MARGOZ
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of MARGOZ is 5.3% (elevated). The 2025 annual accounts show negative equity (-€6,140) and a net result of -€50,299. Its solvency ranks better than 9% of 788 sector peers (NACE 10, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 09-02-2024 Normal situation
- Legal form
- Public limited company
- Registered office
- Place de St Symphorien 24, 7030 Mons
- Activity
- Artisanal bread and fresh pastry making NACE 10712and 2 others
- Establishment unit
- 2.358.449.882 6534 Thuin, since 09-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Who decides
Board
- BOVY JeoffreyDirector · since 09-02-2024
- MENISSEZ LaurentDirector · since 09-02-2024
- RENMANS RikDirector · since 09-02-2024
- VALLIN AnnouckDirector · since 09-02-2024
- Auditor
- Joiris, Rousseaux & C° SRL
Shareholders
How it is doing
- Bankruptcy probabilitywithin 12 months
- 5.3%
Annual accounts 2025
- Gross margin
- €454,141
- ▲ 91.1%
- Turnover
- ≈ €1.1m
- estimated
- Loss
- €50,299
- ▲ 190%
- Equity
- -€6,140
- Total assets
- €892,198
- ▼ 10.8%
- Staff
- 9.8 FTE
- ▲ 2.1%
2025 accounts 17 days early
Filed on 14-07-2026at the National Bank
Why 35raises riskSector: Manufacture of food products (NACE 10)Size: 9.8 FTE, total assets €892,198Negative equity -€6,140Founded in 2024Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 16% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Weak
Solvency
24-5
equity -0.7% of total assets
Liquidity
27-5
short-term debt 49.0% · cash 0.7%
Profitability
30-10
return on assets -5.6%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 3.1%lowest value
04-2025: 3.2%▲ +0.1 percentage points vs 03-2025
05-2025: 3.2%● unchanged vs 04-2025
06-2025: 3.6%▲ +0.4 percentage points vs 05-2025
07-2025: 3.6%● unchanged vs 06-2025
08-2025: 4.0%▲ +0.4 percentage points vs 07-2025
09-2025: 5.4%▲ +1.4 percentage points vs 08-2025
10-2025: 5.4%● unchanged vs 09-2025
11-2025: 5.4%● unchanged vs 10-2025
12-2025: 5.4%● unchanged vs 11-2025
01-2026: 5.4%● unchanged vs 12-2025
02-2026: 5.5%▲ +0.1 percentage points vs 01-2026
03-2026: 5.4%▼ -0.1 percentage points vs 02-2026
04-2026: 5.4%● unchanged vs 03-2026
05-2026: 5.3%▼ -0.1 percentage points vs 04-2026
06-2026: 5.3%● unchanged vs 05-2026
07-2026: 5.7%▲ +0.4 percentage points vs 06-2026highest value
08-2026: 5.3%▼ -0.4 percentage points vs 07-2026
09-2026: 5.3%● unchanged vs 08-2026
10-2026: 5.3%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.21, compared with 0.37 in 2024, below 1; short-term debt: 49% and cash: 0.7% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 19% on solvency, 18% on liquidity, 22% on profitability and 5% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€6,140
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
17 days early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 9 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 14-07-2026
- Annual accounts 2024filed on 31-07-2025
Acts in the Belgian Official Gazette
- Incorporationact of 13-02-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about MARGOZ
- What is the company number of MARGOZ?
- 1005.847.438. In Belgium the VAT number is the company number with BE in front: BE 1005.847.438.
- Where is MARGOZ based?
- The registered office is at Place de St Symphorien 24, 7030 Mons.Company details
- What does MARGOZ do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of MARGOZ?
- Public limited company (NV).
- When was MARGOZ founded?
- On 09-02-2024.
- Is MARGOZ still active?
- Yes, MARGOZ is an active enterprise in the KBO register.
- How many employees does MARGOZ have?
- On average 9.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MARGOZ?
- ≈ €1.1m in financial year 2025. Estimated from the gross margin of €454,141: probably between €640,000 and €1.8m, based on 2,288 comparable companies of the same size. A rough estimate.
- Is MARGOZ profitable?
- In financial year 2025, MARGOZ made a loss of €50,299.
- Where can I find the annual accounts of MARGOZ?
- MARGOZ filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of MARGOZ due?
- By 31-07-2027, for financial year 2026.Timeline
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