MARIE
ActiveSummary
MARIE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-433. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+43
Solvency98▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 4.46 in 2024; short-term debt: 27.1% and cash: 71.1% of total assets), and 27.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.9%
Return on assets
-0.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-433
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
71 d early
2023
70 d early
2022
67 d early
2021
18 d late
2020
247 d late
2019
598 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 1.3%
2024 · €34k
2018: €76k
2019: €78k
2020: €90k
2021: €94k
2022: €56k
2023: €51k
2024: €34k
2018 → 2025
Total assets
€46k▲ 8.1%
2024 · €43k
2018: €102k
2019: €113k
2020: €126k
2021: €120k
2022: €60k
2023: €57k
2024: €43k
2018 → 2025
Net result
€-433▲ 97.5%
2024 · €-17k
2018: €4k
2019: €2k
2020: €12k
2021: €4k
2022: €-38k
2023: €-4k
2024: €-17k
2018 → 2025
Working capital
€32k▲ 7.1%
2024 · €30k
2018: €52k
2019: €53k
2020: €65k
2021: €74k
2022: €42k
2023: €44k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€56k▼ 40.8%€51k▼ 7.6%€34k▼ 33.9%€33k▼ 1.3%
Operating result€12k-€-38k€-4k▲ 90.8%€-17k▼ 382%€-112▲ 99.3%
Net result€4k-€-38k€-4k▲ 89.0%€-17k▼ 314%€-433▲ 97.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €112 in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€2k ▼ 59.5%
Current assets
€44k ▲ 15.6%
Equity and liabilities €46k
Equity
€33k ▼ 1.3%
Debt
€12k ▲ 45.1%
Debt's share of the balance-sheet total rises from 20.2% to 27.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1k▲
2024 · €-14k
Cash flow
€944▲
2024 · €-15k
Current ratio
3.55▼
2024 · 4.46
Quick ratio
3.36▼
2024 · 4.04
Debt to equity
0.37▲
2024 · 0.25
ROE
-1.3%▲
2024 · -51.4%
ROA
-0.9%▲
2024 · -41.0%
Interest coverage
3.07▲
2024 · -40.86
Debt ≤ 1 year
€12k▲
2024 · €9k
Income taxes
€60▲
2024 · €59
Staff costs
€20k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€46k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€0▼
Leasing and similar rights25€0-
Other tangible fixed assets26€977€652▼
Current assets29/58€38k€44k▲
Stocks and contracts in progress3€4k€2k▼
Stocks30/36€4k€2k▼
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€834€4k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€30k€33k▲
Deferred charges and accrued income490/1€859€1k▲
Equity and liabilities
Total equity and liabilities10/49€43k€46k▲
Equity10/15€34k€33k▼
Contributions10/11€19k€19k=
Reserves13€71k€15k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€69k€13k▼
Profit (loss) carried forward14€-56k€0▲
Amounts payable17/49€9k€12k▲
Amounts payable within one year42/48€9k€12k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€1k€1k▲
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€509€0▼
Other operating charges640/8€1k€731▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€7k€23k▲
Operating profit (loss)9901€-17k€-112▲
Financial income75/76B€8€151▲
Recurring financial income75€8€151▲
Financial charges65/66B€351€412▲
Recurring financial charges65€351€412▲
Profit (loss) for the period before taxes9903€-17k€-373▲
Income taxes67/77€59€60▲
Profit (loss) for the period9904€-17k€-433▲
Profit (loss) for the period to be appropriated9905€-17k€-433▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-56k▼
Profit (loss) brought forward from the previous period14P€-39k€-56k▼
Transfer from equity791/2-€56k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-38k ▼1064%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 10.56
Current ratio from 3.94 to 10.56; short-term debt falls from €25k to €4k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 247 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 598 days late
2020
31-12
Financial
Highest result since 2018net €12k ▲399%
Net result €12k, the highest in the series.
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomgaardstraat 422600 AntwerpenGround area
122 m²
Building footprint
98 m²
Volume, LiDAR
710 m³
Parcel 11003B0244/00A010, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MARIE
since 20042.138.000.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0244/00A010 | Flanders | 122 m² | 1 · 98 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.138.000.952
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-04-2004
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mieke_dockx@hotmail.com
Phone:0475/804.022