

What is the company number of MARINA LEONARD?
0889.438.233. In Belgium the VAT number is the company number with BE in front: BE 0889.438.233.
Where is MARINA LEONARD based?
The registered office is at Rue Haie-du-K 16, 6850 Paliseul.Company details
What does MARINA LEONARD do?
According to the KBO register, the main activity is nursing and midwifery (NACE 86940).
What is the legal form of MARINA LEONARD?
Private limited company (BV).
When was MARINA LEONARD founded?
On 15-05-2007.
Is MARINA LEONARD still active?
Yes, MARINA LEONARD is an active enterprise in the KBO register.
What is the turnover of MARINA LEONARD?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is MARINA LEONARD profitable?
In financial year 2025, MARINA LEONARD made a loss of €12,705.
Where can I find the annual accounts of MARINA LEONARD?
MARINA LEONARD filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARINA LEONARD due?
By 31-07-2027, for financial year 2026.Timeline

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