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MARGINVEST

Active
Private limited companyfounded 1991active for 35 yearsMaria van Hongarijelaan 64, 1083 Ganshoren, Belgium25 active companies are registered at this addressKBO/BCE: BE 0445.299.383
Summary

The computed 12-month bankruptcy probability of MARGINVEST is 2.6% (moderate). The 2025 annual accounts show equity of €22,635 and a net result of €3,722. Equity is shrinking by about 5.1% per year across the filed financial years. Its solvency ranks better than 75% of 2,435 sector peers (NACE 43, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
MARGINVESTActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350
9th oldest company in Ganshoren, Construction sector1 site
Size
€35,587total assets 2025
Equity
€22,635
Profit
€3,722
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Structure
2025 accounts filed 45 days late
Why 53raises risk2 changes of registered office in 24 monthsSize: total assets €35,587Last filed accounts filed 45 days late; 2 of the last 3 latelowers riskLiquidity: current ratio 3.63, cash €22,237Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 89+38
equity 63.6% of total assets
Liquidity 89+22
short-term debt 27.0% · cash 62.5%
Profitability 64+64
return on assets 10.5%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 0.7%lowest value 12-2024: 1.0%▲ +0.3 percentage points vs 11-2024 01-2025: 2.3%▲ +1.3 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.1%▼ -0.2 percentage points vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 3.2%▲ +1.1 percentage points vs 07-2025 09-2025: 1.3%▼ -1.9 percentage points vs 08-2025 10-2025: 2.2%▲ +0.9 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 6.3%▲ +4.0 percentage points vs 07-2026 09-2026: 6.8%▲ +0.5 percentage points vs 08-2026highest value 10-2026: 2.6%▼ -4.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.63, compared with 5.55 in 2024, above the usual 1.5; short-term debt: 27% and cash: 62.5% of total assets), and 36.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 69% on solvency, 87% on liquidity, 31% on profitability and 67% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 3.63, cash €22,237
NBB · annual accounts
raises risk · Size: total assets €35,587
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 45 days late; 2 of the last 3 late
NBB · filings
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
45 days late
2024
18 days late
2022
57 days late
2021
63 days late
2020
68 days late
2019
53 days late
2018
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignation: Courtois Maryse (director)Appointment: Gianfranco Tribuzio (director) ·…
  3. Reappointment: COURTOIS Maryse (director)Name change · Capital conversion…

Key points

  • Caution: Among the weakest 11% on equitysector median €460,461 · 2,435 companies €22,635 View
  • Caution: Board changedlatest change 30-07-2026 · 1 in office 1 joined · 1 left View
  • Active since 1991founded 03-10-1991 35 years View

By topic

Financials

Financial year
2025
Total assets
€35,587
Profit
€3,722
Solvency
63.6%
Total assets▼ 50.9%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1993
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 11-09-2025Resignation: Vincent MORTIER (director)
  3. 18-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
03-10-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about MARGINVEST

What is the company number of MARGINVEST?
0445.299.383. In Belgium the VAT number is the company number with BE in front: BE 0445.299.383.
Where is MARGINVEST based?
The registered office is at Maria van Hongarijelaan 64, 1083 Ganshoren.Company details
What does MARGINVEST do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of MARGINVEST?
Private limited company (BV).
When was MARGINVEST founded?
On 03-10-1991.
Is MARGINVEST still active?
Yes, MARGINVEST is an active enterprise in the KBO register.
What is the turnover of MARGINVEST?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is MARGINVEST profitable?
In financial year 2025, MARGINVEST made a profit of €3,722.
Where can I find the annual accounts of MARGINVEST?
MARGINVEST filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARGINVEST due?
By 31-07-2027, for financial year 2026.Timeline

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