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MARIE-LOU

Active
Private limited company (pre-2019)founded 2001active for 25 yearsElsense Steenweg 204, 1050 Elsene, Belgium34 active companies are registered at this addressKBO/BCE: BE 0474.007.227
Summary

The computed 12-month bankruptcy probability of MARIE-LOU is 3.9% (moderate). The 2024 annual accounts show negative equity (-€76,372) and a net result of -€45,857. Equity is shrinking by about 54% per year across the filed financial years. The company has been active since 2001 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags).

Overview

Activity
Activity not known1 site
Size
€777,194total assets 2024
Equity
-€76,372
Loss
-€45,857
Turnover not published (micro format)
Financial health
47 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.9%
Structure
Accounts 75 days overdue0 of 3 deeds read
Why 47raises riskLiquidity: current ratio 0.06, cash €264Figures for financial year 2024 (filed 28-09-2025)1 financial year not filed after the legal deadline; latest accounts 57 days late; 3 of the last 3 latelowers riskSize: total assets €777,194Show the evidence

Checked score

Score 2024
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 23% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Weak
Solvency 15-6
equity -9.8% of total assets
Liquidity 50=
short-term debt 0.6% · cash 0.0%
Profitability 61-3
return on assets -5.9%
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 2.5%▲ +0.2 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.3%▼ -0.2 percentage points vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 3.0%▲ +0.6 percentage points vs 07-2025 09-2025: 3.3%▲ +0.3 percentage points vs 08-2025 10-2025: 2.3%▼ -1.0 percentage point vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.5%▲ +0.2 percentage points vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.3%▼ -0.2 percentage points vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026lowest value 08-2026: 3.0%▲ +0.8 percentage points vs 07-2026 09-2026: 3.1%▲ +0.1 percentage points vs 08-2026 10-2026: 3.9%▲ +0.8 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.06, compared with 0.79 in 2023, below 1; short-term debt: 0.6% and cash: 0% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 12% on solvency, 38% on liquidity, 41% on profitability and 2% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €777,194
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.06, cash €264
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 28-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 57 days late; 3 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€76,372
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
57 days late
2023
75 days late
2022
119 days late
2021
484 days late
2020
849 days late
2019
1211 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 466 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Strikeout withdrawnStrikeout withdrawal
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Strikeout withdrawnevent 27-11-2023

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€76,372 View
  • Risk: 7 loss-making years in a rowloss financial year 2024 -€45,857 View
  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View

By topic

Financials

Financial year
2024
Total assets
€777,194
Loss
-€45,857
Solvency
-9.8%
Go to Financials

Timeline

Events
24
Since
2002
  1. 27-11-2023Annual accounts filed
  2. 27-11-2023Annual accounts filed
  3. 27-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
02-02-2001
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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