MARILOR
ActiveMARILOR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €679k and a net result of €164k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.15 in 2024), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
21.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 30-06-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
154 d late
2023
2 d late
2022
13 d late
2021
66 d early
2020
33 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€679k▲ 15.6%
2024 · €588k
2018: €312k
2019: €348k
2020: €390k
2021: €413k
2022: €417k
2023: €537k
2024: €588k
2018 → 2025
Total assets
€759k▲ 5.8%
2024 · €718k
2018: €688k
2019: €669k
2020: €667k
2021: €660k
2022: €618k
2023: €725k
2024: €718k
2018 → 2025
Net result
€164k▲ 18.0%
2024 · €139k
2018: €89k
2019: €65k
2020: €42k
2021: €43k
2022: €53k
2023: €136k
2024: €139k
2018 → 2025
Working capital
€134k▲ 51.3%
2024 · €88k
2018: €19k
2019: €41k
2020: €59k
2021: €43k
2022: €4k
2023: €93k
2024: €88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€413k-€417k▲ 0.8%€537k▲ 29.0%€588k▲ 9.3%€679k▲ 15.6%
Operating result€85k-€82k▼ 4.2%€103k▲ 25.8%€104k▲ 0.6%€92k▼ 11.5%
Net result€43k-€53k▲ 20.9%€136k▲ 159%€139k▲ 2.4%€164k▲ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €759k
Fixed assets
€556k▲ 0.7%
Current assets
€203k▲ 22.6%
Equity and liabilities €759k
Equity
€679k▲ 15.6%
Debt
€80k▼ 38.8%
The debt ratio falls from 18.1% to 10.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€92k▼
2024 · €104k
Cash flow
€164k▲
2024 · €139k
Solvency
89.5%▲
2024 · 81.9%
Current ratio
2.94▲
2024 · 2.15
Quick ratio
2.94▲
2024 · 2.15
Debt / equity
0.12▼
2024 · 0.22
ROE
24.1%▲
2024 · 23.7%
ROA
21.6%▲
2024 · 19.4%
Interest coverage
73.32▲
2024 · 59.53
Debt
€80k▼
2024 · €130k
Debt ≤ 1 year
€69k▼
2024 · €77k
Debt > 1 year
€11k▼
2024 · €53k
Income taxes
€43k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€718k€759k▲
Fixed assets21/28€552k€556k▲
Tangible fixed assets22/27€633€5k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€633€2k▲
Financial fixed assets28€552k€552k=
Current assets29/58€165k€203k▲
Amounts receivable within one year40/41€24k€12k▼
Trade receivables40€3k€0▼
Other amounts receivable41€21k€12k▼
Cash at bank and in hand54/58€136k€182k▲
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€718k€759k▲
Equity10/15€588k€679k▲
Reserves13€480k€572k▲
Distributable reserves133€480k€572k▲
Profit (loss) carried forward14€107k€107k=
Amounts payable17/49€130k€80k▼
Amounts payable after more than one year17€53k€11k▼
Financial debts170/4€53k€11k▼
Amounts payable within one year42/48€77k€69k▼
Current portion of amounts payable after more than one year42€45k€46k▲
Trade debts44€11k€2k▼
Suppliers440/4€11k€2k▼
Taxes, remuneration and social security45€21k€21k▲
Taxes450/3€21k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€335€368▲
Other operating charges640/8€641€620▼
Gross operating margin9900€105k€93k▼
Operating profit (loss)9901€104k€92k▼
Financial income75/76B€78k€117k▲
Recurring financial income75€78k€117k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€180k€207k▲
Income taxes67/77€41k€43k▲
Profit (loss) for the period9904€139k€164k▲
Profit (loss) for the period to be appropriated9905€139k€164k▲
Appropriation of the result
Profit (loss) to be appropriated9906€246k€271k▲
Profit (loss) brought forward from the previous period14P€107k€107k=
Transfer from equity791/2€89k€72k▼
Transfer to equity691/2€139k€164k▲
To other reserves6921€139k€164k▲
Profit to be distributed694/7€89k€72k▼
Return on contributions (dividend)694€89k€72k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 154 days late
30-11
Financial
Highest result since 2018net €164k ▲18%
Net result €164k, the highest in the series.
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-11
Financial
Liquidity doublescurrent ratio 2.18
Current ratio from 1.06 to 2.18.
30-11
Financial
Equity above €500kEq €537k ▲29%
6 profitable years in a row build equity to €537k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 13 days late
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-11
Financial
Weakest financial yearnet €42k ▼36.1%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Wérihet 24052 ChaudfontaineGround area
2,522 m²
Building footprint
112 m²
Volume, LiDAR
660 m³
Parcel 62012B0211/00C002, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARILOR
since 20102.190.170.324
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012B0211/00C002 | Wallonia | 2,522 m² | 1 · 112 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETUDE HUISSIER DE JUSTICE SKWARA
BE 0434.875.051
Manage · Eq €670k
GERECHTSDEURWAARDERSKANTOOR PIERRE DOTREMONT
BE 0443.820.035
Leuven · Eq €670k
DERAMAIX - ALLARD
BE 0436.136.843
Tournai · Eq €693k
GDW Mathé
BE 0548.922.604
Maasmechelen · Eq €665k
GDW Raf Smeets
BE 1007.134.964
Houthalen-Helchteren · Eq €664k
Of 1,018 companies in sector 69103 we hold annual accounts for 610. 403 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2010
Fiscal year end30-11
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.