MARIAMTJE
ActiveThe computed 12-month bankruptcy probability of MARIAMTJE is 1.7% (moderate). The annual accounts of MARIAMTJE for fiscal year 2025 show a net loss of 140% of total assets and of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-17k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 4610 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-82
Solvency90▼-10
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.88 against 17.03 in 2024; short-term debt: 34.8% and cash: 57.2% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
-139.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
36 d late
2023
135 d late
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k
2024 · €3k
2022: €1k
2023: €1k
2024: €3k
2022 → 2025
Working capital
€8k▼ 68.2%
2024 · €26k
2022: €21k
2023: €22k
2024: €26k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€23k▲ 5.1%€26k▲ 12.8%€8k▼ 68.2%
Operating result€2k-€1k▼ 18.0%€3k▲ 133%€-17k
Net result€1k-€1k▼ 12.9%€3k▲ 163%€-17k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €12k
Equity
€8k▼ 68.2%
Debt
€4k▲ 172%
The debt ratio rises from 5.9% to 34.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
65.2%▼
2024 · 94.1%
Current ratio
2.88▼
2024 · 17.03
Quick ratio
1.92▼
2024 · 14.42
Debt / equity
0.53▲
2024 · 0.06
ROE
-214.1%▼
2024 · 11.4%
ROA
-139.7%▼
2024 · 10.7%
Debt
€4k▲
2024 · €2k
Debt ≤ 1 year
€4k▲
2024 · €2k
Income taxes
€393
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€12k▼
Current assets29/58€27k€12k▼
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€5k€1k▼
Trade receivables40€803€803=
Other amounts receivable41€5k€368▼
Cash at bank and in hand54/58€18k€7k▼
Equity and liabilities
Total equity and liabilities10/49€27k€12k▼
Equity10/15€26k€8k▼
Contributions10/11€7k€7k=
Profit (loss) carried forward14€19k€1k▼
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44€810€810=
Suppliers440/4€810€810=
Taxes, remuneration and social security45€784€4k▲
Taxes450/3€300-
Remuneration and social security454/9€484€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234-
Other operating charges640/8€402€120▼
Gross operating margin9900€4k€-17k▼
Operating profit (loss)9901€3k€-17k▼
Financial charges65/66B€166€152▼
Recurring financial charges65€166€152▼
Profit (loss) for the period before taxes9903€3k€-17k▼
Income taxes67/77-€393
Profit (loss) for the period9904€3k€-17k▼
Profit (loss) for the period to be appropriated9905€3k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€1k▼
Profit (loss) brought forward from the previous period14P€16k€19k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-17k ▼700%
Net result drops to €-17k, the lowest in the series.
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
31-12
Financial
Highest result since 2022net €3k ▲163%
Operating result €3k, net result €3k, both a record.
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 135 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-08-2020
Resigned as Director
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekkantstraat (BAA) 2909200 DendermondeGround area
443 m²
Building footprint
193 m²
Volume, LiDAR
1,411 m³
2 parcels, Flanders · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MARIAMTJE
since 20192.292.691.703
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0586/00B002 | Flanders | 228 m² | 1 · 105 m² | 12.3 m · 4 fl. |
| 42002B0165/00D000 | Flanders | 215 m² | 1 · 88 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NADIM TEXTILE
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SIR
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PIETRO ARTISAN COIFFEUR
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2019
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.