MARGREVE CONSULT & Cie
ActiveMARGREVE CONSULT & Cie has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €331k and a net result of €22k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-1
Solvency70▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.86 in 2023; short-term debt: 11.6% and cash: 0.1% of total assets), but 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
54 d late
2022
65 d late
2021
30 d late
2020
74 d late
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€331k▲ 7.0%
2023 · €310k
2018: €233k
2019: €256k
2020: €264k
2021: €274k
2022: €286k
2023: €310k
2018 → 2024
Total assets
€739k▲ 0.5%
2023 · €735k
2018: €687k
2019: €666k
2020: €648k
2021: €645k
2022: €746k
2023: €735k
2018 → 2024
Net result
€22k▼ 8.1%
2023 · €23k
2018: €28k
2019: €43k
2020: €38k
2021: €50k
2022: €42k
2023: €23k
2018 → 2024
Working capital
€78k▲ 14.3%
2023 · €68k
2018: €70k
2019: €69k
2020: €55k
2021: €45k
2022: €53k
2023: €68k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€264k-€274k▲ 4.0%€286k▲ 4.4%€310k▲ 8.2%€331k▲ 7.0%
Operating result€58k-€71k▲ 22.6%€57k▼ 19.1%€39k▼ 31.1%€38k▼ 2.7%
Net result€38k-€50k▲ 33.8%€42k▼ 16.6%€23k▼ 44.3%€22k▼ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 3% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €739k
Fixed assets
€575k▼ 2.1%
Current assets
€164k▲ 10.8%
Equity and liabilities €739k
Equity
€331k▲ 7.0%
Provisions
€94k▼ 2.0%
Debt
€313k▼ 4.8%
The debt ratio falls from 44.8% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▼
2023 · €64k
Cash flow
€45k▼
2023 · €48k
Solvency
44.8%▲
2023 · 42.1%
Current ratio
1.91▲
2023 · 1.86
Quick ratio
1.91▲
2023 · 1.86
Debt / equity
0.95▼
2023 · 1.06
ROE
6.5%▼
2023 · 7.6%
ROA
2.9%▼
2023 · 3.2%
Interest coverage
6.24▼
2023 · 7.66
Debt
€313k▼
2023 · €329k
Debt ≤ 1 year
€86k▲
2023 · €80k
Debt > 1 year
€226k▼
2023 · €249k
Income taxes
€13k▼
2023 · €14k
Staff costs
€46k▼
2023 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€735k€739k▲
Fixed assets21/28€587k€575k▼
Tangible fixed assets22/27€385k€377k▼
Land and buildings22€268k€257k▼
Plant, machinery and equipment23€117k€120k▲
Financial fixed assets28€202k€198k▼
Current assets29/58€148k€164k▲
Amounts receivable within one year40/41€127k€147k▲
Trade receivables40€44k€65k▲
Other amounts receivable41€83k€82k▼
Cash at bank and in hand54/58€659€898▲
Deferred charges and accrued income490/1€20k€16k▼
Equity and liabilities
Total equity and liabilities10/49€735k€739k▲
Equity10/15€310k€331k▲
Contributions10/11€7k€7k=
Reserves13€303k€324k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€102k€98k▼
Distributable reserves133€199k€224k▲
Provisions and deferred taxes16€96k€94k▼
Provisions for liabilities and charges160/5€51k€51k=
Other liabilities and charges164/5€51k€51k=
Deferred taxes168€45k€43k▼
Amounts payable17/49€329k€313k▼
Amounts payable after more than one year17€249k€226k▼
Financial debts170/4€181k€146k▼
Other amounts payable178/9€69k€81k▲
Amounts payable within one year42/48€80k€86k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Financial debts43€7k€10k▲
Credit institutions430/8€7k€10k▲
Trade debts44€16k€12k▼
Suppliers440/4€16k€12k▼
Taxes, remuneration and social security45€22k€20k▼
Taxes450/3€13k€11k▼
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€27€8k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€47k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€113k€111k▼
Operating profit (loss)9901€39k€38k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€35k€32k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€23k€22k▼
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€27k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€25k▼
Transfer to equity691/2€27k€25k▼
To other reserves6921€27k€25k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Weakest financial yearnet €22k ▼8.1%
Net result drops to €22k, the lowest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €50k ▲33.8%
Operating result €71k, net result €50k, both a record.
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 74 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bévercé-Rond-Bois 74960 Malmedy1 establishment unit
MAGREVE CONSULT & CIE
since 20012.260.527.590
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 37,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-12-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.