MARIE-ROSE
ActiveSummary
The computed 12-month bankruptcy probability of MARIE-ROSE is 5.5% (elevated). The 2024 annual accounts show equity of €16k and a net result of €-4k. Its solvency ranks better than 31% of 18941 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability42
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.99; short-term debt: 44.3% and cash: 37.2% of total assets), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.4%
Return on assets
-1.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
59 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€16k
Total assets
€255k
Net result
€-4k
Working capital
€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €251k
Fixed assets
€140k
Current assets
€111k
Equity and liabilities €255k
Equity
€16k
Debt
€238k
Debt finances 93.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€25k
Current ratio
0.99
Debt to equity
14.62
ROE
-22.6%
ROA
-1.4%
Interest coverage
3.02
Debt ≤ 1 year
€113k
Debt > 1 year
€119k
Income taxes
€1k
Staff costs
€347k
Filed annual accounts As filed with the NBB · 2024 · 44 lines
Balance sheet
Code2024
Assets
Total assets20/58€255k
Formation expenses20€4k
Fixed assets21/28€140k
Intangible fixed assets21€15k
Tangible fixed assets22/27€124k
Plant, machinery and equipment23€49k
Furniture and vehicles24€27k
Other tangible fixed assets26€49k
Current assets29/58€111k
Amounts receivable within one year40/41€13k
Trade receivables40€7k
Other amounts receivable41€6k
Cash at bank and in hand54/58€95k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€255k
Equity10/15€16k
Contributions10/11€20k
Profit (loss) carried forward14€-4k
Amounts payable17/49€238k
Amounts payable after more than one year17€119k
Financial debts170/4€119k
Amounts payable within one year42/48€113k
Trade debts44€48k
Suppliers440/4€48k
Advances received on contracts in progress46€179
Taxes, remuneration and social security45€44k
Taxes450/3€25k
Remuneration and social security454/9€19k
Other amounts payable47/48€21k
Accrued charges and deferred income492/3€7k
Income statement
Code2024
Remuneration, social security and pensions62€347k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k
Other operating charges640/8€6k
Gross operating margin9900€392k
Operating profit (loss)9901€10k
Financial income75/76B€497
Recurring financial income75€497
Financial charges65/66B€13k
Recurring financial charges65€13k
Profit (loss) for the period before taxes9903€-2k
Income taxes67/77€1k
Profit (loss) for the period9904€-4k
Profit (loss) for the period to be appropriated9905€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dumortierlaan 1318300 Knokke-HeistGround area
110 m²
Building footprint
110 m²
Volume, LiDAR
1,729 m³
Parcel 31334B0152/00_000, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MARIE-ROSE
since 20232.352.996.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0152/00_000 | Flanders | 110 m² | 1 · 110 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.352.996.702
Similar companies · same sector, comparable size
Bazelique
BE 0675.971.026
Beveren-Kruibeke-Zwijndrecht · Eq €16,314
De Bosduif
BE 0660.988.286
Merksplas · Eq €16,311
DE KORAAL
BE 0438.138.211
Antwerpen · Eq €16,320
TAKÉ
BE 0769.441.909
Mechelen · Eq €16,325
PALEISREST
BE 0471.995.565
Brasschaat · Eq €16,304
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,360 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
47241Retail sale of bread and pastry (bakery outlets)
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.