Maric & Co is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.73M and a net result of €-23k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 93% of 5523 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
24 d early
2023
26 d late
2022
62 d early
2021
69 d early
2020
23 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.73M▼ 0.6%
2024 · €3.75M
2018: €4.07M
2019: €4.09M
2020: €4.10M
2021: €4.12M
2022: €4.13M
2023: €4.14M
2024: €3.75M
2018 → 2025
Net result
€-23k
2024 · €8k
2018: €-9k
2019: €25k
2020: €6k
2021: €22k
2022: €10k
2023: €4k
2024: €8k
2018 → 2025
Total assets
€3.83M▲ 0.2%
2024 · €3.82M
2018: €4.13M
2019: €4.15M
2020: €4.19M
2021: €4.18M
2022: €4.17M
2023: €4.20M
2024: €3.82M
2018 → 2025
Solvency
97.3%▼ 0.8pp
2024 · 98.1%
2018: 98.6%
2019: 98.7%
2020: 97.9%
2021: 98.6%
2022: 99.2%
2023: 98.6%
2024: 98.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.12M-€4.13M▲ 0.2%€4.14M▲ 0.1%€3.75M▼ 9.3%€3.73M▼ 0.6%
Operating result€13k-€10k▼ 22.6%€8k▼ 23.9%€6k▼ 20.8%€-22k
Net result€22k-€10k▼ 56.0%€4k▼ 54.9%€8k▲ 92.8%€-23k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.83M
Fixed assets
€3.37M=
Current assets
€464k▲ 2.0%
Equity and liabilities €3.83M
Equity
€3.73M▼ 0.6%
Debt
€103k▲ 44.0%
The debt ratio rises from 1.9% to 2.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
97.3%▼
2024 · 98.1%
ROE
-0.6%▼
2024 · 0.2%
ROA
-0.6%▼
2024 · 0.2%
Debt
€103k▲
2024 · €71k
Debt ≤ 1 year
€103k▲
2024 · €71k
Income taxes
€132▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.82M€3.83M▲
Fixed assets21/28€3.37M€3.37M=
Tangible fixed assets22/27€601€175▼
Furniture and vehicles24€601€175▼
Financial fixed assets28€3.37M€3.37M=
Current assets29/58€455k€464k▲
Amounts receivable within one year40/41€301k€303k▲
Trade receivables40€0-
Other amounts receivable41€301k€303k▲
Current investments50/53€150k€153k▲
Cash at bank and in hand54/58€2k€7k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€3.82M€3.83M▲
Equity10/15€3.75M€3.73M▼
Contributions10/11€3.42M€3.42M=
Reserves13€330k€307k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€326k€304k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€71k€103k▲
Amounts payable within one year42/48€71k€103k▲
Trade debts44€747€7k▲
Suppliers440/4€747€7k▲
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€3k▼
Other amounts payable47/48€60k€93k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€426€426=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€8k€-21k▼
Operating profit (loss)9901€6k€-22k▼
Financial income75/76B€8k€3k▼
Recurring financial income75€8k€3k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€11k€-22k▼
Income taxes67/77€3k€132▼
Profit (loss) for the period9904€8k€-23k▼
Profit (loss) for the period to be appropriated9905€8k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-23k▼
Transfer from equity791/2€395k€23k▼
Transfer to equity691/2€8k€0▼
To other reserves6921€8k€0▼
Profit to be distributed694/7€395k€0▼
Return on contributions (dividend)694€395k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-23k ▼366%
Net result drops to €-23k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europalaan 1399800 DeinzeGround area
4,551 m²
Building footprint
3,512 m²
Volume, LiDAR
21,724 m³
Parcel 44054A0113/00H000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARIC & CO
since 20082.174.361.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0113/00H000 | Flanders | 4,551 m² | 1 · 3,512 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900GRL6B7NPSVX106
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 9,042 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.